-OZ-
Footballguy
Depends on your mix and location of your allocation. Meaning, what do you have in other tax deferred and Roth accounts? But generally I'd have no problem putting everything in the black rock fund for the reasons you mention. It's a solid company. It wouldn't necessarily be "wrong" to go 100% in this fund even without other accounts.Going back to the Wife's 401K
Spent the day looking at everything. There's a large cap blend, small cap blend, mid cap blend, a couple of bond fonds, International blend, and Emerging Markets.
The expense ratios are high on everything except the large cap blend. "Blackrock Equity Index fund J" it's called. It has done a great job of tracking the S&P 500. It has performed slightly better than VFIAX--the Vanguard equivalent. And it has a lower expense ratio. With everything else having significantly higher expense ratios than Index funds and ETF's I can get elsewhere--I'm considering placing 100% of this account into the large cap fund.
My current investing plan calls for 45% Total US/Large Cap US stocks. Her 401K will basically be all of it. Is there some reason I'm missing that it would be bad to put all of our large cap stocks into this 1 fund at this point? I guess I also have a little bit of pause because it's a relatively new fund and not something I've heard of or seen anywhere else.
I'm hoping to start a taxable account later in the year and that would obviously change the percentages.
You're absolutely right to consider your funds collectively, including taxes.