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Do you have a car? Car insurance? An apartment? Groceries for that apartment? Electricity for that apartment?

Em, that amount of money is nothing. Nothing. And I'm not being mean. I'm telling you that $1400 is nothing when you finally enter the real world. Stop gambling. And that means on stocks as well. Or at least do this for me: Take half of your "play around" money and put it in the bank. A savings account. The rest, screw around with it all you want. But at least put half in the bank.
I fully understand that, lol. But let's break it down:

$1640

-$45 phone

-$45 insurance

$1,550

-$100 gas

$1,450

I could rent a ####ty apartment for like $550 bucks. I could split a ####ty apartment with a friend for like $300 per person.

I am actively trying to get promoted at work. I'm moving to overnights at a store closer to my home and will likely see a .75 increase in pay which equates to about an extra $120 a month. I would work a week on, a week off. The Community Leader, District Manager, and a few Store Managers really like me. They're trying to fast track me to an Assistant Manager position by next Spring.

I plan on getting the position and moving to either Florida or Chicago to finish my Bachelor's Degree.
There are plenty of other bills you have to pay when you move out besides rent. Unless you're going sans water and electricity and getting all food from the Dumpster. But if you're going to do that, may as well just rent a storage locker.
Dude, you can find places where the tenant pays utilities. Or it's all one electric bill. Me omitting that doesn't mean I'm not aware of the cost of amenities. But with about $900 remaining, nothing is going to "break the bank" so-to-speak.

I buy all my food from Walgreens at a 15 - 20% discount.
Granted I don't know the housing situation in your area, but I doubt those bottom dollar prices you mentioned include utilities. And they certainly don't include catering.
Or a loaner car with free insurance.
Did you ignore my post where I accounted for car insurance? It costs me $45 a month and is accounted in my $200 of surefire expenses.
$45 a month for insurance? I didn't even know that was possible. Especially for a 22 year old male.

Just out of curiosity, if you have a surplus of $1400 a month, how much do you have in the bank that you've saved?
$0.00

Most gets evaporated through taxes, $400 - 500 goes in my stock plan and the rest goes to pay off my credit card bills.
That's right! Credit card bills. How does that not make it into you list of monthly bills?
That's where the surplus goes you fool! Once the bills get paid off the surplus will go into my Bank Account.

 
Do you have a car? Car insurance? An apartment? Groceries for that apartment? Electricity for that apartment?

Em, that amount of money is nothing. Nothing. And I'm not being mean. I'm telling you that $1400 is nothing when you finally enter the real world. Stop gambling. And that means on stocks as well. Or at least do this for me: Take half of your "play around" money and put it in the bank. A savings account. The rest, screw around with it all you want. But at least put half in the bank.
I fully understand that, lol. But let's break it down:

$1640

-$45 phone

-$45 insurance

$1,550

-$100 gas

$1,450

I could rent a ####ty apartment for like $550 bucks. I could split a ####ty apartment with a friend for like $300 per person.

I am actively trying to get promoted at work. I'm moving to overnights at a store closer to my home and will likely see a .75 increase in pay which equates to about an extra $120 a month. I would work a week on, a week off. The Community Leader, District Manager, and a few Store Managers really like me. They're trying to fast track me to an Assistant Manager position by next Spring.

I plan on getting the position and moving to either Florida or Chicago to finish my Bachelor's Degree.
There are plenty of other bills you have to pay when you move out besides rent. Unless you're going sans water and electricity and getting all food from the Dumpster. But if you're going to do that, may as well just rent a storage locker.
Dude, you can find places where the tenant pays utilities. Or it's all one electric bill. Me omitting that doesn't mean I'm not aware of the cost of amenities. But with about $900 remaining, nothing is going to "break the bank" so-to-speak.

I buy all my food from Walgreens at a 15 - 20% discount.
Granted I don't know the housing situation in your area, but I doubt those bottom dollar prices you mentioned include utilities. And they certainly don't include catering.
Or a loaner car with free insurance.
Did you ignore my post where I accounted for car insurance? It costs me $45 a month and is accounted in my $200 of surefire expenses.
$45 a month for insurance? I didn't even know that was possible. Especially for a 22 year old male.

Just out of curiosity, if you have a surplus of $1400 a month, how much do you have in the bank that you've saved?
$0.00

Most gets evaporated through taxes, $400 - 500 goes in my stock plan and the rest goes to pay off my credit card bills that are pouring all of my unspent money into my Sportsbook account.
FTFY

 
I think I've asked this before, but you ignored it like you have all my posts. But what do your parents think of all this? Are they supportive of you? Seems like most parents would encourage their kids to become an adult and not stay at home well into their 20's smoking weed and blowing all their money on gambling.

