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If you could tell 12-year-old you just one thing.... (1 Viewer)

Cold Dead Hands said:
AcerFC said:
How much would 10,000 invested in Apple in 1989 made me
Apple stock opened at 38.50 on May 1st, 1989. This is when I would have been 12.

Closed May 11, 2015 at 122.24.

This does not account for stock splits or dividends. It split 2:1 in 2000, 2:1 in 2005, and 7:1 in 2014.
If I'm doing the math right, $889,000. Somebody should doublecheck this, though.
I was 12 in 1982. I could tell myself Apple would be under $2 in 1985 and to scape together all the cash you can until that time, but my 12 yo self would have said, "Pfffft".

 
Doctor Detroit said:
I should have posted a caveat that you can't choose something specific that would benefit you financially, but I thought there was enough creativity here.

"I'm going to give 12-year-old me the dollar/Swiss franc exchange rate so I can participate in currency arbitrage and buy a yacht." :rolleyes:
12 year old me would be like #### that, I'm going to play for the Eagles. I won't need money.

 
According to this link:

http://finance.yahoo.com/q/hp?s=AAPL&a=11&b=12&c=1989&d=02&e=12&f=2015&g=m

Apple was at 1.11 when I was 12 years old. I remember having around 100 bucks back then from allowances. I always saved my money.

From 12-14 I would have pressed mom and dad for 3 bucks a week instead of 2 and put every dime in the bank. Also, start baby-sitting and getting as much as possible. I owned a lot of baseball cards back then, and they were super valuable. Jerome Walton's 1989 rookie upper deck card was like 50 apple shares! Me and my dad owned 4 of them. He wouldn't give me money but he would buy baseball cards as an investment!

Anyway, I figure between allowance, baseball cards and babysitting, I could have saved up 5k by the time I was 16. Then I could go get a job and probably pull in 150 a week, meaning I could realistically make another 5k per year...

Anyway, this is all chump change because by the time I was married, Apple's stock was still only 1 buck a share. It didn't really take off until 2004. At that point, I could easily, had I saved every penny I had, have had 50,000 Apple shares.

So yeah, that's what I'd tell my 12 year old self.

 
Cold Dead Hands said:
AcerFC said:
How much would 10,000 invested in Apple in 1989 made me
Apple stock opened at 38.50 on May 1st, 1989. This is when I would have been 12.Closed May 11, 2015 at 122.24.

This does not account for stock splits or dividends. It split 2:1 in 2000, 2:1 in 2005, and 7:1 in 2014.
If I'm doing the math right, $889,000. Somebody should doublecheck this, though.
I was 12 in 1982. I could tell myself Apple would be under $2 in 1985 and to scape together all the cash you can until that time, but my 12 yo self would have said, "Pfffft".
Same age. My response probably would have been, 'but I need this $30 to buy a 4 finger lid'

 
Don't change your major 14 times in college. Choose Math from the get go. And the Psychology degree is pretty much worthless. Enter the work force at 22 instead of "having fun" in college, which is pretty much just an excuse for drinking til 3-4 am every night and not wanting responsibilities other then class and bartending.

 
Don't change your major 14 times in college. Choose Math from the get go. And the Psychology degree is pretty much worthless. Enter the work force at 22 instead of "having fun" in college, which is pretty much just an excuse for drinking til 3-4 am every night and not wanting responsibilities other then class and bartending.
I know a lot of women who did this. Perpetual juniors.

 
Hang in there and keep on doing what you're doing. What you're looking for and wanting will take a while, but they will come, it will be all that you wished for and then some.

 
No one has it all figured out. Everyone is just as confused as you. Learn from others but always make your own decisions regarding your life and your heart. Stick with what you love and be confident - everything else will work itself out.

 
I asked the question because I'm not all that sure what my answer is. I've really had a great opportunity to experience more than almost anyone, maybe I didn't enjoy it enough? I don't know how you tell a 12-year-old to enjoy life, but that's what I'd say. I have but looking back I missed a ton of great spots, no pun intended.

 
to quote Alan Alda in Little Miss Sunshine...

"#### a lot of women, kid. I've got no reason to lie to you. Not just one- a lot of women."
yup, and more generally, don't be nervous around women. Finally figured this out after I was divorced in my 30s. Just relax and go with the flow. Much better results.

 
In about 10 years when you're cleaning off in the outdoor shower at the beach and those two absolute knockouts in bikinis jump in with you and start teasing you, don't be so quick to leave and maybe toss out that you're game if they are.

 
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1. Do not make out with Summer, it will ruin your chance with Liz.

2. Save some damn money, idiot. Put 10% of everything you make in the summers during school someplace you can't touch until 2000.

3. Do not get sloppy drunk New Years Eve when you are in NYC.

4. Leave your job in 2008 before the #### hits the fan.

ETA- just realized one thing not 4.... Oh well.

 
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In 7 years that prim and proper girl next to you in English class ends up being a sensational Penthouse centerfold - so make your move.

 
"Keep up the good work, buddy!!" :thumbup:

Kidding but thought it was funny, straight edges saying they should have gone bad boy, bad boys saying they should have gone straight edge. Put me in the camp of probably should have broken more rules back then instead of making up for lost time now.

 
The winners of the next 30 super bowls, world series, Stanley Cup and NBA championships.
Why not just tell yourself the powerball jackpot for one of the biggest payouts? Ruining the outcomes of sporting events for 30 years drains the joy out of life.
:thumbup: or other lottery numbers. But 12 yo me would lose the numbers before he turned 18.

How much would 10,000 invested in Apple in 1989 made me
Apple stock opened at 38.50 on May 1st, 1989. This is when I would have been 12.

Closed May 11, 2015 at 122.24.

This does not account for stock splits or dividends. It split 2:1 in 2000, 2:1 in 2005, and 7:1 in 2014.
Would 12-year old me have even listened? Probably not.
If my 12 yo son is any indication, :no:

A few tidbits:

- Don't worship the #####.

- Your sophomore year in college, the girl you like will play hard to get. She's playing. Go after her.

- Hiding under a desk won't help in a nuclear attack.

- go give Emma Stone a birthday card.

 
I'll go with the championship one. No need to mess up the timeline too much and be the founder of Facebook or something. I don't need that stress. Just an easy way to make money 4 times a year so that I don't have to work and can retire at 40 when the knowledge of winners has passed.
Isn't that more like 30-40 things though. (Not sure how many years ago you guys saying that were 12)

I think mine would be Apple or Google stock. Whichever one just keep buying as much as possible.

 
I'll go with the championship one. No need to mess up the timeline too much and be the founder of Facebook or something. I don't need that stress. Just an easy way to make money 4 times a year so that I don't have to work and can retire at 40 when the knowledge of winners has passed.
Isn't that more like 30-40 things though. (Not sure how many years ago you guys saying that were 12)

I think mine would be Apple or Google stock. Whichever one just keep buying as much as possible.
I feel like you could probably get a really good parlay on just one SB final score if you did it at the beginning of the season.

 
Take the scholarship to the smaller school and don't try to walk-on at the bigger school because that's where that girl is going...

 
Don't start you Clash Of Clan game on a kindle hdx use an apple or android system so you can save your game and buy gems.

 

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