Yep GB. I read it that way, you were just breaking down what happens now.I don't disagree at all, but I didn't want to come off as being negative toward this outcome when laying that out.This honestly is how it should be. There’s not a great alternative. I get that it might not be fair but it allows at least some level of safeguards to old people who are less fortunate and yes sometimes by their own doing and poor choices.They already do, GB. The bend points in SS are highly progressive and ensure that those at the lower get a much higher proportion of benefits than those who have earned a lot over 35 years. Really, once you get into that third bend it's almost all subsidy to those at the lower end. Not saying that's good or bad, just noting that it is constructed that way.With a higher (or no) cap, will the 'rich' be subsidizing the 'poor?'