Good credit and first time buyer you can do a conventional loan with 3% down plus some for closing costs and you are rocking and rolling. When ready, let me know and I will get you in touch with a broker in Oregon to assist.Yeah, for sure. Is that really all I need? Figured I probably don't need a full 20%, but didn't think it'd be as low as 3%. Again, just starting this part of the financial journey so haven't really done any research yet other than knowing I've got to put some money away.