Report your experience with getting insurance via ACA (1 Viewer)

[Foosball God]

http://www.huffingtonpost.com/2013/10/18/obamacare-train-wreck_n_4118041.html

The Huffington Post is a pretty liberal website. if their leading article of night is "Obamacare Website Failure Threatens Health Coverage for Millions of Americans", you know there's something really wrong here. Read the article; it sounds to me like it's a monumental #### up.

Coverage doesn't even start until January so I'm tired of all the #####ing about the website. Attack the overall plan if you want but enough about a website that will surely be fixed in time for it to matter.

How is more expensive coverage going to start for millions of Americans if they can't even sign up for it in the first place? The cost of this poorly architected website has now tripled and it's going to take more than just another month or so to fix.

That USA Today article is chock full of false information.

Contractors See Weeks of Work on Health SiteSo, basically we got 55 contractors and no quarterback. They're trying to decide if anyone should be coordinating the effort. No need for that, it'll probably sort itself out.

This article is actually pretty damn accurate.

 

[Loan Sharks]

First off I am not a politically inclined person. So I got this article off of Forbes, and I honestly do not know if it is right or left wing or even credible although from the tone of the article and I would think conservative, google news had a link on it. In any case I thought it was a very interesting read on why the registration is malfunctioning so badly.

http://www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/

Basically, the premise is that they have intentionally made the registration laborious to deter people who don't need the site from actually using it, and in a certain sense it has suceeded with me in particular. I know I don't qualify for subsidies, but if the site was easy to use I would have checked to see how the prices would compare to my insurance but didn't bother because of the hassle. If it wasn't for this thread I wouldn't have known that the prices were so out of whack and gone reading other articles to see what was going on.

Oh and can some one give me a honest opinion of Forbes, I do my best to get news from reasonable sources and I hate the crap that spewed from far left AND far right sources as a waste of my time.

Oh and this thread is pretty good, keep it up, and Foos is a wolf.

 

[Ministry of Pain]

First off I am not a politically inclined person. So I got this article off of Forbes, and I honestly do not know if it is right or left wing or even credible although from the tone of the article and I would think conservative, google news had a link on it. In any case I thought it was a very interesting read on why the registration is malfunctioning so badly.

http://www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/

Basically, the premise is that they have intentionally made the registration laborious to deter people who don't need the site from actually using it, and in a certain sense it has suceeded with me in particular. I know I don't qualify for subsidies, but if the site was easy to use I would have checked to see how the prices would compare to my insurance but didn't bother because of the hassle. If it wasn't for this thread I wouldn't have known that the prices were so out of whack and gone reading other articles to see what was going on.

Oh and can some one give me a honest opinion of Forbes, I do my best to get news from reasonable sources and I hate the crap that spewed from far left AND far right sources as a waste of my time.

Oh and this thread is pretty good, keep it up, and Foos is a wolf.

Steve Forbes ran for President as a GOP. It's very business oriented and they do have a strong credibility amongst the general public, perhaps the heavy hitters on Wall Street find it light reading but overall I think they give good info for the general public.

 

[Loan Sharks]

First off I am not a politically inclined person. So I got this article off of Forbes, and I honestly do not know if it is right or left wing or even credible although from the tone of the article and I would think conservative, google news had a link on it. In any case I thought it was a very interesting read on why the registration is malfunctioning so badly.

http://www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/

Basically, the premise is that they have intentionally made the registration laborious to deter people who don't need the site from actually using it, and in a certain sense it has suceeded with me in particular. I know I don't qualify for subsidies, but if the site was easy to use I would have checked to see how the prices would compare to my insurance but didn't bother because of the hassle. If it wasn't for this thread I wouldn't have known that the prices were so out of whack and gone reading other articles to see what was going on.

Oh and can some one give me a honest opinion of Forbes, I do my best to get news from reasonable sources and I hate the crap that spewed from far left AND far right sources as a waste of my time.

Oh and this thread is pretty good, keep it up, and Foos is a wolf.

Steve Forbes ran for President as a GOP. It's very business oriented and they do have a strong credibility amongst the general public, perhaps the heavy hitters on Wall Street find it light reading but overall I think they give good info for the general public.

Of course, Forbes ran for Pres forgot about that. Thanks for the honest non sarcastic response. I have been buried with kids, work and video games for years. It is very hard for a citizen who has limited time to even know what is true anymore.

