Involved In A Car Accident...I Can't Win! (1 Viewer)

[seahawk 17]

Let me start off by saying I am a nice guy and very forgiving. I just purchased a new vehicle three weeks ago, haven't even got the plates yet. Coincidentally, I just made my first payment yesterday. Pick up the wife from work, we are sitting in rush hour traffic when some jerkoff slams into the back of me.

I look in my review mirror and the guy has a huge smile on his face. His smile was so big, I could see it in my mirror. My first instinct was to get out of my car and wipe that grin off him. Then I think to myself #### happens, people handle stressful situations differently, just get his info.

First think I notice is his uniform, he works for a pizza place. He explains that he was texting, but doesn't apologize, just starts repeating in broken English that everything is ok and we can forget this happened. I explained to him that no, not everything is ok , and I want his insurance and DL info. I get all the info and tell him I will get my car looked at. (Crack runs all the way through the middle of my bumper.)

Get in the car and my wife wants me to call the police and the insurance company immediately. I advise her that the guy is from another country probably trying to better his life. He is making minimum wage, has an expired insurance card...I'm guessing I don't need to make his life miserable.

We continue to drive, I look at him in my rearview mirror again...and he is back on his phone texting again.

Now I want to go MOP on this guy.

 

[shadyridr]

You didnt call the police? Yeesh

 

[chet]

In hindsight, you should have done everyone a favor and had the police come.

 

[seahawk 17]

Stuck in the left lane on I-5, no way to get off the road. I decided to spare hundreds of people the misery of me calling the police.

 

[Abraham]

Stuck in the left lane on I-5, no way to get off the road. I decided to spare hundreds of people the misery of me calling the police.

You do realize you're going to drop a few hundred (at least) fixing it and your willingness to not make his life miserable means he is going to keep texting and driving and eventually someone will get hurt.

 

[swirvenirvin]

don't see how you can complain about choosing something that led you to complain

 

[seahawk 17]

Stuck in the left lane on I-5, no way to get off the road. I decided to spare hundreds of people the misery of me calling the police.

You do realize you're going to drop a few hundred (at least) fixing it and your willingness to not make his life miserable means he is going to keep texting and driving and eventually someone will get hurt.

Psychologists refer to this as a "thinking error." Don't try to pin that on me.

Not sure how claims work, but I hope the monetary punishment changes his behavior.

 

[Mr.Pack]

Are you back with your ex-wife and kids?

 

[Abraham]

Stuck in the left lane on I-5, no way to get off the road. I decided to spare hundreds of people the misery of me calling the police.

You do realize you're going to drop a few hundred (at least) fixing it and your willingness to not make his life miserable means he is going to keep texting and driving and eventually someone will get hurt.

Psychologists refer to this as a "thinking error." Don't try to pin that on me.

Not sure how claims work, but I hope the monetary punishment changes his behavior.

What monetary punishment ? His insurance is expired.

And I will pin it on you. He still is texting and driving and you could have played a part in changing that.

 

[seahawk 17]

Are you back with your ex-wife and kids?

I would rather die in a car accident, than be back with my ex.

 

[seahawk 17]

Stuck in the left lane on I-5, no way to get off the road. I decided to spare hundreds of people the misery of me calling the police.

You do realize you're going to drop a few hundred (at least) fixing it and your willingness to not make his life miserable means he is going to keep texting and driving and eventually someone will get hurt.

Psychologists refer to this as a "thinking error." Don't try to pin that on me.

Not sure how claims work, but I hope the monetary punishment changes his behavior.

What monetary punishment ? His insurance is expired.

And I will pin it on you. He still is texting and driving and you could have played a part in changing that.

Insurance card was expired. I am hoping he has valid insurance. (Yet to be determined.)

 

[timschochet]

Where did this phrase come from? Is Ministry of Pain a violent person?

 

[seahawk 17]

Where did this phrase come from? Is Ministry of Pain a violent person?

Back in the day he was easy to set off, and pretty confrontational.

I think he's an alright guy, other people like to give him ####.

 

[Jobber]

Jesus, all kinds of fail on your part.

 

[BigJim®]

Hopefully you took cell phone photos of the accident scene before moving the cars.

