Had to show my ID to make a deposit at the bank (WTF) (1 Viewer)

[squidrope]

I don't get the issue...what's it take, 10 seconds to pull out your ID?

The issue, like so many other things, is that it just turns into a slippery slope. this is a pretty benign example, for sure, but it reminds me of the questioning and searches that law enforcement likes to conduct without probable cause. Some people ask "what's the big deal if you have nothing to hide?" But that is the exact mode of thinking that eventually leads to individual rights being completely lost. The whole frog in the boiling pot of water metaphor...

Apples meet oranges.

Not really. This is all based on anti-money laundering regulations that have been put in place due to the war on drugs. Yet another instance where individual rights are being eroded in the interest of "keeping us safe", without really doing the latter. Sure, in this case it is indirectly, because the Feds are forcing the banks to be more invasive, but the net effect is directionally similar.

And again, I recognize that in a vacuum this is a rather innocous and minor intrusion.

Isn't this the bank's policy though? It's not a federal regulation, if you don't like the ChaseJPMorgan policy please take your business elsewhere.Sounds like you and Joe T are just trying to find some sort of freedom restricting argument out of this, when in fact it's a corporate policy designed to limit money laundering. Go to a bank that doesn't require you to show your ID since you want to maintain anonymity or whatever the hell you think this is doing to you. Or better yet, bury your money in your back yard. The squirrels won't ask you for your driver's license.

The bank's policy arose out of anti-money laundering regulations, as a number of people have pointed out throughout this thread. If other banks aren't doing this yet, they will be soon.

I don't care enough about this particular issue enough to cause a fuss about it, but it is emblematic of what is going on in at many levels in terms of the erosion of individual rights and the ubiquity of government surveilance of US citizens without probable cause.

I don't care. Banking has become so sophisticated and dangerous because of the electronic theft/intrusion possibilities, much more regulation will be coming just to keep the markets from being vulnerable to the point of collapse. Whether that is an individual bank policy or something created by government regulation, doing what is best for the majority of the population is going to be what prevails. The government doesn't give a #### about you or Joe T and your boring lives. How Chase asking for an ID turns into a Jack White-like government surveillance diatribe is beyond me, some of you are unreasonably paranoid.

You have no idea what you are talking about on this issue. I'm very familiar with what is happening at the banks now, and what it will look like in the future. The banks aren't spending all of this money setting up these elaborate systems because they want to. They're doing it because the feds are mandating it. Contrary to what you think. The feds do very much "give a #### about you and Joe T".

 

[Joe T]

When did I make any anti-govt regulation comments?

To be clear, I said I went to the bank to deposit a very small amount of cash and the teller asked for my ID. I was and still am confused by the reasoning for this. I never made any comment about the government at all. Hope this clears things up for Dr. D and others.

 

[Dr Oadi]

When did I make any anti-govt regulation comments?

To be clear, I said I went to the bank to deposit a very small amount of cash and the teller asked for my ID. I was and still am confused by the reasoning for this. I never made any comment about the government at all. Hope this clears things up for Dr. D and others.

You question therefore you are anti government.

 

[Joe T]

I deposited $400 cash into my checking account today.

The teller asked me for my ID.

I asked him, "Why do I need an ID to make a deposit?"

He rambled about it being some law since 2014 that you have to show a photo ID to make a cash deposit now.

WTF??!! Who comes up with these stupid rules?

Why deposit it? Keep it in your wallet. Walking around money.

I kept 500, obviously.

 

[Joe T]

When did I make any anti-govt regulation comments?

To be clear, I said I went to the bank to deposit a very small amount of cash and the teller asked for my ID. I was and still am confused by the reasoning for this. I never made any comment about the government at all. Hope this clears things up for Dr. D and others.

You question therefore you are anti government.

 

[the moops]

Pretty sad life that you are trying to launder 400 bucks.

 

[Psychopav]

You're allowed to make cash deposits into other people's checking accounts, so I don't know why your identity would matter.

Maybe they're just making sure you have an ID, you know, to weed out the riffraff.

When I banked with TCF, they used to make me show my i.d. all the time when I was depositing money. I would tell them "for the record, if someone other than me tries to deposit money into my account, LET THEM."

Don't believe anyone ever did though. I can only assume that lots tried, but were thwarted by TCF's i.d. policy.

 

[Guest]

"you took it to the bank brosaver"

-SWC

 

[RedmondLonghorn]

I don't get the issue...what's it take, 10 seconds to pull out your ID?

The issue, like so many other things, is that it just turns into a slippery slope. this is a pretty benign example, for sure, but it reminds me of the questioning and searches that law enforcement likes to conduct without probable cause. Some people ask "what's the big deal if you have nothing to hide?" But that is the exact mode of thinking that eventually leads to individual rights being completely lost. The whole frog in the boiling pot of water metaphor...

Apples meet oranges.

