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Involved In A Car Accident...I Can't Win! (1 Viewer)

STEADYMOBBIN 22 said:
He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.
Here a police report is required
 
STEADYMOBBIN 22 said:
He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.
Here a police report is required
Oregon only have to report if over 500.00 damage. I have 72hrs to report if over that amount. I will know more after the estimate.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
:goodposting:

Do we really want cops responding to every fender bender? Hopefully the guy's insurance is valid, if not, you're likely out a couple hundred bucks. Do we really need to make sure we can sue everyone to the fullest extent in ever circumstance?

 
STEADYMOBBIN 22 said:
He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.
and what if the other guy doesnt have insurance? What if the other guy tells his insurance company it was all seahawks fault?
Well, when you rear end someone in the street, generally, it's your fault no matter what anyone says.

Yeah, I woulda called the police right there on the spot.

I do know this though, every person on this thread will bash you for what you did, while every person who was actulaly driving that daway within 50 miles behind you will appreciate what you did.

That said, call the police and insurance company. Whether the idiot has insurance or not, if he was working at the time his company would likely pay. Also, now he is going to go text driving and KILL somebody.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
:goodposting:

Do we really want cops responding to every fender bender? Hopefully the guy's insurance is valid, if not, you're likely out a couple hundred bucks. Do we really need to make sure we can sue everyone to the fullest extent in ever circumstance?
Every one?? No. But some jackhole is texting and crashing into people, then texting again right afterwards................yes. Yes this one counts I think.

Of course it's not like he knew at the time this yahoo would get back on the road onto his phone 10 seconds after crashing his car, but hell. From his description of how the guy was acting when he got out of his car I woulda called them then.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
That's great man, were all entitled to our own opinions. I don't see the point in even having insurance if you're not going to use it to its full potential. I would have scheduled a doctor's visit and really made it worth your while. If you want to MOP someone, I assume you want to rip them a new ####### of sorts. Therefore, I would totally dramatize the situation although if it's been a delayed period of time it may be hard to prove this guy hit you.

You definitely dropped the ball by not filing a police report. In fact, I dare say you've lost plenty of leverage. Tell me you've already contacted his insurance company. If anything, they might call him and get him to confess to the claim (assuming he's actually valid).

 
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Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
That's great man, were all entitled to our own opinions. I don't see the point in even having insurance if you're not going to use it to its full potential. I would have scheduled a doctor's visit and really made it worth your while. If you want to MOP someone, I assume you want to rip them a new ####### of sorts. Therefore, I would totally dramatize the situation although if it's been a delayed period of time it may be hard to prove this guy hit you.

You definitely dropped the ball by not filing a police report. In fact, I dare say you've lost plenty of leverage. Tell me you've already contacted his insurance company. If anything, they might call him and get him to confess to the claim (assuming he's actually valid).
Just terrible. Awful. I have more sympathy for the idiot texting now.

 
STEADYMOBBIN 22 said:
He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.
Here a police report is required
Oregon only have to report if over 500.00 damage. I have 72hrs to report if over that amount. I will know more after the estimate.
It will be over $500 in damage if you have a cracked bumper.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
Why would you be ruining some guy's life by having two violations issued by a police officer? What am I missing here? Does Oregon have some weird three strikes law where he'll go to jail for the rest of his life if you call a cop over a car accident?

 
STEADYMOBBIN 22 said:
He has the other drivers information. He calls his insurance company and gets his car fixed, a rental if he has it in his coverage. The insurance company does all the work in going after the other guy. If the other guy doesn't have insurance or even exist- he's still covered.

So in other words, exactly the same thing with or without this magical police report.

Take pictures. Get the #### off the road and pull off to the side. Get the info. Call your insurance company.
and what if the other guy doesnt have insurance? What if the other guy tells his insurance company it was all seahawks fault?
If the guy doesn't have valid insurance how is the cop going to help you?

