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Whatever guys, thread open. (1 Viewer)
- Thread starter Eminence
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TheIronSheik
SUPER ELITE UPPER TIER
He already gave me the rights to his story. I plan to write a book on his life.jon_mx said:I am thinking he is real and could be the basis for a great Character in an SNL skit. Could probably spin off into a movie. I need to start archiving these threads for material for the screenplay.This persona is the ultimatetrip... It is enjoyable, but it is clearly fictional.
TheAristocrat
Footballguy
If I wanted to, I'd be an astronaut. If I wanted to.
SacramentoBob
Footballguy
For someone who desperately wants this thread locked and has moved on to Twitter, he sure updates this thread a lot.
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NCCommish
Footballguy
You will have extra to spend because you are a mooch. Not because you are some kind of financial savant. Further do you read what you post? You posted that as part of the reason you weren't worried about losing 300.00 . So you were saying, in case English is your second language, that somehow having something that will charge you interest made up for losing that 300.00. Seriously try keeping up.
Rayderr
Footballguy
We have no clue about life? Dude, we've been living it a lot longer than you. And as you said multiple times this thread We're more successful than you because we're older. And we're here giving our knowledge to you so you don't make the same mistakes we made and you respond by saying we know nothing? That's arrogance dude.
You could afford to move out? Not likely. Maybe if you're just renting a walk-in closet in the slums, but comfortably? Not at all. You gotta look past the rent. You got water, electricity, internet, gas, garbage (depending on where you live) bills you gotta pay as well. You'd get some renter's insurance if you were smart, so you probably won't. Then you gotta eat, go down to the laundromat to do laundry, buy all the crap you need for a house.
New car? Please. Cheapest cars are around $15k. You sell of your stock, you finance 12k. So you're probably looking at $240 per month just in payments. Now you gotta get insurance (can't stay on Mommy & daddy's forever) Surprisingly, 22 year old male pot heads are pretty high up there in the risk category. I'd be shocked if you can find anything for less than $100 a month. Realistically, you're looking at at least $140 a month.. And you now you got upkeep on the car. Oil changes, tires, brakes, Xmile checkups, tags.
Son, you'd be living pay check to paycheck, maxing out those credit cards in no time.
AwesomeAuger
Footballguy
You should bet all your money and then you could buy two cars, if you wanted to. You could move out twice if you wanted to. Don't listen to the haters, they're just jealous of your associates degree and Walgreens job making 11.50 an hour.
Timely post on lifehacker. originally from fivecentnickel.com
Note: they don't really address playing penny stocks, sports gambling or trading on margin.
Someone does bring up Hubris in the comments though.
Note: they don't really address playing penny stocks, sports gambling or trading on margin.
Someone does bring up Hubris in the comments though.
timschochet
Footballguy
Student loans? That's free cash! Do it.
TheIronSheik
SUPER ELITE UPPER TIER
Get used to it. When you're raking in the kind of money you are from your job and your stock gains, this is the life you will be living from now on.
SacramentoBob
Footballguy
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timschochet
Footballguy
And later on you can declare bankruptcy and you never have to pay anything back.
jamny
Footballguy
He also seems very litigious so I'm sure there will be a lawsuit or two in his future.
rockaction
Footballguy
I make $1,600 a month:
$1,600.
25% of that goes into Walgreens Stock @ a 10% discount.
$400 x 1.1 = $440
$1,640
I pay about $200 in surefire bills each month...
$1,440.
That's how much I have leftover to buy food and piss around with...
Keerock
Footballguy
igbomb
Footballguy
xulf
Footballguy
timschochet
Footballguy
Youd have to list it as an asset.
xulf
Footballguy
How much are you spending on going out to the bars and weed? I know you are getting your food and necessities paid for by your parents, but are they paying for your clothes and other luxuries? How long are you going to stay there?
rockaction
Footballguy
TheAristocrat
Footballguy
You could win the PowerBall tomorrow and I'd still be betting against this statement.
ffjunk
Footballguy
This has probably been posted but if not it's eminence giving us gold. He's prime time.
Has some nsfw language.
Has some nsfw language.
timschochet
Footballguy
Do your folks have any equity left on their home? That could produce TONS more cash for you to play around with.
jamny
Footballguy
TheMagus
Footballguy
rockaction
Footballguy
AwesomeAuger
Footballguy
AwesomeAuger
Footballguy
Wait Em is a real person? I thought he was a troll.
TheIronSheik
SUPER ELITE UPPER TIER
Do you have a car? Car insurance? An apartment? Groceries for that apartment? Electricity for that apartment?
Em, that amount of money is nothing. Nothing. And I'm not being mean. I'm telling you that $1400 is nothing when you finally enter the real world. Stop gambling. And that means on stocks as well. Or at least do this for me: Take half of your "play around" money and put it in the bank. A savings account. The rest, screw around with it all you want. But at least put half in the bank.
Em,
So seeing as you're about to graduate with you r associates degree, you must already be applying to four year institutions. Please enlighten us on which Universities are in the running to have you as a distinguished alum. And which are you leaning towards, if you haven't already chosen one.