All I know is my rates went up and my coverage went down with my company, if this thing doesn't even work I am gonna be pretty pissed.

It's one thing to make a sacrifice for others, it's entirely another thing to make a sacrifice for nothing.

 

[avoiding injuries]

First off I am not a politically inclined person. So I got this article off of Forbes, and I honestly do not know if it is right or left wing or even credible although from the tone of the article and I would think conservative, google news had a link on it. In any case I thought it was a very interesting read on why the registration is malfunctioning so badly.

http://www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/

Basically, the premise is that they have intentionally made the registration laborious to deter people who don't need the site from actually using it, and in a certain sense it has suceeded with me in particular. I know I don't qualify for subsidies, but if the site was easy to use I would have checked to see how the prices would compare to my insurance but didn't bother because of the hassle. If it wasn't for this thread I wouldn't have known that the prices were so out of whack and gone reading other articles to see what was going on.

Oh and can some one give me a honest opinion of Forbes, I do my best to get news from reasonable sources and I hate the crap that spewed from far left AND far right sources as a waste of my time.

Oh and this thread is pretty good, keep it up, and Foos is a wolf.

I heard someone on my local radio show say that your (and people like you) frustration and giving up is a serious issue with this program. Only the people who truly need insurance are going to push through all these "glitches". The people who don't absolutely need the insurance won't bother. Unfortunately, you need people and their premiums in the pool who won't use a lot of service to offset the people who will cost more than their premiums.

 

[Todd Andrews]

Why don't some of you post non biased GOP links

How about some GOP bias instead? http://www.salon.com/2013/10/18/inside_the_fox_news_lie_machine_i_fact_checked_sean_hannity_on_obamacare/

Wait...so you're proof of "GOP Bias" is a link to a clearly biased, hard left website?

C'mon, Man! Are you serious?

So, because it's on a left wing site it's not factual? Pretty sure the author, a former senior adviser to a Governor, son of David Stern, and a lawyer, would not put his reputation on the line by reporting falsehoods. Sorry that the truth is hard for you to swallow.

Dude..don't you see the irony here? You're trying to prove GOP bias by using DNC bias! And "the truth" you speak of is only "the truth" to you because it supports your view. Sorry if THAT "truth" is hard for YOU to swallow.

So in other words, you got nothing to dispute it with other than it's from a left wing site so it's wrong. That's cool.

You won't believe anything from FOX because they're biased, but you'll believe what you read on Salon.com? Do I have that correct?

It's wrong because they're just as biased as Fox. Probably even more so. What are you having trouble with? Why would I go to a site whose sole purpose is to promote the left wing ideology? And then use it as a legitimate, "unbiased" source when trying to prove bias of the right?

Yes, but you get your news from these people, MaxKooK.

 

[Ministry of Pain]

First off I am not a politically inclined person. So I got this article off of Forbes, and I honestly do not know if it is right or left wing or even credible although from the tone of the article and I would think conservative, google news had a link on it. In any case I thought it was a very interesting read on why the registration is malfunctioning so badly.

http://www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/

Basically, the premise is that they have intentionally made the registration laborious to deter people who don't need the site from actually using it, and in a certain sense it has suceeded with me in particular. I know I don't qualify for subsidies, but if the site was easy to use I would have checked to see how the prices would compare to my insurance but didn't bother because of the hassle. If it wasn't for this thread I wouldn't have known that the prices were so out of whack and gone reading other articles to see what was going on.

Oh and can some one give me a honest opinion of Forbes, I do my best to get news from reasonable sources and I hate the crap that spewed from far left AND far right sources as a waste of my time.

Oh and this thread is pretty good, keep it up, and Foos is a wolf.

Steve Forbes ran for President as a GOP. It's very business oriented and they do have a strong credibility amongst the general public, perhaps the heavy hitters on Wall Street find it light reading but overall I think they give good info for the general public.

Of course, Forbes ran for Pres forgot about that. Thanks for the honest non sarcastic response. I have been buried with kids, work and video games for years. It is very hard for a citizen who has limited time to even know what is true anymore.

All I know is my rates went up and my coverage went down with my company, if this thing doesn't even work I am gonna be pretty pissed.

It's one thing to make a sacrifice for others, it's entirely another thing to make a sacrifice for nothing.

