Decision Confirmed: University of South Florida (1 Viewer)

[Eminence]

It will get him a raise from 11.50 to 15 an hour guys.

Yeah, that's a huge deal for me. It would nearly pay for my Associates in 1-year. Who is the bank going to hire? Who is my work going to promote? The guy with no degree or an Associates?In a perfect world, I'm in Grad school right now. Associates was a nice middle ground of getting promoted / finding a new job and getting closer to an actual Bachelors.

So Walgreens has told you that with the associates you will get that raise? or is this an assumption?

It just looks good for my prospects. My next promotion is Assistant Store Manager. You're training you make $14.00 - 16.00 an hour and then eventually you get bumped up to $17.00+ when you finish all the requirements. There may be some variance here, I've heard a lot of different numbers on this.They're more prone to promote someone with an education versus someone without any degree. This position is salary.http://www.glassdoor.com/Salary/Walgreens-Salaries-E716.htm

I would have gotten that promotion if I had only finished my associates instead of going ahead an enrolling in a 4 year bachelors program - said no one ever. A transcript with 60+ college hours showing you on track to a b.s. is just as much of "an education" and way more impressive than a community college associates degree IMO.

My Associates was cheaper than two-years at a University though. All the classes I've taken would work towards a Bachelors at Baker but I don't want to get my Bachelors from Baker.

 

[Bucky86]

What's your credit card balance?

$5,000.

Dude...ME TOO!!! Except I pay that off every month.

 

[Prince Myshkin]

It will get him a raise from 11.50 to 15 an hour guys.

Yeah, that's a huge deal for me. It would nearly pay for my Associates in 1-year. Who is the bank going to hire? Who is my work going to promote? The guy with no degree or an Associates?In a perfect world, I'm in Grad school right now. Associates was a nice middle ground of getting promoted / finding a new job and getting closer to an actual Bachelors.

So Walgreens has told you that with the associates you will get that raise? or is this an assumption?

It just looks good for my prospects. My next promotion is Assistant Store Manager. You're training you make $14.00 - 16.00 an hour and then eventually you get bumped up to $17.00+ when you finish all the requirements. There may be some variance here, I've heard a lot of different numbers on this.They're more prone to promote someone with an education versus someone without any degree. This position is salary.http://www.glassdoor.com/Salary/Walgreens-Salaries-E716.htm

I would have gotten that promotion if I had only finished my associates instead of going ahead an enrolling in a 4 year bachelors program - said no one ever. A transcript with 60+ college hours showing you on track to a b.s. is just as much of "an education" and way more impressive than a community college associates degree IMO.

My Associates was cheaper than two-years at a University though. All the classes I've taken would work towards a Bachelors at Baker but I don't want to get my Bachelors from Baker.

But you are only getting a fraction of them to transfer somewhere else. So yeah, it's cheaper now, but wasted money in the long run. I'm just suggesting not taking extra classes to complete an associates that holds very little value. Your current college will play it up and say "only 6 more hours..." but basically all they are doing is getting you to waste a semester's worth of tuition (or 2 or 3)

 

[Eminence]

It will get him a raise from 11.50 to 15 an hour guys.

Yeah, that's a huge deal for me. It would nearly pay for my Associates in 1-year. Who is the bank going to hire? Who is my work going to promote? The guy with no degree or an Associates?In a perfect world, I'm in Grad school right now. Associates was a nice middle ground of getting promoted / finding a new job and getting closer to an actual Bachelors.

So Walgreens has told you that with the associates you will get that raise? or is this an assumption?

It just looks good for my prospects. My next promotion is Assistant Store Manager. You're training you make $14.00 - 16.00 an hour and then eventually you get bumped up to $17.00+ when you finish all the requirements. There may be some variance here, I've heard a lot of different numbers on this.They're more prone to promote someone with an education versus someone without any degree. This position is salary.http://www.glassdoor.com/Salary/Walgreens-Salaries-E716.htm

I would have gotten that promotion if I had only finished my associates instead of going ahead an enrolling in a 4 year bachelors program - said no one ever. A transcript with 60+ college hours showing you on track to a b.s. is just as much of "an education" and way more impressive than a community college associates degree IMO.