My guess is they feel sorry for you due to your obvious personality disorder.
Dude, I'm averaging a 3.0 GPA and am fasttracking myself to a position paying $17.00 an hour. They know that me living with them is coming to an end very soon, they know I could afford to support myself but it's helping me save money by living at home.

I MADE $320 playing Fantasy Football last season.

I LOST $300 on sportsbets last night.

Let's call that a wash.
Didn't you lose $500 the week before too?
No man.

I turned $50 into $585 and lost the $585 trying to double that up to $1,000. $50 into $1,000 in three days seemed like a worthwhile risk to me.
More serious advice that will get ignored:The second you win a bet, whether it's from sports, blackjack, penny stocks, whatever.. Treat that money as yours, because that's exactly what it is. If you start thinking of it as "house money" that you're free rolling with you're destined to fail. You lost $500.

 
Last edited by a moderator:
All you guys can go #### yourselves. Unlike the majority of young people my age, I have a job and I go to school fulltime. I save at least 25% of my income and am making smart investments such as investing in a 401K.

So what I lost $300 on a sportsbet? A week ago I was up $585 on sportsbets and almost turned that into $1,000. Did I mention I won $300 in my Fantasy League last year? So what...? My net betting losses on the year are what?$200.

SOMEBODY PLEASE HELP! I AM 22 YEARS OLD WHO IS ABOUT TO GET A DEGREE AND HAS A LOVING FAMILY THAT IS LETTING ME STAY AT HOME WHILE I COMPLETELY GET ON MY FEET. SOMETIMES I SPEND $20 ON A GRAM OF WEED! WHAT A PIECE OF #### I AM!
The part in All Caps needs to be your next text to the chick in your other thread.
 
Do you have a car? Car insurance? An apartment? Groceries for that apartment? Electricity for that apartment?

Em, that amount of money is nothing. Nothing. And I'm not being mean. I'm telling you that $1400 is nothing when you finally enter the real world. Stop gambling. And that means on stocks as well. Or at least do this for me: Take half of your "play around" money and put it in the bank. A savings account. The rest, screw around with it all you want. But at least put half in the bank.
I fully understand that, lol. But let's break it down:

$1640

-$45 phone

-$45 insurance

$1,550

-$100 gas

$1,450

I could rent a ####ty apartment for like $550 bucks. I could split a ####ty apartment with a friend for like $300 per person.

I am actively trying to get promoted at work. I'm moving to overnights at a store closer to my home and will likely see a .75 increase in pay which equates to about an extra $120 a month. I would work a week on, a week off. The Community Leader, District Manager, and a few Store Managers really like me. They're trying to fast track me to an Assistant Manager position by next Spring.

I plan on getting the position and moving to either Florida or Chicago to finish my Bachelor's Degree.
There are plenty of other bills you have to pay when you move out besides rent. Unless you're going sans water and electricity and getting all food from the Dumpster. But if you're going to do that, may as well just rent a storage locker.
Dude, you can find places where the tenant pays utilities. Or it's all one electric bill. Me omitting that doesn't mean I'm not aware of the cost of amenities. But with about $900 remaining, nothing is going to "break the bank" so-to-speak.

I buy all my food from Walgreens at a 15 - 20% discount.
Granted I don't know the housing situation in your area, but I doubt those bottom dollar prices you mentioned include utilities. And they certainly don't include catering.
Or a loaner car with free insurance.
Did you ignore my post where I accounted for car insurance? It costs me $45 a month and is accounted in my $200 of surefire expenses.
$45 a month for insurance? I didn't even know that was possible. Especially for a 22 year old male.

Just out of curiosity, if you have a surplus of $1400 a month, how much do you have in the bank that you've saved?
High-deductible insurance really knocks it down significantly. I have personal choice high-deductible insurance through work, and it's $12.22/pay period +HSA contributions of whatever I choose.

 
So which BS story are you going to come up with next?

Yet you claimed to be saving 25% of your income.
Uhhh... 25% of my income goes into Walgreens stock.
But see, actual savings can't decrease over time. Stock can. Now, I like Walgreens, think they're a good company and think a buy and hold strategy of that stock is a good thing. But it's not savings.
Understood but my Walgreens Stock investment is up 30%. So it was a smarter move than the bank.

 
So which BS story are you going to come up with next?

Yet you claimed to be saving 25% of your income.
Uhhh... 25% of my income goes into Walgreens stock.
But see, actual savings can't decrease over time. Stock can. Now, I like Walgreens, think they're a good company and think a buy and hold strategy of that stock is a good thing. But it's not savings.
Understood but my Walgreens Stock investment is up 30%. So it was a smarter move than the bank.
Until the next market crash.

