Home-Owners Insurance Spike (1 Viewer)

[Snotbubbles]

I know some of you have Chet money, but this is getting crazy

2800/ft home. 350K value in small community outside of Dallas / Fort Worth

I use a Independent Insurance agency that is supposed to shop around and get me the best rates, I think that I'm going to have to do that myself this year to see if there is a difference.

Summer 2020 - 1600
Summer 2021 - 1850
Summer 2022 - 2000
Summer 2023 - 2600
Summer 2024 - 3700
Summer 2025 -5300 (hail claim in March) + we've had a crap ton of bad weather this spring it seems like.

Before I got divorced in 2019, family had a 500K house in same town w/ a pool. 3500/ft and it's policy was never over 1800.

What do you guys do to get the best rates / who do you use?

I had Liberty Mutual for $2000 a year. In January they tried to raise it to $4000 a year. I went to an independent agent and he got me Safeco for $2000. Turns out Safeco is a subsidiary of Liberty Mutual. Make it make sense.