 

[Craig_MiamiFL]

You couldn't have handled this worse.

 

[seahawk 17]

Should of known posting this I would get all the grief.

PSA: Don't text and drive, more importantly don't text and drive right after being in an accident.

 

[seahawk 17]

You couldn't have handled this worse.

I could have "forgot it ever happened," as the other driver suggested.

 

[shadyridr]

You couldn't have handled this worse.

I could have "forgot it ever happened," as the other driver suggested.

gonna be the same results

 

[Smack Tripper]

Should of known posting this I would get all the grief.

PSA: Don't text and drive, more importantly don't text and drive right after being in an accident.

Well what do you want? Sympathy?

You made a choice out of kindness and kindess isn't always free.

But believe me, you didn't WANT to go MOP if you let this go down like this.

 

[Otis]

Love when someone starts a thread and it totally doesn't go how they had expected.

 

[Ghost Rider]

Get in the car and my wife wants me to call the police and the insurance company immediately. I advise her that the guy is from another country probably trying to better his life. He is making minimum wage, has an expired insurance card...I'm guessing I don't need to make his life miserable.

You chose...poorly.

 

[otello]

So he makes your life miserable instead. Got it.

 

[Henry Ford]

Should be fun to sue him with no police report.

 

[jon_mx]

Where did this phrase come from? Is Ministry of Pain a violent person?

Back in the day he was easy to set off, and pretty confrontational.

I think he's an alright guy, other people like to give him ####.

MoP is still known to lose it. Seems like a week ago or so MoP was going off the deep end on some poor sap for no real reason.

 

[msudaisy26]

He was laughing because his friend on the phone probably said "Hey get out and act like you can't speak English and see if he won't call the cops"

 

[cstu]

For those of you saying he should have called the police, how does that make it more likely he gets his car repaired?

 

[msudaisy26]

For those of you saying he should have called the police, how does that make it more likely he gets his car repaired?

I am not sure how it works in his state but in Michigan, if you have a police report and you turn the claim and the police report into your insurance company they do all the work. Michigan is a no fault state but if you aren't at fault you usually don't have to pay your deductible, and with a police report you have proof of whose fault it was.

 

[shadyridr]

For those of you saying he should have called the police, how does that make it more likely he gets his car repaired?

lol he was rear ended. Fault wouldve been clearly the other guys. Now hes ####ed if the other guy lies

 

[chauncey]

I'm pretty sure it is illegal for law enforcement to ask anyone about their legal status on a routine traffic stop/accident. The worst that would happen to this hard working fellow would be he gets a ticket for expired insurance. Seeing as he is a pizza delivery guy and presumably driving many miles weekly, while texting and most likely high, it would probably be a good thing for him to have up to date coverage.

 

[Craig_MiamiFL]

He was laughing because his friend on the phone probably said "Hey get out and act like you can't speak English and see if he won't call the cops"

 

[Courtjester]

And when you find out there is more damage than you thought or perhaps your back starts hurting you, you will really wish you had filed a police report. In addition, if he was driving for a company, you may have had recourse against them as a last resort.

In Colorado, it is mandatory to file a police report (even just filing one on-line works) or risk being charged with leaving the scene of an accident.

This was sort of a not so great decision on your part because you "could" have placed yourself in a bad spot here. Maybe nothing comes of it and you just fix your car and go on the way or maybe the guy goes to his insurance company and files a claim saying you backed into him. As it stands, It is your word against his without a police report.

 

[Mario Kart]

You couldn't have handled this worse.

 

[parasaurolophus]

I hope you at least took pictures of him, his car, your car.

 

[STEADYMOBBIN 22]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

 

[msudaisy26]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

Unless it is like in Michigan, then he will have to pay his deductible. If you have proof that it isn't your fault, like a police report then you don't pay the deductible.

 

[STEADYMOBBIN 22]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

Unless it is like in Michigan, then he will have to pay his deductible. If you have proof that it isn't your fault, like a police report then you don't pay the deductible.

My notebook says Seahawks17 doesn't in fact live in Michigan.

