I am a libertarian, not politically affiliated. Yeah there need be responsibility - and we as a nation and society must be responsible for creating a situation where:
- We have an economy that doesnt provides a living wage for tens of millions.
- While I am not a fan of expanded welfare, a couple thoughts
Our nation engages in corporate welfare on any number of levels. From taxation (or lack thereof) to bailouts, to any number of other financial benefits for large corporations and key interests (fyi, you could consider organized labor an interest that in the end may help it's own members, but in many ways contributes to not lifting the national good. One example is how it is cost prohibitive to build transit in large part due to ridiculous and onerous labor provisions)
- If we choose, as a nation, to not properly educate and provide the right skills, then WE have the responsibility to provide for folks who don't have the ability/skills to do it themselves. We are failing on the education and skills training level. That's our collective responsibility
- If we choose, as a nation, to not provide adequate access to affordable healthcare, then in a health crisis WE COLLECTIVELY must assume the responsibility for that failure.
[*]Finally, you seem to put the onus on individuals for living paycheck to paycheck. Two thoughts because it's a shared responsibility
When a huge swath of the population works 2 or more jobs, 3-5 jobs in a household!, just to make ends meet, HOW CAN THEY SAVE?
- When we as a nation have all but halted new housing, especially attainably priced homes and apartments, WE HAVE TO TAKE COLLECTIVE RESPONSIBILITY for housing costs that eat up a third, or more, of people's income.
- When we create a society where the most affordable neighborhoods are located the furthest away from key employment, and when we double down on the lack of proximity by not having adequate transit, the cost burden for housing + transportation creates a situation where the blame absolutely is not on the household working a combined 120 hours plus a week to make ends meet. It's selfish to blame others for these situations when our nation has forced them into that corner, imo.
For some, it's on them. They don't save. They spend on luxuries or material items.
But for most? We have created a structurally faulted economy where we give handouts to those who need it the least, while we constrain the benefits of a well oiled free market (too many stupid regulations, which we compensate for with corporate welfare), and subsequently have a lack of access to skills/education/housing/healthcare to enable people to "work hard and lift themselves up"