 
"Em, all this weed has given me the munchies, baby. What do you say we take a break from Crash Bandicoot and grab a snack?"

"Sure, baby. I've got some canned Vienna sausage in the cabinet and a two-liter of Mountain Spruce in the fridge. Don't you go anywhere."

 
Well fellas, it's been real but now I've got to go:

1.) Finish my homework.

2.) Workout.

3.) Go to work.

Because contrary to the popular belief on here, I am putting in HARD WORK to get the things that I want out of life. So, in the meantime if you haven't already done so:

Follow me on Twitter!

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.

 
This thread reminds me of American Idol auditions. There is always some 20 something that is convinced they are the next big thing in the music business. They perform and the judges tell them they aren't very good. The 20 something's response? "They have no idea what they are talking about. I'm fantastic!"

Delusions of grandeur are an interesting phenomenon.

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
Dude, whatever! You are so annoying. DELETE THIS THREAD.

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
All joking aside, this man has taken the time to provide you with solid, heartfelt, GOOD advice twice in the last 24 hours.

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
Dude, whatever! You are so annoying. DELETE THIS THREAD.
:lmao:

 
That's where the surplus goes you fool! Once the bills get paid off the surplus will go into my Bank Account.
Chief...if you are using it to pay bills, its not surplus.

No way you are making decent grades in accounting.
You ####### know what I meant. It has the same effect on my net worth.
I know that you don't seem to have a clue about anything you are discussing and keep running around in circles insulting everyone. Even those that are actually trying to help you through your BS story.

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
What the #### more do you want from me? I work full-time, go to school full-time. I am getting promotion after promotion by working hard at my current job. I am an Honors Student over at Baker.

I save 25% of my paycheck by investing in Walgreens Stock. A stock I get to purchase at 10% discount. A stock that has gone up 20% on top of that 10% discount.

REALLY MAN. WHAT THE #### MORE COULD I POSSIBLY BE DOING?

I don't spend anymore than I have to. I sportbet because it's fun and plan on allocating $50 each paycheck to make a small check. What the #### is your big gripe with me? When I get paid this Thursday, my NET WORTH will be in GREEN for the first time in over a year.

SO CLUE ME IN. WHAT THE #### AM I DOING WRONG?

I am getting an Associates Degree this Winter.

I am likely getting a promotion a year from now.

I am likely going to be going to a University next Fall.

Do college kids not have fun? Do college kids not smoke weed? Enlighten me of my big mistakes, brohan.

 
Eminence ‏@Eminence_FB 11h
What a rotten day... I really need to spend some money on myself to feel better...

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
What the #### more do you want from me? I work full-time, go to school full-time. I am getting promotion after promotion by working hard at my current job. I am an Honors Student over at Baker.

I save 25% of my paycheck by investing in Walgreens Stock. A stock I get to purchase at 10% discount. A stock that has gone up 20% on top of that 10% discount.

REALLY MAN. WHAT THE #### MORE COULD I POSSIBLY BE DOING?

I don't spend anymore than I have to. I sportbet because it's fun and plan on allocating $50 each paycheck to make a small check. What the #### is your big gripe with me? When I get paid this Thursday, my NET WORTH will be in GREEN for the first time in over a year.

SO CLUE ME IN. WHAT THE #### AM I DOING WRONG?

I am getting an Associates Degree this Winter.

I am likely getting a promotion a year from now.

I am likely going to be going to a University next Fall.

Do college kids not have fun? Do college kids not smoke weed? Enlighten me of my big mistakes, brohan.
You misspelled "Thank You."

 
Part of the problem is referring to yourself as a college kid in the first place. You're turning 23 this year. You're an adult, you need to start acting like one. :shrug:

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
What the #### more do you want from me? I work full-time, go to school full-time. I am getting promotion after promotion by working hard at my current job. I am an Honors Student over at Baker.

I save 25% of my paycheck by investing in Walgreens Stock. A stock I get to purchase at 10% discount. A stock that has gone up 20% on top of that 10% discount.

REALLY MAN. WHAT THE #### MORE COULD I POSSIBLY BE DOING?

I don't spend anymore than I have to. I sportbet because it's fun and plan on allocating $50 each paycheck to make a small check. What the #### is your big gripe with me? When I get paid this Thursday, my NET WORTH will be in GREEN for the first time in over a year.

SO CLUE ME IN. WHAT THE #### AM I DOING WRONG?

I am getting an Associates Degree this Winter.

I am likely getting a promotion a year from now.

I am likely going to be going to a University next Fall.

Do college kids not have fun? Do college kids not smoke weed? Enlighten me of my big mistakes, brohan.
You misspelled "Thank You."
:lmao:

 
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.