So 92% of folks who already pay into health insurance(thru work) are going to have mild to somewhat heavy premium increases, the 8% who have private health insurance mainly small business owners are experiencing rate decreases. The vast majority of those who pay into the system already are gonna pay more.

Edit to add nice avatar

 

[MaxThreshold]

Why don't some of you post non biased GOP links

How about some GOP bias instead? http://www.salon.com/2013/10/18/inside_the_fox_news_lie_machine_i_fact_checked_sean_hannity_on_obamacare/

Wait...so you're proof of "GOP Bias" is a link to a clearly biased, hard left website?

C'mon, Man! Are you serious?

So, because it's on a left wing site it's not factual? Pretty sure the author, a former senior adviser to a Governor, son of David Stern, and a lawyer, would not put his reputation on the line by reporting falsehoods. Sorry that the truth is hard for you to swallow.

Dude..don't you see the irony here? You're trying to prove GOP bias by using DNC bias! And "the truth" you speak of is only "the truth" to you because it supports your view. Sorry if THAT "truth" is hard for YOU to swallow.

So in other words, you got nothing to dispute it with other than it's from a left wing site so it's wrong. That's cool.

You won't believe anything from FOX because they're biased, but you'll believe what you read on Salon.com? Do I have that correct?

It's wrong because they're just as biased as Fox. Probably even more so. What are you having trouble with? Why would I go to a site whose sole purpose is to promote the left wing ideology? And then use it as a legitimate, "unbiased" source when trying to prove bias of the right?

Yes, but you get your news from these people, MaxKooK.

Sorry, but I don't click on links from lefty extremists like yourself.

 

[BassNBrew]

I thought you don't get fined provided you have coverage by 3/15. Someone mentioned that previously in this thread.

Sure you don't get fined as long as you don't go without coverage for more than 90 days.....but that means you also go without coverage for 90 days. What if you're "waiting in line" to get your Obamacare and something happens that you're now on the hook for? You going after the web designer to pay your bills?

Aren't these people that didn't have coverage in the first place?

Could be. Maybe they are people that had individual policies that they didn't want to have renewed because the only way they were going to get a subsidy was by going through the exchange (you can not receive a subsidy going "off exchange"). Maybe it's someone with a group policy with a 1/1/14 renewal and they told their employer to not renew them as they would obtain individual coverage through the exchange (or so they thought).

I live in NC and have an individual policy. BCBS says if I renew the gov will send in the subsidy towards my premium. Is BCBS offering exchange plans in this state?

 

[Jojo the circus boy]

zing

 

[Rohn Jambo]

Looks like the AGA site is not working as well as the FBG upgrades...

 

[Rohn Jambo]

I typed in the URL and the first page says,"Find new health care options that meet your needs and fit your budget. Apply for coverage that can begin as soon as January 1."

They're sneaky not to mention 2014.

 

[matttyl]

I live in NC and have an individual policy. BCBS says if I renew the gov will send in the subsidy towards my premium. Is BCBS offering exchange plans in this state?

If BCBS is offering any plans in your state, my understanding is that they have to do so both ON and OFF exchange.

As for the bolded, my understanding is that ONLY way you get any subsidy is through the exchange. I don't believe that simply renewing your current plan will put you ON exchange.

 

[Foosball God]

I live in NC and have an individual policy. BCBS says if I renew the gov will send in the subsidy towards my premium. Is BCBS offering exchange plans in this state?

If BCBS is offering any plans in your state, my understanding is that they have to do so both ON and OFF exchange.

As for the bolded, my understanding is that ONLY way you get any subsidy is through the exchange. I don't believe that simply renewing your current plan will put you ON exchange.

The bolded is not correct. I believe BCBS is offering exchange plans in every State though.

You are correct that the subsidy only applies to Exchange plans.

 

[Todd Andrews]

Why don't some of you post non biased GOP links

How about some GOP bias instead? http://www.salon.com/2013/10/18/inside_the_fox_news_lie_machine_i_fact_checked_sean_hannity_on_obamacare/

Wait...so you're proof of "GOP Bias" is a link to a clearly biased, hard left website?

C'mon, Man! Are you serious?