My Associates was cheaper than two-years at a University though. All the classes I've taken would work towards a Bachelors at Baker but I don't want to get my Bachelors from Baker.

But you are only getting a fraction of them to transfer somewhere else. So yeah, it's cheaper now, but wasted money in the long run. I'm just suggesting not taking extra classes to complete an associates that holds very little value. Your current college will play it up and say "only 6 more hours..." but basically all they are doing is getting you to waste a semester's worth of tuition (or 2 or 3)

I mean, hey, even if I do concede that you're right about this it doesn't change my current situation.2 years ago (approximately) I wasn't even sure I could finish an Associates let alone a Bachelors. I needed to find the cheapest Accreddited online program and to pick a major that could lead to beaucoup money down the road.

If I knew what would happen the past two years, I obviously would have called some type of audible. But for the information I had available to myself, I think I made the right choice.

 

[Prince Myshkin]

Understood...and I suppose there is some psychological benefit to "finishing".

 

[xulf]

It will get him a raise from 11.50 to 15 an hour guys.

Yeah, that's a huge deal for me. It would nearly pay for my Associates in 1-year. Who is the bank going to hire? Who is my work going to promote? The guy with no degree or an Associates?In a perfect world, I'm in Grad school right now. Associates was a nice middle ground of getting promoted / finding a new job and getting closer to an actual Bachelors.

So Walgreens has told you that with the associates you will get that raise? or is this an assumption?

It just looks good for my prospects. My next promotion is Assistant Store Manager. You're training you make $14.00 - 16.00 an hour and then eventually you get bumped up to $17.00+ when you finish all the requirements. There may be some variance here, I've heard a lot of different numbers on this.They're more prone to promote someone with an education versus someone without any degree. This position is salary.http://www.glassdoor.com/Salary/Walgreens-Salaries-E716.htm

I would have gotten that promotion if I had only finished my associates instead of going ahead an enrolling in a 4 year bachelors program - said no one ever. A transcript with 60+ college hours showing you on track to a b.s. is just as much of "an education" and way more impressive than a community college associates degree IMO.

My Associates was cheaper than two-years at a University though. All the classes I've taken would work towards a Bachelors at Baker but I don't want to get my Bachelors from Baker.

But you are only getting a fraction of them to transfer somewhere else. So yeah, it's cheaper now, but wasted money in the long run. I'm just suggesting not taking extra classes to complete an associates that holds very little value. Your current college will play it up and say "only 6 more hours..." but basically all they are doing is getting you to waste a semester's worth of tuition (or 2 or 3)

I mean, hey, even if I do concede that you're right about this it doesn't change my current situation.2 years ago (approximately) I wasn't even sure I could finish an Associates let alone a Bachelors. I needed to find the cheapest Accreddited online program and to pick a major that could lead to beaucoup money down the road.

If I knew what would happen the past two years, I obviously would have called some type of audible. But for the information I had available to myself, I think I made the right choice.

What do you consider "beaucoup money"?

 

[cstu]

2 years ago (approximately) I wasn't even sure I could finish an Associates let alone a Bachelors. I needed to find the cheapest Accreddited online program and to pick a major that could lead to beaucoup money down the road.

If I knew what would happen the past two years, I obviously would have called some type of audible. But for the information I had available to myself, I think I made the right choice.

You sure about that?

Joined 15-May 08

Seriously though, your education so far is a sunk cost. Time to move on now that you have better information. From the outside looking in it seems like you're putting more effort into pleasing your Walgreen's boss than you are in getting an education. Unless you are planning a career at Walgreen's, you've got that backwards.

 

[Eminence]

2 years ago (approximately) I wasn't even sure I could finish an Associates let alone a Bachelors. I needed to find the cheapest Accreddited online program and to pick a major that could lead to beaucoup money down the road.

If I knew what would happen the past two years, I obviously would have called some type of audible. But for the information I had available to myself, I think I made the right choice.

