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A different take....my wife manages an injury claims unit for a Top 5 insurance carrier.  Her unit handles everything from horrible car accidents to dog bites.  She shows me photos and continually tells me that of all the dog bite claims her unit receives and investigates, 90% are pit bulls or...

For most of us that have 67 as the normal retirement age, electing early at age 62 reduces the benefit by 30%.  Delaying until age 70 increases it 8% annually.  A vast majority elect at Age 62 for reasons previously discussed.  And some should (think health reasons).  However, a good majority...

Getting my Model S in a week or two!

Read the entire thread. And the following hasn't been brought up yet, and sounds ludicrous by all accounts until you look at the internal rate of return, but check out cash value life insurance. There are many highly rated mutual life insurance carriers offering fixed universal and whole life...

Also sitting him for Cam today... but I'm very nervous about it. I've started the wrong one 50% of the time this season.

What am I missing? Not seeing much love for Lafell around here. Weeks 3-6 he's the 15th best WR 0.5 PPR in my league. Throwing up great games every other week. Decent match ups at home Weeks 7, 8, 9. More attention being paid to Gronk and Edelman open Lafell up for some bombs. Seems most...

Taking my wife, 7 and 5 year olds on our 2nd Disney Cruise in 3 weeks. Disney Fantasy. Awesome ship. Staying 3 days pre-cruise at art of Animation to hit up the parks. Haven't spent 5 minutes researching Frozen and Fast Pass stuff you guys are scaring me. Guess I know what I'm doing tonight.

Gianni's latest post is in line with my wife's observation about dog bite claims and a vast majority being pit bulls. Hopefully the police report will have the home insurance policy number on it. If not, ask the neighbor for his policy number. Your angle there is, "Hey buddy, I really don't...

Glad your wife and dog seem to be okay. My wife and I are both in the insurance world. I sell the stuff for one major carrier. She pays out claims for another Top 5 carrier. She's an injury claim rep, and gets dog bite claims ALL of the time. While I agree with the many posts that it's the...

Wife and I test drove one in Scottsdale yesterday. Bar none best car I've ever driven. Acceleration was instantaneous and neck snapping. Like it or not, electric cars are the future. Pricing and competition need to evolve, that's why Elon opened up his patents last week. What a car.

Exactly... Stupid on every level if we're not already maxing investments, refi'd into a 15 year mortgage, covering all bases with insurance, kids college funds, etc... but that's all done and we're paying a $1100-1200/m now for her auto expenses, the purchase actually saves us money from OUR...

All good points. Current nut for wife's car is $750/m + about $350-400/m in fuel costs. Never thought I'd even consider a $80-90k vehicle, but even at $1,000/m loan, with no fuel/maintenance to speak of, we're saving money. I could also sure use the $7,500 tax credit for 2014. And I pay in...

Wife is due for a new car. Drives 70 miles a day for work. Ran across the Tesla Model S 2 weeks ago and just assumed it was too much money. To my surprise after figuring in $350/m gas savings, $7500 tax credit, and roughly $400/year in license fees, it's the same cost if not cheaper (I've...

Have had it for 5-7 years now... Never gets me in the toes though. It rotates knees and rotates the top of my foot. Anyone else have it in the knees? Awful pain. I take allpurinol. If I feel a flare up coming I always have some backup prednisone nearby.

This! My 10 year, ultra competitive local league has been using ALL PLAY since the start. 12 teams. First place each week goes 11-0, 2nd place 10-1, 3rd place 9-2, etc… You're head to head against 11 guys every single week. The nay sayers of this setup is that it eliminates that one head to...

This may be better suited for the assistant coach forum but since we're talking Roddy... For my WR3 I need to pick Harry Douglas or Roddy... FBG rankings have Harry about 20 and Roddy about 30 so I have Harry penciled in... but I agree with the other posters that this could be Roddy's breakout...

Have Foster and T Rich. Traded Bell for Josh Gordon, who is a top 15 WR according to FBGUYS rest of season. Had to make the move as I'm basically 0-4.

We aren't foodies, but it was good. Especially Remi and the other place. Just took the wifey on a 7 day Med Cruise on a new RCI ship and the Fantasy had better food. Highly advise research on DisBoards forum and participating in Fish Extender exchange. Lastly, ask about adjoining rooms. We...

Yes. Took the family Oct 2012 on a 7 day. St. Thomas, St. Maarten, CCay. Had a 5 & 3 year old at the time. Best family vacation ever and we take quite a few. Loved it so much we signed up for Oct 2014, same exact itinerary on the Fantasy. I don't remember a lobster day but that doesn't...

Just trying to save everyone who is looking at a sleep study, go bump your private life insurance BEFOREHAND. Throughout my career those diagnosed with sleep apnea either pay 3-5 times the normal premium or are outright declined. Life underwriters say its a big life expectancy issue. That is all.