 

[Courtjester]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

Unless it is like in Michigan, then he will have to pay his deductible. If you have proof that it isn't your fault, like a police report then you don't pay the deductible.

My notebook says Seahawks17 doesn't in fact live in Michigan.

My notebook isn't updated as to Hawk, but if he lives in Oregon (just reading his profile) and there is over 1,500 worth of damage to his car, which since it is a new car can be assumed, it is against the law to not file a police report within 72 hours.. Just saying...

Edit--a quick look at Washington law, requires filing within 4 days if the damage is over $500.00....

 

[Quint]

in CA (guess that's the I-5 reference) the police won't respond unless it's an injury accident. not sure if the CHP has the same policy in place.

should'a called them anyway.

 

[Henry Ford]

For those of you saying he should have called the police, how does that make it more likely he gets his car repaired?

By having a police officer assign fault for insurance purposes and by not leaving the scene of an accident causing more than whatever his state's minimum amount of damage is.

 

[msudaisy26]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

Unless it is like in Michigan, then he will have to pay his deductible. If you have proof that it isn't your fault, like a police report then you don't pay the deductible.

My notebook says Seahawks17 doesn't in fact live in Michigan.

Other states are no fault and could have the same laws.

 

[northern exposure]

Let me start off by saying I am a nice guy and very forgiving. I just purchased a new vehicle three weeks ago, haven't even got the plates yet. Coincidentally, I just made my first payment yesterday. Pick up the wife from work, we are sitting in rush hour traffic when some jerkoff slams into the back of me.

I look in my review mirror and the guy has a huge smile on his face. His smile was so big, I could see it in my mirror. My first instinct was to get out of my car and wipe that grin off him. Then I think to myself #### happens, people handle stressful situations differently, just get his info.

First think I notice is his uniform, he works for a pizza place. He explains that he was texting, but doesn't apologize, just starts repeating in broken English that everything is ok and we can forget this happened. I explained to him that no, not everything is ok , and I want his insurance and DL info. I get all the info and tell him I will get my car looked at. (Crack runs all the way through the middle of my bumper.)

Get in the car and my wife wants me to call the police and the insurance company immediately. I advise her that the guy is from another country probably trying to better his life. He is making minimum wage, has an expired insurance card...I'm guessing I don't need to make his life miserable.

We continue to drive, I look at him in my rearview mirror again...and he is back on his phone texting again.

Now I want to go MOP on this guy.

Yeah maybe we could refer to this as "wanting to lose it", or something else, on this guy rather than "going MoP" on this guy. I don't think MoP needs any more recognition or publicity for his shtick.

 

[shadyridr]

He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.

and what if the other guy doesnt have insurance? What if the other guy tells his insurance company it was all seahawks fault?

 

[seahawk 17]

Love when someone starts a thread and it totally doesn't go how they had expected.

My only agenda was to tell a story and talk about someone who clearly did not learn his lesson not to text. If people want to turn it into a tutorial on how to handle an accident, I am cool with that.

 

[Craig_MiamiFL]

How is he learning a lesson if he's completely getting away with it??

 

[seahawk 17]

So he makes your life miserable instead. Got it.

500.00 deductible, and a paid rent a car for the week. Reasons why white people riot.

 

[seahawk 17]

Love when someone starts a thread and it totally doesn't go how they had expected.

My only agenda was to tell a story and talk about someone who clearly did not learn his lesson not to text. If people want to turn it into a tutorial on how to handle an accident, I am cool with that.

How is he learning a lesson if he's completely getting away with it??

Please read the bolded portion again.

 

[Craig_MiamiFL]

Love when someone starts a thread and it totally doesn't go how they had expected.

My only agenda was to tell a story and talk about someone who clearly did not learn his lesson not to text. If people want to turn it into a tutorial on how to handle an accident, I am cool with that.

How is he learning a lesson if he's completely getting away with it??

Please read the bolded portion again.

How is he learning a lesson if he's completely getting away with it??

And read mine again.

This time answer.

 

[Sudoku_in_the_Bathtub]

So he makes your life miserable instead. Got it.

500.00 deductible, and a paid rent a car for the week. Reasons why white people riot.

Why not let him have sex with your wife too?

 

[seahawk 17]

Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."