Whatcha think: social security disability... (1 Viewer)

[CurlyNight]

So now that the republicans have Congress, what do you guys think will happen to the funding in 2016 when it's either fix it so beneficiaries won't get cuts or let it go and they get up to 20% cuts?

I just helped my cousin get it and now she's freaking about this...

 

[Sand]

So now that the republicans have Congress, what do you guys think will happen to the funding in 2016 when it's either fix it so beneficiaries won't get cuts or let it go and they get up to 20% cuts?

I just helped my cousin get it and now she's freaking about this...

One would hope the new Congress would put forth some legislation to help the SSA to boot those off that have fraudulently gotten on. The fraud in this system is just massive.

 

[psychobillies]

Either the system now is a complete joke, or I don't know what a disability is. Not feeling like getting a job is not a disability.

 

[jonessed]

They aren't going to increase the funding so I suspect it will have to be cleaned of the fraud or everybody takes the cut. I would prefer the former, but that will ultimately be up to the Dems.

 

[CurlyNight]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

 

[dutch]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

 

[snellman]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

I went through this 10 years ago when I didn't know if I was going to be able to work again (ended up getting temporary after a long fight and was able to go back to work) and wen through this with my mom this last year after her stroke.

 

[Sand]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

Statistically there has been a large shift to conditions that are hard to disprove - i.e. back pain. I don't doubt that it is tough to get on, but it seems the fraudulent claims are also getting through. And, from what I understand, there are a few law firms that have made this process into a puppy mill - just churning out paper. This may well add to the frustration and delays of those who really do need help and do qualify for the assistance.

 

[CurlyNight]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

Statistically there has been a large shift to conditions that are hard to disprove - i.e. back pain. I don't doubt that it is tough to get on, but it seems the fraudulent claims are also getting through. And, from what I understand, there are a few law firms that have made this process into a puppy mill - just churning out paper. This may well add to the frustration and delays of those who really do need help and do qualify for the assistance.

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

I HIGHLY recommend you read this forum. VERY experienced and knowledged people there including one guy who's worked there and knows a ton.

http://ssdfacts.com/forum/index.php

It's a Godsend, seriously. Good luck.

 

[shadyridr]

I work in group disability. The definition of disability for ssdi is a lot more restrictive than private disability insurance.

 

[CurlyNight]

Actually, you wouldn't believe how hard it is to get on social security disability. Not saying everyone on it is deserving, but to think it's that easy is seriously mistaken. My cousin's case is not the norm. Only 20-30% who apply get it the first time. Majority have to spend the next year or 2 or even more without pay I might add as you can't be working much at all if any to get in front of a judge. I thought the same way you guys do until I found a forum with folks in the process and saw just what it takes. Unless the person is rich and can hang on for a couple years average with no income, so many have lost their homes, cashed out their 401ks, etc--- some are homeless. I'd hardly call these people trying to scam the system when they have lost it all and creditors/bills are knocking on their door....

Going through the process now with my wife and It's been over a year with two rejections and two appeals filed. Each step requires a different office needing the same information but with more added on top. I have no idea what we're doing wrong if this program is such a scam for others.

Statistically there has been a large shift to conditions that are hard to disprove - i.e. back pain. I don't doubt that it is tough to get on, but it seems the fraudulent claims are also getting through. And, from what I understand, there are a few law firms that have made this process into a puppy mill - just churning out paper. This may well add to the frustration and delays of those who really do need help and do qualify for the assistance.

Fraudulent anything can be found everywhere, not just ssd. Every program has people on it that really don't need it.

My cousin had great medical records on her major depression and anxiety. Now there's something that can be said hard to disprove. But it's you that has to prove it is so debilitating that you can't do ANY job in the national economy. We're talking about you read some jobs where it's like wtf is that? Counting eggs? Even with her good medical records, she had to see 2 of their doctors. There are sooooooooooooo many people that have for example multiple mental conditions, the one thing that folks seem to think it's easier to get ssd on. Not so. I read some of the people's plight on that forum I posted above and just go wow. One gal is 4 years in and she's on so many meds it blows my mind, can't leave the house, and has multiple disorders. Most judges if you look at their ratings have low approval ratings. Majority are under 50%. They have cranked it up vs the past where you can spend years trying to show what you have really is debilitating.

