Wow, I guess I can see what you're saying. I do fly off the handle insultingly, and act like a child, followed by begging for help. And then, in order to soothe my ego for begging for help, I put on an air of superiority and pretend to be infallible. Until I need help again, and then I start the whole cycle over again. And that cycle keeps coming around faster and faster. I also think there may be something to the idea that I may have a gambling problem. I do seem to be rationalizing it - but then, that's what I've been doing with a lot of things. I tell you what - you guys give me some advice - some real advice - and I'm going to try to turn my life around. Let's make that the Eminence Fund - you guys paying it forward to help a college-aged kid not make the same mistakes you made. Or not keep making the ones he's already been making.