My health insurance to take a massive hike next year (1 Viewer)

[lazyike]

Just like the GOP had predicted over 5 years many of us are seeing massive jumps for 2016. Mine is taking a 66% jump next year. Sticking it too us self employed small business owners. ( farmer). And contrary to your fancy opinion of yourself President Obama, if it were possible you would not have been elected to a 3rd term.

 

[The Kerminator]

Just like the GOP had predicted over 5 years many of us are seeing massive jumps for 2016. Mine is taking a 66% jump next year. Sticking it too us self employed small business owners. ( farmer). And contrary to your fancy opinion of yourself President Obama, if it were possible you would not have been elected to a 3rd term.

Mine is jumping 110%. Yikes

 

[The Big Guy]

I work for a large corporation and our coverage is going up and getting worse next year. Just lovely.

 

[Dragons]

Only a 10% increase here.

 

[Ignoramus]

Man, it seemed like every year my insurance would get cheaper and cheaper... until BHO took office, that is! More like Obummer, amirite?

 

[Jobber]

Mine is initiating a $150/month fee if your spouse or significant other has the ability to obtain coverage through their employer. Awesome.

 

[NutterButter]

Oh boy. Here we go again.

 

[BigSteelThrill]

 

[tommyGunZ]

You guys know that Obama personally gets to keep 50% of the increase you have to pay, right?

 

[cstu]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

 

[[icon]]

Ours is going up a good bit as well. Waiting on details but we are jumping providers to try to mitigate.

"Thanks Obama!!!"

 

[The Ref]

Mine is initiating a $150/month fee if your spouse or significant other has the ability to obtain coverage through their employer. Awesome.

What?

 

[Widbil83]

Thanks Obozo.

 

[eoMMan]

NObama!

amirite? amirite?

 

[dozer]

Before O'bummercare my insurance was 50 cents a year.

Now I pay a billion dollars a month

 

[joffer]

Mine is free now!

 

[Thunderlips]

Obama personally called me and told me I can no longer take aspirin because they're considered too racist to black people.

 

[Fennis]

Mine is initiating a $150/month fee if your spouse or significant other has the ability to obtain coverage through their employer. Awesome.

What?

My policy has had the same provision for the last 10 years. They want your spouse to use their insurance as primary.

 

[timschochet]

It's going to go up even more once I get my way and every illegal immigrant gets free healthcare!

 

[Judge Smails]

I'm very fortunate to now work for a foreign company that believes everyone should get free healthcare. I pay no premiums for a family of 5. They apologized when deductible went from $500 to $750 and max out of pocket for the family something like $3000. Cut us a rebate check. Feel badly about those getting hosed. My doctor told me he pays 3-4K a month for his family. Crazy. My own benefit is probably going to get wrecked by the Cadillac tax

 

[Fennis]

I'm very fortunate to now work for a foreign company that believes everyone should get free healthcare. I pay no premiums for a family of 5. They apologized when deductible went from $500 to $750 and max out of pocket for the family something like $3000. Cut us a rebate check. Feel badly about those getting hosed. My doctor told me he pays 3-4K a month for his family. Crazy. My own benefit is probably going to get wrecked by the Cadillac tax

Starting 2018, there will be a tax of 40% on any amount above $27500. You're employer likely publishes how much they pay on your W2.

 

[fruity pebbles]

not surprised, a couple patients in the OR the last week alone

A. Patient shallows everything she gets her hands on. Been to the OR almost 30 times in the last year for an EGD. Numerous more times the object has already passed her stomach. Theyve spept over a million dollar this year alone retrieving stuff.

B. Patient in her 80s, ischemic leg. Prognosis she keeps the leg very poor no matter what we do. So we'll do a fem pop bypass, then maybe an ax fem. shes been back twice so far, in SCU. Prolly rolled up a million dollars already. We'll end up amping the leg.

 

[The Big Guy]

I love how the Obama supporters think that this is funny and want to make a joke out of it. Keep yukking it up people, these price increases are going to hurt real people. Hope you are enjoying your laugh at other people's expense.

 

[snogger]

Mine is initiating a $150/month fee if your spouse or significant other has the ability to obtain coverage through their employer. Awesome.

Count yourself lucky.. Many companies, including the one I work for, won't allow spouses to get coverage if they can get it elsewhere..

Yep, that "Average family will save $2500 is working"

 

[bigmarc27]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

Health Insurance is done primarily on a self-insured model now. The health insurance companies really don't have a stake in that, it's the companies that are choosing which co-pays and benefits they want to provide to their employees. Insurance companies are just processing claims nowadays.

It's the providers that are gouging the system.