Same exact end result.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
Why would you be ruining some guy's life by having two violations issued by a police officer? What am I missing here? Does Oregon have some weird three strikes law where he'll go to jail for the rest of his life if you call a cop over a car accident?
In what state do you live where cops issue citations for offenses they never saw?Also, here in the DC metropolitan area, police don't assign guilt/

 
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Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
Why would you be ruining some guy's life by having two violations issued by a police officer?
I'd love to hear an answer to this one, too.

I mean, if the guy has so much crap in his life that a fender bender breaks him, then that is his own fault, not that of someone whom he rams with his car.

 
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Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
Why would you be ruining some guy's life by having two violations issued by a police officer? What am I missing here? Does Oregon have some weird three strikes law where he'll go to jail for the rest of his life if you call a cop over a car accident?
In what state do you live where cops issue citations for offenses they never saw?Also, here in the DC metropolitan area, police don't assign guilt/
What state do you live in where police don't give citations at the scene of car accidents?

 
I can't imagine not calling it in. How do you even report it to insurance without a police report number? I have always had to have that when I make a claim.

And the second he hands me an expired insurance card I definitely call the cops. You have no way of knowing whether any of the info he gave you is valid. Once you are playing games with insurance might not even be the right tag on the car or he may have a fake DL. No way I don't call it in.

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
Yeah well life sure can suck sometimes. Breaking the law has consequences. Let's hope he doesn't mow down some little kid next time he's texting & driving. Great job enabling this idiot.
 
So you did him a favor. But did you do the next person he slams into a favor? And maybe next time it IS a person.

Might even be biker guy.

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
I don't think people have an issue with you being nice. I think they have an issue with you being upset about being wronged and wanting to go MOP, when you can actually do something about the situation. Kind of how they have an issue with it when MOP does it.

There's a problem. You can solve it or you can go MOP. Why is your instinct to want to rant and rave and act like a lunatic when a phone call (or listening to your wife's suggestion to make that phone call) actually does something proactive?

Also, if you don't want to ruin his life, I don't think it can legitimately be called "going MOP."

 
In all seriousness what keeps the driver from saying the accident happened a different way? you backed into him?

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
Yeah well life sure can suck sometimes. Breaking the law has consequences. Let's hope he doesn't mow down some little kid next time he's texting & driving. Great job enabling this idiot.
Exactly.

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
Explain how exactly you're MOP-ing him then? What exactly are you doing different from when you discovered that he continued to text and drive. You are showing no anger or being upset that you were trying to convey in the first post.

So now you don't care that he's still texting and driving?

 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
Explain how exactly you're MOP-ing him then? What exactly are you doing different from when you discovered that he continued to text and drive. You are showing no anger or being upset that you were trying to convey in the first post.

So now you don't care that he's still texting and driving?
/thread

 
Keep in mind, this isn't meant as an insult towards you, and I might not even believe it, might just be tossing out a new angle to think about, but perhaps you were being a condescending racist. And perhaps, If that was a white person without insurance you don't give the guy the same breaks because maybe in your mind it's "white people should know better."

 
This is reason#1 that I have a dashcam mounted in my truck and after reading this thread I think I will get a second one for the back window.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
That's great man, were all entitled to our own opinions. I don't see the point in even having insurance if you're not going to use it to its full potential. I would have scheduled a doctor's visit and really made it worth your while. If you want to MOP someone, I assume you want to rip them a new ####### of sorts. Therefore, I would totally dramatize the situation although if it's been a delayed period of time it may be hard to prove this guy hit you.

You definitely dropped the ball by not filing a police report. In fact, I dare say you've lost plenty of leverage. Tell me you've already contacted his insurance company. If anything, they might call him and get him to confess to the claim (assuming he's actually valid).
An interesting thought, coming from the man who once said, "I intentionally try to bait people into low speed collisions where I know I have the right away."

 
seahawk 17 said:
Let me start off by saying I am a nice guy and very forgiving. I just purchased a new vehicle three weeks ago, haven't even got the plates yet. Coincidentally, I just made my first payment yesterday. Pick up the wife from work, we are sitting in rush hour traffic when some jerkoff slams into the back of me.