So, because it's on a left wing site it's not factual? Pretty sure the author, a former senior adviser to a Governor, son of David Stern, and a lawyer, would not put his reputation on the line by reporting falsehoods. Sorry that the truth is hard for you to swallow.

Dude..don't you see the irony here? You're trying to prove GOP bias by using DNC bias! And "the truth" you speak of is only "the truth" to you because it supports your view. Sorry if THAT "truth" is hard for YOU to swallow.

So in other words, you got nothing to dispute it with other than it's from a left wing site so it's wrong. That's cool.

You won't believe anything from FOX because they're biased, but you'll believe what you read on Salon.com? Do I have that correct?

It's wrong because they're just as biased as Fox. Probably even more so. What are you having trouble with? Why would I go to a site whose sole purpose is to promote the left wing ideology? And then use it as a legitimate, "unbiased" source when trying to prove bias of the right?

Yes, but you get your news from these people, MaxKooK.

Sorry, but I don't click on links from lefty extremists like yourself.

You live in an alternate KooK Bizarro World.

 

[tom22406]

So I try the phone number to see if I can get any farther than what I already have and apparently I didn't get signed up at all since they couldn't find my account.

So I get signed up with help and then ask if I can get some quotes on the plans and am told I need to visit the website to get those.

If I didn't really need insurance I would say screw it and take the penalty at this point.

Complete debacle.

 

[tom22406]

Jon Stewart chimes in(again)

https://www.youtube.com/watch?v=AcLA_D1FZnA

 

[Statorama]

So did anyone who doesn't have their nose up Obama's backside have a positive experience with the exchange?

 

[dhockster]

Jon Stewart chimes in(again)

https://www.youtube.com/watch?v=AcLA_D1FZnA

Pretty funny.

 

[Sarnoff]

Jon Stewart chimes in(again)

https://www.youtube.com/watch?v=AcLA_D1FZnA

Pretty funny.

"Isn't that supposed to be 1s and 0s?" "Yeah, it's 4s and 5s here. What government subcontractor screwed that up???"

 

[avoiding injuries]

So did anyone who doesn't have their nose up Obama's backside have a positive experience with the exchange?

Janice, the insurance getter from Delaware.

 

[TheIronSheik]

Jon Stewart chimes in(again)

https://www.youtube.com/watch?v=AcLA_D1FZnA

Pretty funny.

"Isn't that supposed to be 1s and 0s?" "Yeah, it's 4s and 5s here. What government subcontractor screwed that up???"

"Thanks, Sanjay!"

 

[Schlzm]

Jon Stewart chimes in(again)

https://www.youtube.com/watch?v=AcLA_D1FZnA

Pretty funny.

"Isn't that supposed to be 1s and 0s?" "Yeah, it's 4s and 5s here. What government subcontractor screwed that up???"

"Thanks, Sanjay!"

Don't you mean "Steve from Omaha"?Schlzm

 

[Ministry of Pain]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

 

[TheIronSheik]

So less than 10% of people have been able to sign up? And less than 10% of people approve of Congress? Sounds like they may be doing some sort of "priority boarding" for this stuff.

 

[Lutherman2112]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

 

[TheIronSheik]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

 

[avoiding injuries]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

 

[TheIronSheik]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

Is this true? Because that's a pretty big deal if she's saying that others are lying about what she said if she actually said it.

 

[avoiding injuries]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

Is this true? Because that's a pretty big deal if she's saying that others are lying about what she said if she actually said it.

Consumer Reports advises readers to "Stay away from http://Healthcare.gov for at least another month if you can." http://www.consumerreports.org/cro/news/2013/10/tips-for-creating-heathcare-gov-acount/index.htm …

Retweeted by Nancy Metcalf

 

[TheIronSheik]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

Is this true? Because that's a pretty big deal if she's saying that others are lying about what she said if she actually said it.

Consumer Reports advises readers to "Stay away from http://Healthcare.gov for at least another month if you can." http://www.consumerreports.org/cro/news/2013/10/tips-for-creating-heathcare-gov-acount/index.htm …

Retweeted by Nancy Metcalf

That's pretty messed up. Does she not realize that we can all read this stuff?

 

[matttyl]

So did anyone who doesn't have their nose up Obama's backside have a positive experience with the exchange?

Janice, the insurance getter from Delaware.

The woman behind Obama was so amazed that someone actually was able to obtain coverage through the exchange (which has been open now for over 3 weeks), she fainted.

