Decision Confirmed: University of South Florida (1 Viewer)

[SeveredHorseHeads]

I majored in math and I work in finance. You can get a job almost anywhere in business/finance if you're smart and interview well.

Math is probably the most useful major for most parts of finance.

I often think of how much money I would be making at my firm if I was a back end developer with a math background.

 

[Nugget]

Math is the money degree - coming from an Econ guy with an MBA.

 

[sbonomo]

Math is the money degree - coming from an Econ guy with an MBA.

do you have any insight why schools do this?/ I swear we get college grads that we have to teach the basics of accounting and finance on top of the job they need to learn....very frustrating. I think it is a money grab by the university to force students to get an MBA....any other thoughts?

 

[Nugget]

Math is the money degree - coming from an Econ guy with an MBA.

do you have any insight why schools do this?/ I swear we get college grads that we have to teach the basics of accounting and finance on top of the job they need to learn....very frustrating. I think it is a money grab by the university to force students to get an MBA....any other thoughts?

What do you hire grads to do? I am a sales guy and my MBA focused on marketing. Why would you hire an Econ guy as an accountant? Econ degrees normally don't include finance or accounting classes.

 

[cstu]

I'd like the trifecta of Associates in Accounting, Bachelors in Economics, and Masters in Business Administration. Depending on what career field I wind up in things can change.

Aim high, young man, aim high.

 

[Eminence]

I was offered $19,000 in student loans. -.-

 

[Frostillicus]

That seems good.

 

[Eminence]

That seems good.

The degree will be worth $27,000 if that's truly what it's going to cost. I'm transferring in a as Junior with 60 credit hours. I am still waiting for a response from Florida Gulf Coast University who admittedly may be my #1 choice if accepted.But I'll go wherever they will accept my credits. USF accepted credits from 3 different institutions. Heavily leaning towards grabbing a degree in USF. Want to save up a decent amount of money first.

 

[Cliff Clavin]

I was offered $19,000 in student loans. -.-

You should load up your sports betting account with it IMO. Your online roulette martingale system with $19k will make you filthy rich.

 

[jon_mx]

I was offered $19,000 in student loans. -.-

So does that add to your net worth? I am still trying to figure out all this accounting stuff.

 

[Slapdash]

I was offered $19,000 in student loans. -.-

You should load up your sports betting account with it IMO. Your online roulette martingale system will $19k with make you filthy rich.

Put it all in HEMP

 

[jon_mx]

Allowing you to transfer in 60 hours seems like a good deal. I am not sure you should wait to save up lots of money, your record there is not so good. You need to act soon and get your degree ASAP.

 

[jon_mx]

I was offered $19,000 in student loans. -.-

You should load up your sports betting account with it IMO. Your online roulette martingale system will $19k with make you filthy rich.

Put it all in HEMP

It has been on a steady decline since it peaked at $0.30. It is now down to under $0.02. Solid value there, it can't decline forever.

 

[Eminence]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

 

[Gawain]

I was offered $19,000 in student loans. -.-

I firmly believe that Em will end up above average...

Summary of Federal Loan Defaults as of FY 2014 Q3Federal Loan Program 	Average Amount in Default per BorrowerDirect Loans 	                    $14,385Federal Family Education Loans 	    $13,795TOTAL 	                            $14,014

 

[Nugget]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

congrats. When are you moving to Florida?

 

[TheAristocrat]

No, you won't. You never have and never will.

Enjoy finger blasting yourself.

 

[Slapdash]

I was offered $19,000 in student loans. -.-

I firmly believe that Em will end up above average...

Summary of Federal Loan Defaults as of FY 2014 Q3Federal Loan Program Average Amount in Default per BorrowerDirect Loans $14,385Federal Family Education Loans $13,795TOTAL $14,014

Addiction to gambling ain't going to fund itself.

 

[jon_mx]

Will there actually be a decision this year. The year is half over and it seems like Em is just spinning his wheels.

 

[sbonomo]

Math is the money degree - coming from an Econ guy with an MBA.

do you have any insight why schools do this?/ I swear we get college grads that we have to teach the basics of accounting and finance on top of the job they need to learn....very frustrating. I think it is a money grab by the university to force students to get an MBA....any other thoughts?

What do you hire grads to do? I am a sales guy and my MBA focused on marketing. Why would you hire an Econ guy as an accountant? Econ degrees normally don't include finance or accounting classes.

in CA all business majors take the same intro classes then major classes. There is not an accounting or finance degree offered at Berkeley. We end up training them a banks view of accounting so that the can uw deals. A lot of it is on the job training. A real PIA for me.

 

[Nugget]

Math is the money degree - coming from an Econ guy with an MBA.

do you have any insight why schools do this?/ I swear we get college grads that we have to teach the basics of accounting and finance on top of the job they need to learn....very frustrating. I think it is a money grab by the university to force students to get an MBA....any other thoughts?

