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Everyone has to sign up. I think there are definitely more secure ways to transfer money.
That said, everyone out here uses it to split bills at dinner, to toss a few dollars to the host of a party, etc. Never had a problem, always quite easy. Pretty useful, IMO.
Love it. My friends and I all have it and use it all the time.
Makes eating out, splitting bar tabs, settling/placing bets, buying drugs, and planning events are super easy (buying tickets, splitting hotel, gas, splitting PPV etc).
Between Venmo and my credit cards, the cash I carry in my wallet lasts forever. I always withdraw a $100 keep it in my wallet. Before that $100 would last maybe a 1 month. Now that $100 lasts several months.
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