 

[Statorama]

So did anyone who doesn't have their nose up Obama's backside have a positive experience with the exchange?

Janice, the insurance getter from Delaware.

The woman behind Obama was so amazed that someone actually was able to obtain coverage through the exchange (which has been open now for over 3 weeks), she fainted.

 

[Sarnoff]

"The calculator doesn't work??"

 

[Lutherman2112]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

Is this true? Because that's a pretty big deal if she's saying that others are lying about what she said if she actually said it.

Consumer Reports advises readers to "Stay away from http://Healthcare.gov for at least another month if you can." http://www.consumerreports.org/cro/news/2013/10/tips-for-creating-heathcare-gov-acount/index.htm …

Retweeted by Nancy Metcalf

That's pretty messed up. Does she not realize that we can all read this stuff?

See day 24 - http://www.consumerreports.org/cro/health/insurance/health-care-countdown/index.htm

CR is doing an article a day on the new healthcare law until January 1, 2014.

 

[TheIronSheik]

CONSUMER REPORTS advised folks to stay away. I think it was more for the time investment because the site isn't working, they didn't even have a chance to find out and compare prices.

From Consumer reports:

Obamacare opponents have misrepresented Consumer Reports' position
HealthCare.gov problems do not negate benefits of new health law
Published: October 21, 2013 06:40 PM

Pundits opposed to the new health care law and some media outlets have tried to suggest that our coverage of the troubled HealthCare.gov site means that Consumer Reports has turned against the Affordable Care Act.

Not true. Consistent with our mission to inform and protect consumers, particularly in this complicated health care market, our advice remains the same: The best place to buy coverage on your own is through the Health Insurance Marketplace in your state. That guarantees you will get comprehensive coverage, and it's the only way you can lower the cost of your premiums and possibly even your deductibles and copayments.

Doing that online in most states means registering at and shopping through the federal HealthCare.gov. President Obama acknowledged that site's problems at a Rose Garden event today. "Nobody's madder than me about the fact the website isn't working as well as it should," he said. "Which means it's going to be fixed. And in the meantime you can bypass the website and apply by phone or in person." (To do that, go to Find Local Help, part of HealthCare.gov.)

Millions of Americans can go directly to their state's marketplace, including residents of California, Colorado, Connecticut, District of Columbia, Hawaii, Kentucky, Maryland, Massachusetts, Minnesota, New York, Nevada, Oregon, Rhode Island, Vermont, and Washington.

Those who will have to go through HealthCare.gov need to apply by Dec. 15 for coverage to start on Jan. 1, 2014. Open enrollment runs through the end of March 2014. Continue to check back here for continued coverage of HealthCare.gov.
Consumers can also use our free interactive tool, HealthLawHelper.org (in Spanish at Aseguratusalud.org) to get personalized advice about your options and to find out whether you're elligible for financial aid.

—Nancy Metcalf

Interesting. What's funny is that I saw the original report about them saying to stay away and it was on news sites like Yahoo or CNN. If I had read it on Fox I would have been skeptical. Weird how even wrong news can travel to any news site.

I looked up Nancy Metcalf on Twitter to read some of her previous tweets. She/Consumer Reports were recommending people stay away from the website for at least a month until things could get figured out.

She seems pretty Liberal in her tweets, and according to them, has been a pretty big advocate for the ACA and health care reform for quite some time.

Is this true? Because that's a pretty big deal if she's saying that others are lying about what she said if she actually said it.

Consumer Reports advises readers to "Stay away from http://Healthcare.gov for at least another month if you can." http://www.consumerreports.org/cro/news/2013/10/tips-for-creating-heathcare-gov-acount/index.htm …

Retweeted by Nancy Metcalf

That's pretty messed up. Does she not realize that we can all read this stuff?

See day 24 - http://www.consumerreports.org/cro/health/insurance/health-care-countdown/index.htm

CR is doing an article a day on the new healthcare law until January 1, 2014.

I did see that.

If all this is too much for you to absorb, follow our previous advice: Stay away from Healthcare.gov for at least another month if you can.

 

[matttyl]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

 

[Statorama]

If you have a serious pre-existing condition and you are not spending day and night trying to get through on this thing, you're an idiot.

