gianmarco
Footballguy
Alright, I'm trying to figure out the end game here and to make sure there isn't something else I need to be worried about. Here are the various situations:
1) In early December I received a letter from Citibank informing me that my application for a credit card was denied. I am not a Citibank customer nor did I attempt to open an account with them. I called Citibank (a pain in the ###, I might add) and informed them of such and they let me know that it was already deemed a fraudulent attempt and that it was denied. Of note, on my credit report, it is still showing a hard inquiry back in late November that I've since disputed. Also as a result of this, I've put an ID theft alert on all 3 credit reporting agencies. The interesting thing about the application is that it had my name but the address was not my address. The wrong address is in the same city but is not an actual address to a building. Despite this other address, the rejection letter was mailed to my correct address (assuming USPS got it to me based on my name). I was also able to determine the phone number used on the application and it is not my phone number and it is not a working phone number.
2) In the last couple of weeks, I've received a couple pieces of mail addressed to a name of a person that does not and never has lived at this address. One piece of mail came from AAA and was for a new membership (one of those promotional offers). I also received a piece of mail from the Chess Hall of Fame addressed to this same person but again using my address.
3) On Christmas Eve, I received an email from USPS with tracking info for a package that was delivered to my home. Except the package was never delivered. This is the first time that's ever happened. The weird part about this is that the package originated from the same zip code in the address used on the credit card application. I've since contacted the Post Office and they said the package was scanned at their facility and they believe it was just delivered to an incorrect address. I have no idea what the package was or who it came from. Because it was Christmas Eve, I assumed it was a gift from someone we know. However, I don't have any idea who that could have been from in that zip code. Initially didn't think much about it but after taking care of this stuff today and reviewing the incorrect address, it seemed a little funny that the zip codes matched.
I called the police today and filed a report regarding all of the above. They confirmed that the address used on the credit card application doesn't exist. They also looked up the name used on those 2 pieces of mail and that person does not exist as far as they can tell (at least doesn't have a driver's license in the state). I had them check just in case they were either involved or if they were potentially a victim of something else. The phone number provided on the application is not in service. At this point, no damage has actually been done, all of my accounts are secure, and I should be relatively protected from future attempts regarding my credit.
That said, what's actually going on here? What's the point of some made up name having stuff sent to my address? What, if anything, does that have to do with the credit card application in my name but to a different address? Could this missing mail package be related? Should I aggressively pursue this with the post office? I feel like I've done everything I need to at this point but it's kind of baffling how it all might tie together.
What say you?
1) In early December I received a letter from Citibank informing me that my application for a credit card was denied. I am not a Citibank customer nor did I attempt to open an account with them. I called Citibank (a pain in the ###, I might add) and informed them of such and they let me know that it was already deemed a fraudulent attempt and that it was denied. Of note, on my credit report, it is still showing a hard inquiry back in late November that I've since disputed. Also as a result of this, I've put an ID theft alert on all 3 credit reporting agencies. The interesting thing about the application is that it had my name but the address was not my address. The wrong address is in the same city but is not an actual address to a building. Despite this other address, the rejection letter was mailed to my correct address (assuming USPS got it to me based on my name). I was also able to determine the phone number used on the application and it is not my phone number and it is not a working phone number.
2) In the last couple of weeks, I've received a couple pieces of mail addressed to a name of a person that does not and never has lived at this address. One piece of mail came from AAA and was for a new membership (one of those promotional offers). I also received a piece of mail from the Chess Hall of Fame addressed to this same person but again using my address.
3) On Christmas Eve, I received an email from USPS with tracking info for a package that was delivered to my home. Except the package was never delivered. This is the first time that's ever happened. The weird part about this is that the package originated from the same zip code in the address used on the credit card application. I've since contacted the Post Office and they said the package was scanned at their facility and they believe it was just delivered to an incorrect address. I have no idea what the package was or who it came from. Because it was Christmas Eve, I assumed it was a gift from someone we know. However, I don't have any idea who that could have been from in that zip code. Initially didn't think much about it but after taking care of this stuff today and reviewing the incorrect address, it seemed a little funny that the zip codes matched.
I called the police today and filed a report regarding all of the above. They confirmed that the address used on the credit card application doesn't exist. They also looked up the name used on those 2 pieces of mail and that person does not exist as far as they can tell (at least doesn't have a driver's license in the state). I had them check just in case they were either involved or if they were potentially a victim of something else. The phone number provided on the application is not in service. At this point, no damage has actually been done, all of my accounts are secure, and I should be relatively protected from future attempts regarding my credit.
That said, what's actually going on here? What's the point of some made up name having stuff sent to my address? What, if anything, does that have to do with the credit card application in my name but to a different address? Could this missing mail package be related? Should I aggressively pursue this with the post office? I feel like I've done everything I need to at this point but it's kind of baffling how it all might tie together.
What say you?
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