Buddy of mine was buying a house and it turned out the deck was built without a permit, so the home inspector wouldn't sign off on it. Ended up being a big hassle for the seller. I'm not sure exactly what it entailed, but just something to think about. I'm sure this is heavily area-dependent...this was in NJ.
That's the home inspector of the seller or someone associated with the town? If the former, worst case, you need to find another buyer right?
I'm not a homeowner so don't know the mechanics...I know the inspector is engaged by the buyer but unsure if he's "associated with the town" or not. Either way, yeah you can get another buyer but the issue is that another buyer's inspector will likely turn up the same issue. I know my friend had the seller make some concessions on other issues his inspector found. The seller originally took a hard stance against it, but then realized (likely with the help of his realtor) that another buyer would have the same complaints so it's better not to throw away one potential sale over things like that.
In NJ the home inspector brought in by the buyer will note if something appears to be done without a permit, but that is it.
Where you run into a problem is a CO (Certificate of Occupancy) has to be applied for from each town.
The town sends their inspectors to make sure house is liveable, permits are in tact and smoke detectors are in.
Without the towns CO you can't move in.
Yeah, the CO was more of what I was thinking would be the problem. I know my home inspector didn't ask for any permits when we bought the house. I think I'll be in the same boat as Nick when I go to sell my house and the town inspector sees that a lot of the work I've done doesn't have permits. Oh well. I guess I'll just stay here until I die.
When that time comes I plan to just play stupid and say the wife handled all these things.
Funny story when I applied for my kitchen addition
When I had applied for my fence variance I had to give a drawing of where i intended to place the fence.
I had a hearing, pleaded my case, people on the board had actually drove by beforehand. They gave me permission and they kept that drawing on file.
Well when i actually put the fence in my wife and the fence guy basically said extend it further if you want, no one cares in the town, you will be fine etc...
We did, and he was right. we went about 10' further down to the front of the house instead of starting it at the back of the house. No one came out for post inspection.
FF a couple years and I am before the board again pleading my case for my extension. I was always concerned about having extended my fence line. Wife would always just blah it off and say I am paranoid etc..
New guy up on the hill seems confused by my new drawing calls me up to his big desk to better explain where I am doing my addition.
My drawing had the addition inside the fence line, his old drawing had my addition outside the fence line.
He basically called me out on not having put the fence where agreed upon.
I hung my head and said yea the fence guy just said lets put it here and I went with it.
He smiled and said Ok, just wanted to make sure I was seeing things correctly.
They allowed my addition and said they will be checking to make sure I do exactly what we have asked.
I played it off pretty well at the board meeting but wonder how I red my face got at that moment