I tell you, until you read people's plight and better yet, go through the process yourself or help someone, you really don't know just how hard it is. Then when you get approved you spend your time wondering if your file will be pulled for quality review in which at that point, they can reverse the approval. By the time you are done with the process, you are much poorer especially the vast majority of folks need a lawyer in which if they win, 25% will come out of the backpay to the lawyer, many many white hairs, and you feel like you need to be on meds yourself. It is no fun. It's not like state disability where you can just have your dr fill out the form saying you can't work because of your back pain and that's it, you're on it.

 

[CurlyNight]

I work in group disability. The definition of disability for ssdi is a lot more restrictive than private disability insurance.

You have to show that you are not going to able to do anything (even push a mop) for at least a year. And believe me, they find some odd ball occupation to say oh but you could do this like the counting eggs one. Well ok so move out of your home in CA across the states to a farm. They don't care what it is or what the pay is. They have a list of occupations that seriously make you laugh and wonder if it's for real. They aren't working for you but against you because they don't want to pay----even though you have paid into the system via your fica taxes.

 

[Mr. Cross]

I am glad to hear you have not given up your love of scams.

 

[CurlyNight]

I am glad to hear you have not given up your love of scams

Glad to see after so many months you have not given up your love of stalking me...

 

[parasaurolophus]

I work in group disability. The definition of disability for ssdi is a lot more restrictive than private disability insurance.

You have to show that you are not going to able to do anything (even push a mop) for at least a year. And believe me, they find some odd ball occupation to say oh but you could do this like the counting eggs one. Well ok so move out of your home in CA across the states to a farm. They don't care what it is or what the pay is. They have a list of occupations that seriously make you laugh and wonder if it's for real. They aren't working for you but against you because they don't want to pay----even though you have paid into the system via your fica taxes.

You are still entitled to get social security when you are old enough so I dont really think this is relevant, unless you think you should just be able to get back what you put in. I would absolutely support that.

I also don't really see the issue of wanting people to get jobs. If you can get a job that pays 10 bucks an hour, I dont think you should really have the luxury of saying "I dont want that job" or "I dont want to move to get that job".

If you cant find a job that doesnt cause pain or you simply arent physically/mentally able to perform any job then you should get SS disability. If that doesn't apply to you, I think you should be required to work.

 

[CurlyNight]

I work in group disability. The definition of disability for ssdi is a lot more restrictive than private disability insurance.

You have to show that you are not going to able to do anything (even push a mop) for at least a year. And believe me, they find some odd ball occupation to say oh but you could do this like the counting eggs one. Well ok so move out of your home in CA across the states to a farm. They don't care what it is or what the pay is. They have a list of occupations that seriously make you laugh and wonder if it's for real. They aren't working for you but against you because they don't want to pay----even though you have paid into the system via your fica taxes.

You are still entitled to get social security when you are old enough so I dont really think this is relevant, unless you think you should just be able to get back what you put in. I would absolutely support that.

I also don't really see the issue of wanting people to get jobs. If you can get a job that pays 10 bucks an hour, I dont think you should really have the luxury of saying "I dont want that job" or "I dont want to move to get that job".

If you cant find a job that doesnt cause pain or you simply arent physically/mentally able to perform any job then you should get SS disability. If that doesn't apply to you, I think you should be required to work.

I agree. I'm talking about majority of people who cannot work hanging on by a string. You don't get much compared to what you were making when you worked so I don't get why anyone would want to get on it AND to go through the stress of it all for years. That doesn't make sense when you are basically saying most people just want to collect social security disability. I feel for those who really can't do anything due to their medical issues and are losing their homes and 401ks. It is no picnic to battle your medical issues and then this too.

 

[The Big Guy]

It does amaze me that so many people do have such a hard time getting on and yet every single person can most likely name at least one person who is receiving this that is milking it. I know a couple personally and also had my father take the years to get thru with his bad back (unlike the random person, my father had multiple herniated disks and slipped disks)

 

[CurlyNight]

You know you can report people you think are scamming the system to ssa don't you? They encourage folks to help them as they are bogged down and very understaffed.

 

[Oracle]

SSDI is awesome!!

My SIL gets paid because she cannot work as she has Lupus. Luckily it has also given her time for crossfit, trying out for Amazing Race and to hang out at the church. God provides