Okay FBG26, first lets look at your coverage. 3 phones are here:
Coverage Reviews for Waconia, MN 55387
Reviews Towers [SIZE=7pt]
FILTER:[/SIZE] [SIZE=7pt] AT&T[/SIZE] [SIZE=7pt] SPRINT[/SIZE] [SIZE=7pt] T-MOBILE[/SIZE] [SIZE=7pt] VERIZON[/SIZE]
1. Sprint
2.67 Rating |
3 Reviews
Towers |
Map 2. Verizon
2 Rating |
8 Reviews
Towers |
Map 3. T-Mobile
1.6 Rating |
5 Reviews
Towers |
Map 4. AT&T
0.5 Rating |
2 Reviews
Towers |
Map AT&T has a pretty terrible rating, so we'll avoid things on their network (unless you request otherwise).
Next is 55118:
Coverage Reviews for Saint Paul, MN 55118
Reviews Towers [SIZE=7pt]
FILTER:[/SIZE] [SIZE=7pt] AT&T[/SIZE] [SIZE=7pt] SPRINT[/SIZE] [SIZE=7pt] T-MOBILE[/SIZE] [SIZE=7pt] VERIZON[/SIZE]
1. T-Mobile
2.29 Rating |
34 Reviews
Towers |
Map 2. Sprint
2.18 Rating |
40 Reviews
Towers |
Map 3. AT&T
1.58 Rating |
36 Reviews
Towers |
Map 4. Verizon
1.49 Rating |
45 Reviews
Towers |
Map
Looks like St. Paul is well covered by all.
Then there is 51355:
Coverage Reviews for Okoboji, IA 51355
Reviews Towers [SIZE=7pt]
FILTER:[/SIZE] [SIZE=7pt] AT&T[/SIZE] [SIZE=7pt] SPRINT[/SIZE] [SIZE=7pt] T-MOBILE[/SIZE] [SIZE=7pt] VERIZON[/SIZE]
1. T-Mobile
2.5 Rating |
4 Reviews
Towers |
Map 2. AT&T
1.2 Rating |
5 Reviews
Towers |
Map 3. Verizon
1 Rating |
1 Reviews
Towers |
Map 4. Sprint
0 Rating |
1 Reviews
Towers |
Map Looks like no Sprint coverage there at all, so now they're excluded as well (unless we put that phone on its own plan altogether, or keep it on Verizon for now as its one of the new ones with an ETF.
Okay, so if we were to look for one family plan for all 5 phones together, the cheapest far and away is this:
T-Mobile's new uncarrier plans. They're ridiculously cheaper than any other option. For example, this is what you would get:
Line 1: Unlimited Calls, Unlimited Texts, 2.5 GB of data
Line 2 & 3: Same as line 1
Line 4: Unlimited Calls, Unlimited Texts, 500 MB of data (which you don't need but its there)
Line 5: Same as line 4
All of that and the cost is a total of $140 plus taxes. If you think the new smartphone user can stay under 500 MB, price drops to $130 even. Nothing is even close when considering the whole family together. The downside, you'd need new phones. None of your Verizon phones would be compatible.
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If you're looking for just the first grouping of 3 phones, its a different picture entirely. And we can include Sprint as a carrier, because the 51355 isn't in that group. For those 3, the cheapest would be:
Ting. 3 phones, 2000 shared minutes, 2000 shared texts, 1 GB (shared, but only 1 phone would use it). Total of $85 a month plus taxes/fees. Ting would also require new phones, your Verizon phones won't work.
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I tried looking at the phones individually, and really nothing comes close. Your ultimate best option is T-Mobile. By far. So, some math:
If you stay on Verizon and you switch to a smartphone its $250 a month.
If you go to Tmobile and you switch to a smartphone its $140 (probably 155 or so with taxes, fees, we'll call it $160 to be safe).
So, thats a $90 difference a month. To make up $700 in ETF, that would take just under 8 months. But beyond that, you'd need completely new phones. I supposed you could sell the ones you just got and use that to buy new ones, but I'm not sure if its worth it.
What I would do is move people over to T-Mobile one at a time as their contracts end. Just start a family plan there for the first 3 phones (should be $100 with 1 smartphone at 2.5 GB and 2 dumb phones) and then move the other phones over in a year or 18 months. Its not ideal, but thats the purpose of those ETF, to lock you in.