Recent content by D_House

Are you thinking individual TIPS or a TIPS fund/ETF? And would you keep it in a taxable or tax-protected account? Assuming you'd buy the TIPS in a taxable account for comparison purposes: the 0.7% lower rate and liquidity limitations of I bonds gets you tax deferral, no interest rate risk, no...

I do my own taxes (I use H&R Block software ) and have finished but am waiting to file. May not be relevant to many of us but there is a pending possible SALT deduction cap increase to $20,000 for MFJ filers with MAGI <$500k. This is retroactive for only the 2023 tax year. There will be a...

Yes a MMF such as SPAXC works though depending on your situation consider using a traditional IRA or 401k for holding low-risk low-return investments rather than your Roth IRA in which it is typically recommended to put your investments with the highest expected returns.

I use VUSXX which is Vanguard’s treasury only MMF (current yield 4.56%, likely to be 90%+ state tax-free). As mentioned above, the same government that insures your bank account backs treasuries. I view this fund as equivalent in safety to a FDIC-insured bank account. Treasury MMFs are more...

Is this in a taxable account? Has she already maxed any workplace retirement account and a Roth IRA? If not, would make sure she is taking full advantage of those before investing in a taxable account. As far as what to invest in, a total market stock index fund or ETF would be the most tax...

I know there are some Endorphin fans here: Saucony (and also Runningwarehouse) have their Endorphin line plus Triumphs and Rides 50% off right now.

Finishing up: Rd 13: Syd &amp; Lucky Daye - CYBAH Youtube Spotify Rd 14: The Spielbergs - When They Come for Me Youtube Spotify Rd 15: Romero - Halfway Out the Door Youtube Spotify As always, thanks for letting me play and thanks for sharing all this great music!

Catching up Rd 10: Khalid - Last Call Youtube Spotify Rd 11: Iceage - All the Junk on the Outskirts Youtube Spotify Rd 12: MUNA - Anything But Me (very HAIMy vibe) Youtube Spotify

Rd 9: Pinegrove - Alaska Youtube Spotify

Rd 8: Royel Otis - Oysters in My Pocket Youtube Spotify

Rd 7: Sports Team - The Game Youtube Spotify

Rd 6: Hatchie - Quicksand  Youtube Spotify

Rd 5: Lucky Daye - Fever Mid tempo jam. Love the production and vocals on this one. 

Rd 4: The Weeknd - Is There Someone Else Gotta have a Weeknd song on the playlist.

Rd 3: Rolling Blackouts Coastal Fever - My Echo My favorite tune of theirs since ‘Talking Straight’