Agree completely!!!  So why don't we look back at previous attempts to implement a guaranteed issue health insurance arrangement with no pre-exeisting limitations, and you show me some that worked out in the end.
		
		
	 
So, Mass?
		
 
		
	 
Glad you brought that up.  Honestly, it's probably the best case to use (as it's the only one that's "worked").  Enacted in 2006, amended significantly in 2008, twice in 2010, and again just last year.  Really it hasn't been around long enough to make heads or tails of it, but....
It's cost far more than they ever thought it would (requiring $1.5B from the federal government), and the "loss ratio" that carriers have averaged on their individual business has been over 100% (meaning that they have to pay more in claims in a year than they take in with premiums, so they lose money and have to increase rates to offset that).  Health care spending has increased dramatically (thanks to more people not having access to care).
The % of uninsured has dropped SUBSTANTIALLY (granted), but not the average cost of care per person.  Also, the number of people filing for bankruptcy due to medical costs increased by 33% from the year before reforms to those filing for that reason in 2009.
They have the highest health insurance premiums in the nation for private, employer-sponsored plans.
They have higher insurance premiums than the national average, and they have increased at a faster rate than the national average.  All of that has been over a period of time where the average benefit of a plan (deductibles, out of pocket costs, copays) have all increased on average in that state.  So they are paying more and getting less.
Might be a bit technical, but the per member per month average claim in 2005 (the year before Romneycare) was $257.  In 2010, 5 years later, it was $359 (so a 40% increase in 5 years) - so it didn't do anything to reduce costs (claims).  Source - 
http://www.slideserve.com/mort/massachusetts-health-care-cost-trends-premium-trends-in-private-comprehensive-health-insurance