 

[dozer]

not surprised, a couple patients in the OR the last week alone

A. Patient shallows everything she gets her hands on. Been to the OR almost 30 times in the last year for an EGD. Numerous more times the object has already passed her stomach. Theyve spept over a million dollar this year alone retrieving stuff.

B. Patient in her 80s, ischemic leg. Prognosis she keeps the leg very poor no matter what we do. So we'll do a fem pop bypass, then maybe an ax fem. shes been back twice so far, in SCU. Prolly rolled up a million dollars already. We'll end up amping the leg.

IDK what you are TA.

 

[bigmarc27]

Mine is initiating a $150/month fee if your spouse or significant other has the ability to obtain coverage through their employer. Awesome.

What?

My policy has had the same provision for the last 10 years. They want your spouse to use their insurance as primary.

This is fairly common now... It basically just leads to adverse selection of the really sick spouses staying on the plan. The real key is having the company go full replacement HSA and then incorporating the spousal surcharge. That way the only spouses are the ones that truly don't have another option since the sick ones who were riding on rich benefits no longer have that benefit.

 

[cstu]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

Of course. Holding down prices was a campaign promise. Why should he be immune to criticism for failing to deliver?

He kept his promise to make insurance companies report how much they spend on health care and requires them to spend at least 80-85% of premium payments on health care.

However, he has no control over making health insurance control their costs and they don't either because higher premiums equal higher salaries for them. Every $100 increase in premium increase is $15-20 more they can increase salaries.

 

[RCon]

You guys know that Obama personally gets to keep 50% of the increase you have to pay, right?

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

 

[cstu]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

Health Insurance is done primarily on a self-insured model now. The health insurance companies really don't have a stake in that, it's the companies that are choosing which co-pays and benefits they want to provide to their employees. Insurance companies are just processing claims nowadays.

It's the providers that are gouging the system.

With no check on that because there actually a disincentive to do so.

 

[HellToupee]

It's going to go up even more once I get my way and every illegal immigrant gets free healthcare!

 

[lazyike]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

Of course. Holding down prices was a campaign promise. Why should he be immune to criticism for failing to deliver?

It didn't take too much foresight to anticipate this happening like many on the GOP side did.

 

[Limp Ditka]

I love how the Obama supporters think that this is funny and want to make a joke out of it. Keep yukking it up people, these price increases are going to hurt real people. Hope you are enjoying your laugh at other people's expense.

As opposed to fake people?

 

[McGarnicle]

Mine doubled but it's still pretty cheap for what we get.

In all seriousness, when do we start to see the savings from Obamacare?

 

[Fennis]

Mine doubled but it's still pretty cheap for what we get.

In all seriousness, when do we start to see the savings from Obamacare?

Never. Despite how it was pitched, Obamacare was about increasing coverage of the non insured. Additional legislation is needed for cost control.

 

[cstu]

Mine doubled but it's still pretty cheap for what we get.

In all seriousness, when do we start to see the savings from Obamacare?

When it becomes single payer.

 

[Ookie Pringle]

Mine doubled but it's still pretty cheap for what we get.

In all seriousness, when do we start to see the savings from Obamacare?

When it becomes single payer.

Keep on dreaming!

 

[Andy Dufresne]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

And government policies had no effect on their expenses?

 

[timschochet]

You guys know that Obama personally gets to keep 50% of the increase you have to pay, right?

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

the problem is the same problemAs it's been ever since this debate started: all we have are anecdotes. Nobody's been able to produce any real statistics about how this has affected people. And even if we had such statistics, it's too soon. We need to take a look at all of this in a few years time, and rather than just look at increases, we need to compare the rate of increases to the rate of increases prior to Obamacare during a similar period of time.

You know all this because we've discussed it before. Nobody wants to see anybody suffering. But the stories of individual increases don't tell us anything about the efficiency of the program.

 

[timschochet]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

And government policies had no effect on their expenses?

Of course it has. Maybe positive maybe negative. We don't know yet. It's too soon. But I believe that in the long run ACA has to drive the rates up. I've believed that all along. But that would be over the next decade or two not immediately. What's happening now tells us nothing.

 

[NutterButter]

Curious, if part of the problem is not enough people signing up and instead just paying the penalty, why not just increase the penalty?

 

[NutterButter]

Would be more meaningful if people stated how much more they were paying in dollars rather than in percent. 100% more could mean a little more or a helluva lot more if you were paying $50 per year or $10k per year originally.

 

[squistion]

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

the problem is the same problem

As it's been ever since this debate started: all we have are anecdotes. Nobody's been able to produce any real statistics about how this has affected people. And even if we had such statistics, it's too soon. We need to take a look at all of this in a few years time, and rather than just look at increases, we need to compare the rate of increases to the rate of increases prior to Obamacare during a similar period of time.

