Short version, my brother lives in my fathers condo that had property damage from a fire 2 condos over. I’m handling everything since my dad in nursing home and my brother is mentally challenged. Supposedly the fire started from an improperly installed hot water heater. The contractor was insured but I can’t get the insurance adjuster to return my emails or calls. Normally I would go thru my dads insurance but no coverage for hotels expenses which are about 2k and another $700-800 for other pd in condo with 1k deductible. What’s the next play?