Orange&Blue
Footballguy
Question, should I stop doing roth 401(k) and just do traditional 401(k)?
I'm a fed employee and in the 24% tax bracket. I'm 43 years old and have the following investments:
-TSP target retirement (i.e. 401k)...$470k ($390k traditional and $80k roth)
-Roth IRAs...$100k
-Brokerage account... $240k
-I-bonds... $30k
-checking/emergency... $20k
So roth is ~21%. Fed only contributes to traditional 5% salary match, while my 9% is full Roth.
Not sure if it matters, but additional things:
house equity is about $250k. No debt besides mortgage which is at 3.25%.
At retirement I'll get about a 33% pension in addition to social security (if solvent).
I'm a fed employee and in the 24% tax bracket. I'm 43 years old and have the following investments:
-TSP target retirement (i.e. 401k)...$470k ($390k traditional and $80k roth)
-Roth IRAs...$100k
-Brokerage account... $240k
-I-bonds... $30k
-checking/emergency... $20k
So roth is ~21%. Fed only contributes to traditional 5% salary match, while my 9% is full Roth.
Not sure if it matters, but additional things:
house equity is about $250k. No debt besides mortgage which is at 3.25%.
At retirement I'll get about a 33% pension in addition to social security (if solvent).
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