For the hell of it I looked up prices to the Disney vacation club today. Who is this catering to? $23,000 one-time fee and $975 annual fee.
I mean what is the benefit to it? You'd have to go through a LOT of Disney vacations to earn that back.
We finally broke down and bought in, but I didn't go through Disney, I bought someone else's points. When we were looking it was $15,000.00 up front or you could finance it. The annual fee depends greatly on the hotel that is your main one. I think they are selling Bay Lake right now which is the most expensive.We bought 75 points from someone who had them at Old Key West. 75 points basically ends up being one week when we usually go. I will make my money back on that purchase after going about 5 or 6 times, and we obviously will do that because we go every year. To me, it's basically paying in advance a few years at a set number and since we go every year it worked for us.There are benefits too. They did a thing this year for DVC members where they gave a massive discount for the gold standard annual pass that has everything included in it. So we can do the water parks, Disney Quest, and even golf for free (or at least, included in our pass). Stuff like that for members is a nice perk.Also, the prices recently increased because they attached DVC to the RIA timeshares around the world or whatever their name is. So you can now use your Disney points for places all over the world and not just Disney resorts. We aren't into that, but again, nice perk.