Anyone have any insight/links they could share on how consumer credit in Spain works?
Looking to understand how similar (or different) Spain's consumer credit works for a presentation and struggling to find much online....
To start....
Do they use credit scores like we do in the United States? Do they have FICO, Vantage or some variation of it? If so, why not?
Do they have credit bureau's? Do any of our credit bureau's have a presence in Spain?
Do they have credit cards? If so, who are the biggest financial institutions?
Do fintech companies have a presence?
Looking to understand how similar (or different) Spain's consumer credit works for a presentation and struggling to find much online....
To start....
Do they use credit scores like we do in the United States? Do they have FICO, Vantage or some variation of it? If so, why not?
Do they have credit bureau's? Do any of our credit bureau's have a presence in Spain?
Do they have credit cards? If so, who are the biggest financial institutions?
Do fintech companies have a presence?