You sure about that?

Joined 15-May 08

Seriously though, your education so far is a sunk cost. Time to move on now that you have better information. From the outside looking in it seems like you're putting more effort into pleasing your Walgreen's boss than you are in getting an education. Unless you are planning a career at Walgreen's, you've got that backwards.

I just don't know what your proposition is. I have 5 classes left until I have my Associates, 2 of which I'm currently enrolled and finish in February. Why would I not finish now? I don't plan on making Walgreens a career but it's not a bad backup plan. The work is very easy and it covers my current education costs. At 23 years old, I'd be hard pressed to find a job making $16.00+ an hour like my next promotion would, sans working in a factory.

If I get a Bachelors, they'll surely let me become a Store Manager. Not that that's my plan but again, it's not a bad backup if I can't find an accounting job straight out of school.

 

[ghostguy123]

I would have gotten that promotion if I had only finished my associates instead of going ahead an enrolling in a 4 year bachelors program - said no one ever.

A transcript with 60+ college hours showing you on track to a b.s. is just as much of "an education" and way more impressive than a community college associates degree IMO.

Yeah but Walgreens doesn't want someone enrolled in a 4 year program. They want someone to stay there and slave away for small wages till they are 70. They want to hook you, sort of like this thread.

Why does his future remind me of the bald manager in "Waiting"?

 

[ghostguy123]

I hate you guys and buying into the idea Em was real.

You're not in love with me, you're in love with the idea of being in love with me....i mean em

 

[Slapdash]

I hate you guys and buying into the idea Em was real.

We'll be back to do it all over again next year. He won't get admitted to any of these places, but will be living in Florida making slightly more at a different Walgreens. I'd bet the stock shtick returns though.

 

[ghostguy123]

I hate you guys and buying into the idea Em was real.

We'll be back to do it all over again next year. He won't get admitted to any of these places, but will be living in Florida making slightly more at a different Walgreens. I'd bet the stock shtick returns though.

did we ever figure out if it's better to invest in stocks, sell weed, or gamble the money yet?

 

[Slapdash]

I hate you guys and buying into the idea Em was real.

We'll be back to do it all over again next year. He won't get admitted to any of these places, but will be living in Florida making slightly more at a different Walgreens. I'd bet the stock shtick returns though.

did we ever figure out if it's better to invest in stocks, sell weed, or gamble the money yet?

This plan worked out:

Here's my situation as-is:

I make $23,000 a year. 25% of that goes to Walgreens stock at a 10% discount.

$5,750 STOCK + 10% = $6,350

That leaves about $17,250 leftover. I've got about $2,500 in Credit Card debt that needs to be paid off. So Accounting for the worst-case-scenario that I get gouged with about $500 more in interest before it gets paid off let's say that costs about $3,000.

$17,250 - 3,000 = $14,250

Now, let's calculate my monthly expenses:

$200 Food

$70 Gas

$50 Phone Bill

$50 Insurance

$370 x 12 months = $4,440 for yearly living expenses. Let's add a $1,000 cushion for unforeseen events, $5,440.

$14,250 - $5,440 = $8,810 Remaining

Now, let's allocate some funds for new clothes, entertainment, fantasy football, gambling and place that number at about $1,500 (probably on overestimate but hey, #### it)

$8,810 - 1,500 = $7,310 Remaining

Ideally, I will have around:

$6,350 in stock

$7,310 in the bank by the end of the year.

Obviously I didn't account for taxes, so let's give myself a 10 - 15% downwards leeway on that estimate. But I would be very happy to have a NET WORTH of around $13,000 by the end of the year

$13,000 = 20% of a $65,000 House

http://forums.footballguys.com/forum/index.php?showtopic=702185&page=7#entry16469506

 

[ghostguy123]

That's awesome

 

[trogg78]

I'm no associates degree with a concentration in accounting, but it sounds like Walgreens stock isnt earning you that 10% like you said.

