"Better building codes after Andrew helped during
hurricane Charlie: In Charlotte County, nearly 30 percent of the surveyed homes built under the new code that faced winds up to 150 mph in Hurricane Charley had no shingle damage, the study showed. Meanwhile, the study found that every surveyed home built under older code experienced at least some shingle loss."
My sister's house in south Miami-Dade suffered major damage during Andrew. The problems were roof tiles anchored with mortar, roof paper without proper and enough nails, garage door not protected, front door not protected. Oriented Strand Board (OSB) was deemed by her insurance company to be inferior to plywood and a contributor to her roof damage. She lived in a trailer next to her house for over 6 months during the rebuilding. She had a small deductible and the adjusters were very generous. She even put in a pool with the insurance money. Now, most people have large deductibles and the adjusters will be less charitable.