Not really. This is all based on anti-money laundering regulations that have been put in place due to the war on drugs. Yet another instance where individual rights are being eroded in the interest of "keeping us safe", without really doing the latter. Sure, in this case it is indirectly, because the Feds are forcing the banks to be more invasive, but the net effect is directionally similar.

And again, I recognize that in a vacuum this is a rather innocous and minor intrusion.

Isn't this the bank's policy though? It's not a federal regulation, if you don't like the ChaseJPMorgan policy please take your business elsewhere.Sounds like you and Joe T are just trying to find some sort of freedom restricting argument out of this, when in fact it's a corporate policy designed to limit money laundering. Go to a bank that doesn't require you to show your ID since you want to maintain anonymity or whatever the hell you think this is doing to you. Or better yet, bury your money in your back yard. The squirrels won't ask you for your driver's license.

The bank's policy arose out of anti-money laundering regulations, as a number of people have pointed out throughout this thread. If other banks aren't doing this yet, they will be soon.

I don't care enough about this particular issue enough to cause a fuss about it, but it is emblematic of what is going on in at many levels in terms of the erosion of individual rights and the ubiquity of government surveilance of US citizens without probable cause.

The right to banking? ok

Reading is fundamental.

 

[Leroy Hoard]

Pretty sad life that you are trying to launder 400 bucks.

Knocking over gumball machines ain't as easy as it looks.

 

[NutterButter]

How do you show id if depositing via atm?

 

[Doctor Detroit]

When did I make any anti-govt regulation comments?

To be clear, I said I went to the bank to deposit a very small amount of cash and the teller asked for my ID. I was and still am confused by the reasoning for this. I never made any comment about the government at all. Hope this clears things up for Dr. D and others.

You question therefore you are anti government.

Way to give your own alias a

Classy

 

[Doctor Detroit]

I don't get the issue...what's it take, 10 seconds to pull out your ID?

The issue, like so many other things, is that it just turns into a slippery slope. this is a pretty benign example, for sure, but it reminds me of the questioning and searches that law enforcement likes to conduct without probable cause. Some people ask "what's the big deal if you have nothing to hide?" But that is the exact mode of thinking that eventually leads to individual rights being completely lost. The whole frog in the boiling pot of water metaphor...

Apples meet oranges.

Not really. This is all based on anti-money laundering regulations that have been put in place due to the war on drugs. Yet another instance where individual rights are being eroded in the interest of "keeping us safe", without really doing the latter. Sure, in this case it is indirectly, because the Feds are forcing the banks to be more invasive, but the net effect is directionally similar.

And again, I recognize that in a vacuum this is a rather innocous and minor intrusion.

Isn't this the bank's policy though? It's not a federal regulation, if you don't like the ChaseJPMorgan policy please take your business elsewhere.Sounds like you and Joe T are just trying to find some sort of freedom restricting argument out of this, when in fact it's a corporate policy designed to limit money laundering. Go to a bank that doesn't require you to show your ID since you want to maintain anonymity or whatever the hell you think this is doing to you. Or better yet, bury your money in your back yard. The squirrels won't ask you for your driver's license.

The bank's policy arose out of anti-money laundering regulations, as a number of people have pointed out throughout this thread. If other banks aren't doing this yet, they will be soon.

I don't care enough about this particular issue enough to cause a fuss about it, but it is emblematic of what is going on in at many levels in terms of the erosion of individual rights and the ubiquity of government surveilance of US citizens without probable cause.

I don't care. Banking has become so sophisticated and dangerous because of the electronic theft/intrusion possibilities, much more regulation will be coming just to keep the markets from being vulnerable to the point of collapse. Whether that is an individual bank policy or something created by government regulation, doing what is best for the majority of the population is going to be what prevails. The government doesn't give a #### about you or Joe T and your boring lives. How Chase asking for an ID turns into a Jack White-like government surveillance diatribe is beyond me, some of you are unreasonably paranoid.

You have no idea what you are talking about on this issue. I'm very familiar with what is happening at the banks now, and what it will look like in the future. The banks aren't spending all of this money setting up these elaborate systems because they want to. They're doing it because the feds are mandating it. Contrary to what you think. The feds do very much "give a #### about you and Joe T".

I still doubt anyone cares about Joe T.

Link to all these federal mandates? I'd like to read more since you have the inside scoop. TIA.

 

[chauncey]

I wouldn't care if I had to show an ID to deposit cash, if nothing else it makes sure it goes into the correct account.

However, it really chaps my ### that I have to pay a $6 fee to cash a business check at a bank I don't have an account with.

 

[Snoopy]

How do you show id if depositing via atm?

I believe they consider your ATM or other card as valid ID in that situation.

 

[jon_mx]

Last deposit I made, I had to show my penis.

 

[Jules Winnfield]

Last deposit I made, I had to show my penis.

He demanded it or you voluntarily gave it to him?