I look in my review mirror and the guy has a huge smile on his face. His smile was so big, I could see it in my mirror. My first instinct was to get out of my car and wipe that grin off him. Then I think to myself #### happens, people handle stressful situations differently, just get his info.

First think I notice is his uniform, he works for a pizza place. He explains that he was texting, but doesn't apologize, just starts repeating in broken English that everything is ok and we can forget this happened. I explained to him that no, not everything is ok , and I want his insurance and DL info. I get all the info and tell him I will get my car looked at. (Crack runs all the way through the middle of my bumper.)

Get in the car and my wife wants me to call the police and the insurance company immediately. I advise her that the guy is from another country probably trying to better his life. He is making minimum wage, has an expired insurance card...I'm guessing I don't need to make his life miserable.

We continue to drive, I look at him in my rearview mirror again...and he is back on his phone texting again. :wall: :rant:

Now I want to go MOP on this guy.
Thanks for helping illegals keep wages low as possible.
 
Everybody has their opinion. The guy is obviously an immigrant. He works for a pizza place making minimum wage. I guarantee he is living paycheck to paycheck. I have no interest in having this guy rack up hundreds of dollars in fines, maybe losing his license, then losing his job if he is a pizza driver. I don't see why people have an issue with me having kindness to someone that is already struggling?

As far as fake plates and what not....I got the VIN number off of his vehicle and his driver's license info.

I filed a claim with my insurance, they will do the work.
Explain how exactly you're MOP-ing him then? What exactly are you doing different from when you discovered that he continued to text and drive. You are showing no anger or being upset that you were trying to convey in the first post.

So now you don't care that he's still texting and driving?
He said he WANTED to go MOP on someone.

 
In all seriousness what keeps the driver from saying the accident happened a different way? you backed into him?
Prove it. If your car hits the back of someone else's car you are liable. There are con people who exactly what you described and collect insurance from it.

 
You always want to get the police report because the other insurance company will always say their guy is not or only partly at fault.

Not everyone is lucky like me to get their own insurance company to pay a check for more than their car's worth without any increase in premium. :thumbup:

 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.

 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
If he was wearing a pizza uniform then it is possible that he was driving a car owned by the pizza restaurant, which means it should have insurance coverage.

You have a good heart and life will reward you in other ways, but next time get a police report just in case.

 
Sometimes it is not only whether there is any damage to your vehicle or injuries to anyone in your own car. The other driver may "remembers" things differently if their car needs repair. A police report helps everyone to stick to the story reported at the scene.

 
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Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
The OP implied you wanted to punch this guy in the face from the get-go, but then you about-faced in such a hurry I'm surprised you don't have whiplash.

therefore I should take this guy for everything he has to "teach him a lesson."
His smile was so big, I could see it in my mirror. My first instinct was to get out of my car and wipe that grin off him.
Also if you have to start your post with, 'I'm a nice guy' that's a huge :bs: marker right there.

 
In all seriousness what keeps the driver from saying the accident happened a different way? you backed into him?
Prove it. If your car hits the back of someone else's car you are liable. There are con people who exactly what you described and collect insurance from it.
he backed into his car backing out of a parking spot
funny, i keep mentioning this as a possibility and its still ignored
 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
I'm not going to judge your behavior, but I do think you are severely underestimating the value of your damages. What type of vehicle do you drive? I highly doubt any damage will be $120. My wife had a low speed collision and damaged the bumper, the bill came to $1300.

 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
Then you have to primer the bumper, paint it and install it.

 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
Then you have to primer the bumper, paint it and install it.
For a new vehicle, even minimal damage could exceed $1500.
 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
If he was wearing a pizza uniform then it is possible that he was driving a car owned by the pizza restaurant, which means it should have insurance coverage.