 
Part of the problem is referring to yourself as a college kid in the first place. You're turning 23 this year. You're an adult, you need to start acting like one. :shrug:
Bro, if things go the way I'd like. I'll be at the University of Miami doing bong rips and trying to bang 18 year old girls fresh out of High School.

 
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.
Does she sit around and post on the internet all day?

 
Part of the problem is referring to yourself as a college kid in the first place. You're turning 23 this year. You're an adult, you need to start acting like one. :shrug:
Bro, if things go the way I'd like. I'll be at the University of Miami doing bong rips and trying to bang 18 year old girls fresh out of High School.
I'd be amazed if The U accepted a 3.0 student from Baker.

 
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.
Ditka just obsessed and trying to start another ifight.

 
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Always funny to have you try this...keep on trolling.
try what? It's rather effortless.

 
Since I'm listed as one of your homies, I'm going to be brutally honest here. Take this however you want, but it's meant to help you.

You are not special. You have no extraordinary skills playing the stock market. And you are simply throwing money away gambling. It sounds like you have a gambling problem. Just because you won $500 gambling doesn't make you special. Especially since you lost most of it last night. That's the thing about gambling: You win some, you lose some. You just tend to lose more than you win. But it's those times you win that give you the false hope that you could support yourself or make money off of gambling. Same holds true for stocks, for you. You have proved nothing except that you shouldn't be messing around with the stock market.

You are 22 and talk about how you have all of this extra disposable income, yet you live at home. And there's nothing wrong with living at home. I did it until I was 24. But I saved that extra money and put it in the bank. Living at home and not saving is moronic.

You have so many pipe dreams on what you're going to be doing in the next 5 years and how much you're going to be making. Yet all you do in the present is waste money and smoke weed. At 24 you hope to be an Assistant Manager of a local Walgreens. And you think you're going to be rolling in the dough. Have you asked any Asst. Managers at Walgreens how their finances are? Are they living high on the hog? I'm guessing not.

You have no concept of money and expenses. And you are a lost cause. Everyone on here, including the people who are now being mean to you, at one point or another tried to give you real advice. And each time you not only refused it, you told them they were wrong.

The world is littered with people just like you. People who have dreams of grandeur and plans worked out to get them there. And in 2 years, if you see those same people, they'll still be telling you how they're going to make something of themselves.

I really want you to succeed. I'm really hoping you start taking some of these guy's great advice. I, too, was addicted to gambling when I was younger. And I don't really gamble any more. But if someone bet me money that you'd be still living at your parents and hoping for a promotion at Walgreens in 2 years, I'd take that bet.

It's time to grow up. It's time to realize that you are not special. That you are not a prodigy. But there is still time to become special. As long as you make the right choices. But time is running out quick for you.

Sadly, I know none of what I said will sink in to you. And I'm sure you think I'm a jerk for saying these things. But I'm doing it because I'm really rooting for you now.
What the #### more do you want from me? I work full-time, go to school full-time. I am getting promotion after promotion by working hard at my current job. I am an Honors Student over at Baker.

I save 25% of my paycheck by investing in Walgreens Stock. A stock I get to purchase at 10% discount. A stock that has gone up 20% on top of that 10% discount.

REALLY MAN. WHAT THE #### MORE COULD I POSSIBLY BE DOING?

I don't spend anymore than I have to. I sportbet because it's fun and plan on allocating $50 each paycheck to make a small check. What the #### is your big gripe with me? When I get paid this Thursday, my NET WORTH will be in GREEN for the first time in over a year.

SO CLUE ME IN. WHAT THE #### AM I DOING WRONG?

I am getting an Associates Degree this Winter.

I am likely getting a promotion a year from now.

I am likely going to be going to a University next Fall.

Do college kids not have fun? Do college kids not smoke weed? Enlighten me of my big mistakes, brohan.
Look, I felt bad because for the past month I've been leading you on making you think that you were some genius with your stock picks. To be honest, I really don't care if you succeed or fail.

And, yes, college kids do all of that. But just because you're going to college when you're 22 doesn't make you a college kid. 22 is actually the age people go from being a college kid to a young adult entering the real world.

Good luck with your assistant manager's job at Walgreens. I'm glad you have this whole thing figured out. :thumbup:

 
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.
sho - do you have a job?
Hey guy...how are you?

Thread isn't about me.
Let's change that.

As of last year, you were nobly posting on the internet, day and night, while being a 'stay home dad'.

Why don't you either give him advice on how to find a spouse that he can be leech off of, or leave the kid alone?
Interesting. My wife is a stay at home mom. Never would consider her to be leeching off of me.
Ditka just obsessed and trying to start another ifight.
Actually, you're the one in here starting a fight that you have no business starting.

Sorry if you can't handle getting called out on it.

 
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