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i gambled on catastrophic only when I was single, I'm sure I could have made due at 20k, maybe less. Not rolling those dice with family though. Health care has to range between very little and...600? Per month? Just throwing a number out there, but more than 5k per year for many I'm sure.
A roommate does seem like a reasonable compromise. The transport is a catch 22 b/c in order for your suggestion to be practical, that rules out suburbia which is where I find rentals to be more affordable.
I'd think way more than 5K for a family of four unless you're talking employee subsidized which I wouldn't think at that pay scale.
Charlotte the nearest city for good employment? 27 mile commute to there is very reasonable.
i got a house with three others in a good young neighborhood in Cleveland before I met my wife for $1400. I'm sure it's a little more now, but $350 per month with roommates is cheaper than a rental in the burbs. More likely to get to work cheaply too, obviously depending on where,you work. I think I could have gotten by at $15k now that I think more about it. Definitely not optimal though, bare bones living.
Yeah you cannot discount transportation. That's part of livable, though it is regionally dependent.
probably, I really don't know. My wife is a teacher and we have always had good affordable healthcare. Don't know exact numbers but $300 something for full coverage. Definitely helps off set the low pay she takes home.
You can certainly get that price is a safe neighborhood in NJ. I'd be surprised if you can say the same thing for an urban area around here.
sure, if the only place you can get a job is Bank of America corporate office.Pretty sure there are employment opportunities in Rock Hill. Not good ones, but jobs that can keep you off the street.
I know quite a few people struggling to make ends meet in the 'Rock'. 'Livable' means something different to my 23 yr old bachelor buddy than it might for others- all he really wants is some cash for beer and to be able to pay for MMA classes (~$100/mo). He works full time at lowes and has roommates.I have two other buddies sharing a 2 bedroom house, both 30 yrs old bachelors, ex-marines, one is not making crap as a pro MMA fighter and the other has been bouncing around lately - most recent gig was selling cars, but prior to that he wad a cameraman for a religious TV station.
I disagree. If you have an awesome wife who works as well, being married is actually cheaper than being single.
don't get sick
According to Wikipedia the median HHI in NYC is almost $76kMore serious than the dude claiming half of New York is living in pure hell and suicidal misery.You can't be serious."pure hell"Try surviving in NYC on $45k a year without government assistance with a family of four... It'll be pure hell. You'll also be living in a very dangerous neighborhood.People, LIVABLE WAGE. Not 'middle class wage.' Shop at Goodwill for clothes, fix things instead of buy new, cook your own food etc. Not 'average house and a smidge left over for entertainment'. THAT actually used to be the definition of middle class. Now that's considered, what, bottom of 'acceptable'?
No, that is the mean figure.fantasycurse42 said:According to Wikipedia the median HHI in NYC is almost $76kMore serious than the dude claiming half of New York is living in pure hell and suicidal misery.You can't be serious."pure hell"Try surviving in NYC on $45k a year without government assistance with a family of four... It'll be pure hell. You'll also be living in a very dangerous neighborhood.
