ClownCausedChaos2
Footballguy
My wife was sitting in the row of a parking lot yesterday, waiting for a spot to open. A late 50s-early 60s guy in a spot perpendicular to her gently backed into her Jeep. The running board is scraped and there is a dent low on the door, but the paint is not damaged. You can't really tell unless you get really close.
He gets out and is very apologetic and very kind. They exchange contact and insurance information. He goes on to explain that he's never been in an accident that required him to involve his insurance and doesn't want to report it, because his afraid of his rates going up. It later comes out that he owns his own business and was supposed to be at the office yesterday, but "played hookie" and didn't tell his wife.....That's why he doesn't want to report the accident. He told us to get an estimate, fax it to him, and he'll gladly reimburse us with a little extra for our trouble. My wife told him that the little extra wouldn't be necessary.
My wife told him that she wanted to speak to me first. I'm a pretty easy-going guy and after checking the very minor damage, I told her that if he just wanted to reimburse us, that would be fine (anything more substantial and I would have gone through insurance to make sure we got paid). She called him and got his voicemail. His business name was on his voicemail - Although, I realize this could have been faked. He called back and thanked us for our understanding and generosity. He asked us to get the estimate to him as soon as we can, because he'd like to just put the whole thing to rest. He's not asking anything from us.
I tend to think this guy got caught with his pants down figuratively with us and doesn't want to get caught with his pants down literally with his wife. I know there will be those who say "everything should go through insurance". Normally, I agree, but this really is minor. Is anyone aware of this being any sort of scam? Again, he's not asking anything of us. Am I being overly paranoid? Or is this just a nice guy who got himself in a bad spot and wants to get out of it?
He gets out and is very apologetic and very kind. They exchange contact and insurance information. He goes on to explain that he's never been in an accident that required him to involve his insurance and doesn't want to report it, because his afraid of his rates going up. It later comes out that he owns his own business and was supposed to be at the office yesterday, but "played hookie" and didn't tell his wife.....That's why he doesn't want to report the accident. He told us to get an estimate, fax it to him, and he'll gladly reimburse us with a little extra for our trouble. My wife told him that the little extra wouldn't be necessary.
My wife told him that she wanted to speak to me first. I'm a pretty easy-going guy and after checking the very minor damage, I told her that if he just wanted to reimburse us, that would be fine (anything more substantial and I would have gone through insurance to make sure we got paid). She called him and got his voicemail. His business name was on his voicemail - Although, I realize this could have been faked. He called back and thanked us for our understanding and generosity. He asked us to get the estimate to him as soon as we can, because he'd like to just put the whole thing to rest. He's not asking anything from us.
I tend to think this guy got caught with his pants down figuratively with us and doesn't want to get caught with his pants down literally with his wife. I know there will be those who say "everything should go through insurance". Normally, I agree, but this really is minor. Is anyone aware of this being any sort of scam? Again, he's not asking anything of us. Am I being overly paranoid? Or is this just a nice guy who got himself in a bad spot and wants to get out of it?
![[scooter]](/data/avatars/m/22/22287.jpg?1659477690){kind=avatar}