Once you're signed up, if they don't provide you with the care you deserve, remember you have the ultimate trump card with the press. Shout from the roof tops on how the ACA has failed you. If the liberal press won't cover you, believe me there are plenty of other news outlets that will.

 

[tommyGunZ]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

 

[Lutherman2112]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

 

[Ministry of Pain]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

But the person can't get it TG, no credit history, again someone slipping thru the cracks.

Matty has tried throughout IMO to be as fair as he can. I don't think he has one time shown he doesn't want folks to get health care. fyi...

 

[Foosball God]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

But the person can't get it TG, no credit history, again someone slipping thru the cracks.

Matty has tried throughout IMO to be as fair as he can. I don't think he has one time shown he doesn't want folks to get health care. fyi...

Mattly has a lot of good information, but he is clearly against the ACA. He may prove to be right, but I don't know how "fair" he is being.

Also, it's doubtful that this user won't be able to get coverage at all. It just may not be through an automated process to start.

 

[tommyGunZ]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

But the person can't get it TG, no credit history, again someone slipping thru the cracks.

Matty has tried throughout IMO to be as fair as he can. I don't think he has one time shown he doesn't want folks to get health care. fyi...

Are you serious?

And this person will get health insurance if they want it. Unlike before the ACA, when they were just short.

 

[matttyl]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

Where did I say he was uninsurable? He currently has insurance, as he was HIPAA eligible after he and his parents exhaused COBRA. Also where did I say anything about him actually getting subsidized health insurance? The post said the exact opposite if you actually read it.

 

[matttyl]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

Huh?

 

[matttyl]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

So a previously uninsurable 20 yr old is now going to get subsidized health insurance. THE HORROR!

I'll pray for a safe outcome.

But the person can't get it TG, no credit history, again someone slipping thru the cracks.

Matty has tried throughout IMO to be as fair as he can. I don't think he has one time shown he doesn't want folks to get health care. fyi...

Are you serious?

And this person will get health insurance if they want it. Unlike before the ACA, when they were just short.

Again, he's got coverage now. No where did I say that before the ACA he had no coverage. Nice ASSumption you made there.

 

[Lutherman2112]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

Huh?

Do you know if a credit history is required in order apply for health care insurance?

 

[matttyl]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

Huh?

Do you know if a credit history is required in order apply for health care insurance?

I have no idea, I've never thought about it honestly. You wouldn't think so because everyone HAS TO have coverage, or be fined. Some people simply don't have a credit history, and apparently you need one in order to obtain coverage on the exchange (which again is the only way to obtain a subsidy). If you can't obtain coverage on the exchange because of not having a credit history, your only option would be to obtain coverage OFF exchange and pay the full rate.....or be fined.

 

[DrJ]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

Huh?

Do you know if a credit history is required in order apply for health care insurance?

I have no idea, I've never thought about it honestly. You wouldn't think so because everyone HAS TO have coverage, or be fined. Some people simply don't have a credit history, and apparently you need one in order to obtain coverage on the exchange (which again is the only way to obtain a subsidy). If you can't obtain coverage on the exchange because of not having a credit history, your only option would be to obtain coverage OFF exchange and pay the full rate.....or be fined.

The gift that just keeps on giving, and it hasn't even started.

 

[Lutherman2112]

Just got a call from a client of mine who was able to do a few things on the website. She is attempting to get coverage for her son 20 year old son only for now, and he has a somewhat serious pre-ex, but still works and has a small income (subsidy eligible as apparently she no longer claims him on taxes)

The website was unable to determine her son's identity, because he has no credit history (he still lives at home, so has never really needed one). The person on the chat feature told her to contact Experian so he could "obtain a credit history". She apparently did contact them, and they had no idea what do to to "get him a credit history."

Wait, out of all the posts you've placed re: ACA, you don't know whether credit history plays a role or not?

Huh?

Do you know if a credit history is required in order apply for health care insurance?

I have no idea, I've never thought about it honestly. You wouldn't think so because everyone HAS TO have coverage, or be fined. Some people simply don't have a credit history, and apparently you need one in order to obtain coverage on the exchange (which again is the only way to obtain a subsidy). If you can't obtain coverage on the exchange because of not having a credit history, your only option would be to obtain coverage OFF exchange and pay the full rate.....or be fined.

Information about Experian’s role in the Health Insurance Marketplace

link to Experian