 

[Eminence]

I'm no associates degree with a concentration in accounting, but it sounds like Walgreens stock isnt earning you that 10% like you said.

It's actually made me about 22% on the year.

 

[ghostguy123]

22% of a loaf of bread doesn't get you too far.

 

[jon_mx]

I thought we went over this. The LAST thing you need is a house. A house is for someone settling down and KNOWS they plan on living there for at least 3 years. You are young and need mobility to go to school, to take that new job, or to pursue that rich cougar. A house is a huge boat anchor for a young person

 

[cstu]

2 years ago (approximately) I wasn't even sure I could finish an Associates let alone a Bachelors. I needed to find the cheapest Accreddited online program and to pick a major that could lead to beaucoup money down the road.

If I knew what would happen the past two years, I obviously would have called some type of audible. But for the information I had available to myself, I think I made the right choice.

You sure about that?

Joined 15-May 08

Seriously though, your education so far is a sunk cost. Time to move on now that you have better information. From the outside looking in it seems like you're putting more effort into pleasing your Walgreen's boss than you are in getting an education. Unless you are planning a career at Walgreen's, you've got that backwards.

I just don't know what your proposition is. I have 5 classes left until I have my Associates, 2 of which I'm currently enrolled and finish in February. Why would I not finish now?I don't plan on making Walgreens a career but it's not a bad backup plan. The work is very easy and it covers my current education costs. At 23 years old, I'd be hard pressed to find a job making $16.00+ an hour like my next promotion would, sans working in a factory.

If I get a Bachelors, they'll surely let me become a Store Manager. Not that that's my plan but again, it's not a bad backup if I can't find an accounting job straight out of school.

1. I believe an associate's degree to be virtually worthless.

2. I don't believe in backup plans that involved working at Walgreens.

3. You've seriously screwed up if you get a Bachelors and end up a Walgreens store manager.

I've given you a lot of advice - all from life experience where I ####ed up worse than you. It's your life though and you have to make your own decisions. It turned out well for me but wish I had someone telling me stuff like this when I was your age.

I will however tell you will near 100% certainty that you'll look back in 10 years and wonder WTF you were thinking about taking your Associates degree and Walgreens job so seriously.

 

[ghostguy123]

I do know an associates in nursing is no different than a bachelors, except you cant go to grad school. Same pay, same raises,same vacation, same responsibilities, same license.....

I cant imagine this is the same is pretty much any other profession though.

 

[TheIronSheik]

I thought we went over this. The LAST thing you need is a house. A house is for someone settling down and KNOWS they plan on living there for at least 3 years. You are young and need mobility to go to school, to take that new job, or to pursue that rich cougar. A house is a huge boat anchor for a young person

I thought we decided he should get a mansion with a pool? You need curb appeal when you go to sell this bad boy.

 

[Eminence]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

 

[Nugget]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

 

[fantasycurse42]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Curious too... Assuming you work 40 hours a week, you make $24k a year - How do you pick up a $5k return?

 

[joffer]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Curious too... Assuming you work 40 hours a week, you make $24k a year - How do you pick up a $5k return?

weed is now deductible. Thanks Obama!

 

[Osaurus]

EZ right?

 

[Capella]

Gonna guess he fudged those numbers a bit.

 

[Bucky86]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Curious too... Assuming you work 40 hours a week, you make $24k a year - How do you pick up a $5k return?

Well, he's not exactly good at picking stocks...

 

[RUSF18]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Curious too... Assuming you work 40 hours a week, you make $24k a year - How do you pick up a $5k return?

You see, he's gonna take his $500, and...

 

[Eminence]

The American Opportunity Tax Credit helped a lot.

http://taxes.about.com/od/deductionscredits/qt/American-Opportunity-Tax-Credit.htm

 

[Peyton Marino]

have you guys not been reading this thread? dude has an associates in accounting. pretty sure he can do his own taxes.

 

[trogg78]

The American Opportunity Tax Credit helped a lot.

http://taxes.about.com/od/deductionscredits/qt/American-Opportunity-Tax-Credit.htm

Thanks Obama.