You have a good heart and life will reward you in other ways, but next time get a police report just in case.
This is a nice post, thank you.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
The OP implied you wanted to punch this guy in the face from the get-go, but then you about-faced in such a hurry I'm surprised you don't have whiplash.

therefore I should take this guy for everything he has to "teach him a lesson."
His smile was so big, I could see it in my mirror. My first instinct was to get out of my car and wipe that grin off him.
Also if you have to start your post with, 'I'm a nice guy' that's a huge :bs: marker right there.
Pretty sure my actions and all of my posts point to the fact that I went out of my way to be nice, and cut this guy a break. Apparently, you have never been in an accident or high stress situation...there are a huge amount of emotions that you go through.

 
Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
Then you have to primer the bumper, paint it and install it.
I didn't take auto body in high school. We will see how much the amount is. I did not take into account paint, primer, sanding, labor...blah blah blah.

 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
wow, i need to read this again, I am similar in some ways and find every possible excuse to not deal with something.

You made up this whole scenario in your mind as to why to not call the cops and file an accident report.

He is an immigrant, it will ruin his life, cops are busy, i'm not worth causing traffic

I mean I have done similar to just not bother getting ins companies involved.

Just know your wife is keeping score of the times you wuss out on something for any of the hundreds of excuses you make up in your head to not take action on something.

Your wife is basically looking at this as you value this guys situation over your families.

Meanwhile you are sitting there thinking you're just being the nice guy.

 
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Let me address some comments. I wasn't mad that he hit me at first. In my mind I was thinking please don't have any severe damage . (I just bought it.) I didn't see any damage, and his appeared not to have any either. The first thing I noticed was his pizza uniform, not his skin color. I guess I have a weak spot for service industry people because they bust their ### for peanuts.

Nobody is injured, I was already stopped in traffic and there was a line of cars behind me. I add all the information together. No injuries, no damage, and rush hour traffic. I decide to get his info, and get the hell out of there.

I am driving and look back, he is already texting. Now I start to get mad. I get home to look under the vehicle to see if there is damage and I see the crack running through the bumper...at that point I wanted to go "MOP."

Looking at Oregon reporting laws today...you do not need to report an accident to the police or DMV if damage is under 1500 and it is a non-injury accident. So, my initial thought was correct that there was not a valid reason to contact the police.

Looking online my bumper would be around 120.00 assuming there is no hidden damage.

The only remaining issue is if he has insurance or not, I will have that info Monday or Tuesday.

Am I dumb, a chump, or naïve...most likely. Could I have handled it better, perhaps.
Then you have to primer the bumper, paint it and install it.
I didn't take auto body in high school. We will see how much the amount is. I did not take into account paint, primer, sanding, labor...blah blah blah.
yeah they usually throw that #### i for free
 
Craig...I can't speculate what's wrong with this guy or what it will take to learn his lesson. Perhaps his spouse freaks out on him. Maybe reality sets in after the initial shock that he could of died or killed someone. Down the road if he has insurance and his premium skyrockets maybe it hits him then.

I am sitting in rush hour traffic, traffic was backed up for miles. Traffic was getting worse because we were trapped in the left lane and I was getting his info. The police response would of taken forever.

Police would of been mad they were being called to a non injury accident.

I am suppose to put out hundreds of drivers so I can watch a cop issue him a ticket for no proof of insurance and maybe texting. I am suppose to ruin some guys life over a cracked bumper?

I don't get it, and this is why society is going down the tubes. I was wronged and will be inconvenienced, therefore I should take this guy for everything he has to "teach him a lesson."
wow, i need to read this again, I am similar in some ways and find every possible excuse to not deal with something.

You made up this whole scenario in your mind as to why to not call the cops and file an accident report.

He is an immigrant, it will ruin his life, cops are busy, i'm not worth causing traffic

I mean I have done similar to just not bother getting ins companies involved.

Just know your wife is keeping score of the times you wuss out on something for any of the hundreds of excuses you make up in your head to not take action on something.

Your wife is basically looking at this as you value this guys situation over your families.

Meanwhile you are sitting there thinking you're just being the nice guy.
I have insurance and filed a claim, how am I not taking care of my family?

 

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