What do you hire grads to do? I am a sales guy and my MBA focused on marketing. Why would you hire an Econ guy as an accountant? Econ degrees normally don't include finance or accounting classes.

in CA all business majors take the same intro classes then major classes. There is not an accounting or finance degree offered at Berkeley. We end up training them a banks view of accounting so that the can uw deals. A lot of it is on the job training. A real PIA for me.

Most college graduates dont have a degree that prepares them for a job.

 

[TheIronSheik]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

 

[Eminence]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

Sheik, this is reality my friend. I'm going to buy some airfare and check out each campus this Fall. I'm applying for work study programs at each and hopefully can transfer into a 5/3 branch as a part-time teller. I've got savings in case something backfires. One school is transferring me in at a much higher GPA but that city's real estate prices are also much higher.

My credit score averages at about 640. I'd like to buy a house when I'm down there for $30,000 - 40,000 with a super cheap mortgage. I'd use what I have saved in stocks as a 20% down payment. My equity is retained in this transaction whereas if I paid rent to live in a dorm or rent an apartment, it'd be spilling out as an expense.

If I decide I want to move away from whichever city after graduation, I could always use the house as a rental property to some college kids.

 

[xulf]

May as well nip this in the bud now...Em, when someone declares bankruptcy, student loan obligations are not relieved.

 

[Rayderr]

Doesn't one normally visit the college before applying there?

 

[jon_mx]

The only way you buy a house will be if your parents sign for you. Besides, it is a stupid idea if you will be in a location only a couple of years. The closing costs and realtor fees will turn it into a big loser. Oh I forget, those types of fees don't count in your accounting. Carry on.

 

[fantasycurse42]

I don't know much about FGCU.

Is it realistic to buy a house there for $30-$40k? I mean we have to be talking about a gigantic ####hole in a very dangerous neighborhood, right?

 

[bushdocda]

3d printed house?

 

[Rayderr]

I don't know much about FGCU.

Is it realistic to buy a house there for $30-$40k? I mean we have to be talking about a gigantic ####hole in a very dangerous neighborhood, right?

Cheapest house in Ft. Myers - $26k foreclosure (and you know that sucker is completely gutted.)

For $70k tho, he can buy 3 rental chicken coops.

 

[ClownCausedChaos2]

I don't know much about FGCU.

Is it realistic to buy a house there for $30-$40k? I mean we have to be talking about a gigantic ####hole in a very dangerous neighborhood, right?

Cheapest house in Ft. Myers - $26k foreclosure (and you know that sucker is completely gutted.)For $70k tho, he can buy 3 rental chicken coops.

I think the garage was painted into that picture by a ###ty painter.

 

[fantasycurse42]

I don't know much about FGCU.

Is it realistic to buy a house there for $30-$40k? I mean we have to be talking about a gigantic ####hole in a very dangerous neighborhood, right?

Cheapest house in Ft. Myers - $26k foreclosure (and you know that sucker is completely gutted.)For $70k tho, he can buy 3 rental chicken coops.

Goes down as an Econ major and leaves as the house flipping king of Fort Meyers.

 

[Peyton Marino]

30-40k! this is reality my friend!

 

[jamny]

3d printed house?

Hemp house?

 

[TheIronSheik]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

Sheik, this is reality my friend. I'm going to buy some airfare and check out each campus this Fall. I'm applying for work study programs at each and hopefully can transfer into a 5/3 branch as a part-time teller. I've got savings in case something backfires. One school is transferring me in at a much higher GPA but that city's real estate prices are also much higher.

My credit score averages at about 640. I'd like to buy a house when I'm down there for $30,000 - 40,000 with a super cheap mortgage. I'd use what I have saved in stocks as a 20% down payment. My equity is retained in this transaction whereas if I paid rent to live in a dorm or rent an apartment, it'd be spilling out as an expense.

If I decide I want to move away from whichever city after graduation, I could always use the house as a rental property to some college kids.

Want to hear something mind bottling? I filed bankruptcy 2 years ago and my credit score is almost 100 points higher than you.

 

[ClownCausedChaos2]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

Sheik, this is reality my friend. I'm going to buy some airfare and check out each campus this Fall. I'm applying for work study programs at each and hopefully can transfer into a 5/3 branch as a part-time teller. I've got savings in case something backfires. One school is transferring me in at a much higher GPA but that city's real estate prices are also much higher.

My credit score averages at about 640. I'd like to buy a house when I'm down there for $30,000 - 40,000 with a super cheap mortgage. I'd use what I have saved in stocks as a 20% down payment. My equity is retained in this transaction whereas if I paid rent to live in a dorm or rent an apartment, it'd be spilling out as an expense.

If I decide I want to move away from whichever city after graduation, I could always use the house as a rental property to some college kids.