 

[sbonomo]

The American Opportunity Tax Credit helped a lot.

http://taxes.about.com/od/deductionscredits/qt/American-Opportunity-Tax-Credit.htm

Thanks Obama.

the kid makes 20k per year...I have no problem with him paying no tax. Now small business owners living in million dollar homes paying now tax. That's a different story.

 

[Doctor Detroit]

I have a friend who is a Walgreen's store manager, he most certainly does not have any college degrees. Which is perfectly fine for him, but should not be any part of you seeking a bachelor's degree.

 

[Nugget]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

 

[xulf]

Considering all tax documentation from outside parties isn't required to be in the mail until January 31, it usually isnt wise to do it before the second week of february. Of course, for some who have a great grasp of taxes and know every document they will be receiving, they can go right ahead. But, I don't think that is the case here.

 

[jon_mx]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Pretty sure the Hawks are going to cover tonight. Why not double it?

 

[Capella]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Pretty sure the Haeks are going to cover tonight. Why not double it?

Seems like free money to me.

 

[Tom Servo]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

You went to a payday loan joint?

 

[Eminence]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

Did them myself, very easy. I used H&R Block's online software. Took me all of 10 - 15 minutes.

 

[DocHolliday]

Em is working and going to school. He actually has a plan on bettering himself by going to college. He is doing better than a lot of 23 year olds.

He needs to spend more time hooking up with women and less time gambling and playing with stocks. You are only young once.

 

[jon_mx]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

Did them myself, very easy. I used H&R Block's online software. Took me all of 10 - 15 minutes.

So you just used your W-2's. I assume you did not report all your penny stock transactions or even bother with any of the tuition statements from your school? What about Walgreen stocks, did you cash any of those out?

 

[Steve Tasker]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

Did them myself, very easy. I used H&R Block's online software. Took me all of 10 - 15 minutes.

So you just used your W-2's. I assume you did not report all your penny stock transactions or even bother with any of the tuition statements from your school? What about Walgreen stocks, did you cash any of those out?

I certainly hope he waited for his tuition statements if he claimed the AOTC.

 

[Tom Servo]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

Did them myself, very easy. I used H&R Block's online software. Took me all of 10 - 15 minutes.

So you just used your W-2's. I assume you did not report all your penny stock transactions or even bother with any of the tuition statements from your school? What about Walgreen stocks, did you cash any of those out?

Screw it, GB; he's rolling...

 

[Eminence]

I got my taxes done today. Looks like my credit card debt is about to go "bye, bye" in a hurry.

Did you do them yourself?

Please tell me you did not pay someone else to do your taxes. What kind of accountant are you?

Did them myself, very easy. I used H&R Block's online software. Took me all of 10 - 15 minutes.

So you just used your W-2's. I assume you did not report all your penny stock transactions or even bother with any of the tuition statements from your school? What about Walgreen stocks, did you cash any of those out?

I reported tuition statements. I didn't list anything to do with my stocks. But hey, you're not the IRS, right? I'm cashing out $1,000 of my stock on Wednesday. That combined with my return should bring my card balances to $0.

From there, my credit should drastically improve and I should be able to start stockpiling money for a new car.

I really want a Mazda 3. But I'll take a rundown Camaro if that's what is financially feasible for me.

 

[joffer]

stockpiling FTW

 

[Eminence]

Em is working and going to school. He actually has a plan on bettering himself by going to college. He is doing better than a lot of 23 year olds.

He needs to spend more time hooking up with women and less time gambling and playing with stocks. You are only young once.

Right you are about that.With my finances heading in the right direction, I should be able to get my own pig pad very soon. It's going to be fun inviting drunk broads over to my apartment after the bar.

 

[TheIronSheik]

How far can someone get in the accounting world if they're busted for tax evasion before they become an accountant?

 

[TenTimes]

How far can someone get in the accounting world if they're busted for tax evasion before they become an accountant?

Better call Saul

 

[El Floppo]

How far can someone get in the accounting world if they're busted for tax evasion before they become an accountant?

far.