You know all this because we've discussed it before. Nobody wants to see anybody suffering. But the stories of individual increases don't tell us anything about the efficiency of the program.

Exactly.

 

[Cliff Clavin]

Mine is staying at $0 next year. Thanks Obama

 

[Ookie Pringle]

Health insurance companies have no interest in holding down costs, yet Obama is to blame when prices go up.

And government policies had no effect on their expenses?

Of course it has. Maybe positive maybe negative. We don't know yet. It's too soon. But I believe that in the long run ACA has to drive the rates up. I've believed that all along. But that would be over the next decade or two not immediately. What's happening now tells us nothing.

What is happening now shows it isn't working well and likely going to get worse. There is nothing that shows it is going to get better.

 

[RCon]

You guys know that Obama personally gets to keep 50% of the increase you have to pay, right?

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

the problem is the same problemAs it's been ever since this debate started: all we have are anecdotes. Nobody's been able to produce any real statistics about how this has affected people. And even if we had such statistics, it's too soon. We need to take a look at all of this in a few years time, and rather than just look at increases, we need to compare the rate of increases to the rate of increases prior to Obamacare during a similar period of time.

You know all this because we've discussed it before. Nobody wants to see anybody suffering. But the stories of individual increases don't tell us anything about the efficiency of the program.

People experiencing anecdotal hardships are still experiencing hardships. Making fun of people experiencing hardships isn't pleasant.

 

[Courtjester]

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

the problem is the same problem

As it's been ever since this debate started: all we have are anecdotes. Nobody's been able to produce any real statistics about how this has affected people. And even if we had such statistics, it's too soon. We need to take a look at all of this in a few years time, and rather than just look at increases, we need to compare the rate of increases to the rate of increases prior to Obamacare during a similar period of time.

You know all this because we've discussed it before. Nobody wants to see anybody suffering. But the stories of individual increases don't tell us anything about the efficiency of the program.

Exactly.

There have been plenty of stats posted--go look in the Obamacare thread, but like clockwork as soon as something is posted, the same little crew of Obama worshippers show up and make some jokes about it and laugh it off because they can't refute it with facts. They use the same argument over and over---"but..but Romney tried this exact thing before." It is all they have.

It is like they are so happy that their "guy" got his bill through that it doesn't matter what the net impact on the country is. As long as there is a (D) behind the bill, it must be good, is the mentality.

I know it means nothing, but I can tell you the net impact all this is having on my family. Due to all the increased health care costs (and I have good insurance), we are not buying a car for my wife and we are limiting a vacation we were planning. Again, people will say that's no big deal, but that is real money not going into the economy. I would be willing to bet there are many families like us across this country making the same calls about their finances, with some having to decide about needs--not wants like my family has.

 

[cstu]

There have been plenty of stats posted--go look in the Obamacare thread, but like clockwork as soon as something is posted, the same little crew of Obama worshippers show up and make some jokes about it and laugh it off because they can't refute it with facts. They use the same argument over and over---"but..but Romney tried this exact thing before." It is all they have.

It is like they are so happy that their "guy" got his bill through that it doesn't matter what the net impact on the country is. As long as there is a (D) behind the bill, it must be good, is the mentality.

I know it means nothing, but I can tell you the net impact all this is having on my family. Due to all the increased health care costs (and I have good insurance), we are not buying a car for my wife and we are limiting a vacation we were planning. Again, people will say that's no big deal, but that is real money not going into the economy. I would be willing to bet there are many families like us across this country making the same calls about their finances, with some having to decide about needs--not wants like my family has.

JFC, he didn't get "his" bill through, he got a compromise bill through that will eventually fail and get us to single payer.

 

[squistion]

You guys know that Obama personally gets to keep 50% of the increase you have to pay, right?

Why do you continually deflect? Why can't you just accept and admit that this legislation has caused a lot of hardship for a lot of people?

the problem is the same problemAs it's been ever since this debate started: all we have are anecdotes. Nobody's been able to produce any real statistics about how this has affected people. And even if we had such statistics, it's too soon. We need to take a look at all of this in a few years time, and rather than just look at increases, we need to compare the rate of increases to the rate of increases prior to Obamacare during a similar period of time.

You know all this because we've discussed it before. Nobody wants to see anybody suffering. But the stories of individual increases don't tell us anything about the efficiency of the program.

People experiencing anecdotal hardships are still experiencing hardships. Making fun of people experiencing hardships isn't pleasant.

Well then it is good thing people on the right have never done that on this forum.

 

[skol asylum]

So I guess everyone that hates that liberal Obama is advocating more government control over insurance company gouging? Single payer here we come.