So seeing as you're about to graduate with you r associates degree, you must already be applying to four year institutions. Please enlighten us on which Universities are in the running to have you as a distinguished alum. And which are you leaning towards, if you haven't already chosen one.
Well, I have:
$5,934 in Student Loans from my time at Olivet.
$5,430 in Student Loans from my time at Baker.
I assume I'll end up with about $12,000 in loans from Baker College. So by the end of the year, I'll have bout $17,000 - 18,000 in Student Loans. It might be less, I haven't thoroughly ran the numbers. This is the high-end estimate. It's probably closer to $15,000 - 16,000.
At my current trajectory, I should have about $6,000 - 7,000 I my stock portfolio so that knocks the student loans down to about 10K.
However, I plan on going to a University in 2015 for my Bachelors in Business Administration. So those loans will get deferred even further. At that time, I should be either promoted at Walgreens or have found a job making at least $17.00 an hour. Which is about $35,000 a year; a number that dwarfs my current loan amounts.
All things aside, by the end of the year I should have:
$6000 - 7000 in stock (maybe more, maybe less)
$5000 - 6000 saved up (after paying my credit cards off)
If I don't have enough saved up to pay off my student loans by the end of this year, it'll be damn close to where working over the Summer of 2015 will most assuredly pay them off.
$5,934 in Student Loans from my time at Olivet.
$5,430 in Student Loans from my time at Baker.
I assume I'll end up with about $12,000 in loans from Baker College. So by the end of the year, I'll have bout $17,000 - 18,000 in Student Loans. It might be less, I haven't thoroughly ran the numbers. This is the high-end estimate. It's probably closer to $15,000 - 16,000.
At my current trajectory, I should have about $6,000 - 7,000 I my stock portfolio so that knocks the student loans down to about 10K.
However, I plan on going to a University in 2015 for my Bachelors in Business Administration. So those loans will get deferred even further. At that time, I should be either promoted at Walgreens or have found a job making at least $17.00 an hour. Which is about $35,000 a year; a number that dwarfs my current loan amounts.
All things aside, by the end of the year I should have:
$6000 - 7000 in stock (maybe more, maybe less)
$5000 - 6000 saved up (after paying my credit cards off)
If I don't have enough saved up to pay off my student loans by the end of this year, it'll be damn close to where working over the Summer of 2015 will most assuredly pay them off.
rockaction
Footballguy
This matches the picture of him at the Halloween party with Pochahotness. If this is a troll, this is becoming legend. More video, please.Wait Em is a real person? I thought he was a troll.
I should be well on my way to finishing my Bachelors in about 2-years. $17.00 an hour is assuming I don't find a better job than being an Assistant Manager at Walgreens.
AwesomeAuger
Footballguy
I think I've asked this before, but you ignored it like you have all my posts. But what do your parents think of all this? Are they supportive of you? Seems like most parents would encourage their kids to become an adult and not stay at home well into their 20's smoking weed and blowing all their money on gambling.
My guess is they feel sorry for you due to your obvious personality disorder.
My guess is they feel sorry for you due to your obvious personality disorder.
jamny
Footballguy
I was making about the same he makes now when I got my first apartment at 18...back in 1982I'm 22 and I make more than three times what you make.
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sho nuff
Footballguy
No...actually, you won't be.
Because you don't seem to understand anything about money.
Rayderr
Footballguy
I fully understand that, lol. But let's break it down:
$1640
-$45 phone
-$45 insurance
$1,550
-$100 gas
$1,450
I could rent a ####ty apartment for like $550 bucks. I could split a ####ty apartment with a friend for like $300 per person.
I am actively trying to get promoted at work. I'm moving to overnights at a store closer to my home and will likely see a .75 increase in pay which equates to about an extra $120 a month. I would work a week on, a week off. The Community Leader, District Manager, and a few Store Managers really like me. They're trying to fast track me to an Assistant Manager position by next Spring.
I plan on getting the position and moving to either Florida or Chicago to finish my Bachelor's Degree.
sho nuff
Footballguy
Ive been out of my parent's house since the day I went to college.I was making about the same he makes now when I got my first apartment at 18...back in 1982I'm 22 and I make more than three times what you make.
Half of that time in college I was better off than he while paying for my own car and rent and all that.
That while going to school and working part time.
Of course...I wasn't a gambling, crap stock playing, pothead.
Good for you man, you're not me. I'm working my way up the ladder at Walgreens and getting educated in the meantime; I'll catch you at the finish line. There's not a lot of opportunity for me out here unless I want to work in a factory.I'm 22 and I make more than three times what you make.
TheMagus
Footballguy
I was just thinking that at 22 I was making more than double what he is and that was in 1996 dollars.I was making about the same he makes now when I got my first apartment at 18...back in 1982I'm 22 and I make more than three times what you make.
You realize the economy is a lot ####tier 32 years later, right?I was making about the same he makes now when I got my first apartment at 18...back in 1982I'm 22 and I make more than three times what you make.
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