Want to hear something mind bottling? I filed bankruptcy 2 years ago and my credit score is almost 100 points higher than you.

I filed 8 years ago! Bankruptcy Brothers!

 

[TheIronSheik]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

Sheik, this is reality my friend. I'm going to buy some airfare and check out each campus this Fall. I'm applying for work study programs at each and hopefully can transfer into a 5/3 branch as a part-time teller. I've got savings in case something backfires. One school is transferring me in at a much higher GPA but that city's real estate prices are also much higher.

My credit score averages at about 640. I'd like to buy a house when I'm down there for $30,000 - 40,000 with a super cheap mortgage. I'd use what I have saved in stocks as a 20% down payment. My equity is retained in this transaction whereas if I paid rent to live in a dorm or rent an apartment, it'd be spilling out as an expense.

If I decide I want to move away from whichever city after graduation, I could always use the house as a rental property to some college kids.

Want to hear something mind bottling? I filed bankruptcy 2 years ago and my credit score is almost 100 points higher than you.

I filed 8 years ago! Bankruptcy Brothers!

Worst... Superhero... Duo... Ever!

 

[ClownCausedChaos2]

I was accepted to Florida Gulf Coast University. Excited. Dunk city!

Sweet! Maybe you can get a basketball scholarship to go there. Full ride would be nice. I mean, as long as we're dreaming, right?

Sheik, this is reality my friend. I'm going to buy some airfare and check out each campus this Fall. I'm applying for work study programs at each and hopefully can transfer into a 5/3 branch as a part-time teller. I've got savings in case something backfires. One school is transferring me in at a much higher GPA but that city's real estate prices are also much higher.

My credit score averages at about 640. I'd like to buy a house when I'm down there for $30,000 - 40,000 with a super cheap mortgage. I'd use what I have saved in stocks as a 20% down payment. My equity is retained in this transaction whereas if I paid rent to live in a dorm or rent an apartment, it'd be spilling out as an expense.

If I decide I want to move away from whichever city after graduation, I could always use the house as a rental property to some college kids.

Want to hear something mind bottling? I filed bankruptcy 2 years ago and my credit score is almost 100 points higher than you.

I filed 8 years ago! Bankruptcy Brothers!

Worst... Superhero... Duo... Ever!

We've got trouble! Grab your unsolicited 29% APR Visa!

 

[Capella]

Please tell me your are looking for a house for 30k near downtown St. Pete

 

[bushdocda]

Mind bottling indeed!

 

[Nugget]

Do banks do a mortgages on 30k homes? Maybe a 5-7 year note? I can't imagine how much money I would have to put into a 30K shack.

College is exactly the time when you want a landlord. Especially with 18 hours of classes and a full time job.

 

[timschochet]

Be sure to tell the realtor that the home has to be in an all white neighborhood.

 

[TheIronSheik]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

Since your goal seems more to have fun in college than to learn anything, I would highly suggest living on campus. You will be missing out if you don't.

 

[Cliff Clavin]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

What if there are coloreds or the homos living in those areas?

 

[Scoresman]

Eminence and Florida are a good fit for each other.

ETA: Can we start calling him "Florida man"?

 

[sbonomo]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

Here is a homework assignment for you, since you have an associated degree in Accounting and all. Run an amortization schedule based on a 15 or 30 year mortgage (bonus points if you can actually figure out how to do it in excel). After two years tell me how much interest you have paid and how much principal you have paid. Please then get back to the group on whether you think this is a good idea or not.

ETA: if you want me to help check your math assume a $40,000 purchase price with 20% down 7% interest over a 30 year mortgage.

 

[Capella]

n St Petersburg, I can get a clunker near campus for about $30K.

I still can't get over this.

 

[Rayderr]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

What a $30k house in St. Petersburg looks like.

 

[joffer]

Be sure to tell the realtor that the home has to be in an all white neighborhood.

with good Christian women open to fingerblasting

 

[ClownCausedChaos2]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

What a $30k house in St. Petersburg looks like.

I dunno...A little paint, a little spackle, some TLC (to include, but not limited to, fingerblasting)

 

[NREC34]

Everyone's got jokes.

All I know is that room and board will cost about $9,000 at each institution and renting my own place will cost at least $8,000 a year.

I'd rather live in a rundown piece of crap for two years and take a loss recouping some of my money than to feed somebody rent for 2 years and see none of the money back. Bonus points if I can find a roommate to rent a room for what the mortgage is likely to cost me.

In St Petersburg, I can get a clunker near campus for about $30K. In Fort Myers, $30K will be lucky to get me a condo. I could grab something 30 minutes away from campus in Fort Myers at a decent price.

I have to figure out what the play is though. Fort Myers is transferring me in at a GPA that is about .4 than St Petersburg. St Petersburg is going to offer much cheaper real estate prices though.

What a $30k house in St. Petersburg looks like.

The chicks are gonna love it.