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Or just the liberal excuse to deflect from the disaster that is Obamacare if you want to be accurate.Trump Care. Just like Obamacare, except without any actual healthcare
Or just the liberal excuse to deflect from the disaster that is Obamacare if you want to be accurate.Trump Care. Just like Obamacare, except without any actual healthcare
If it’s such a disaster, why do 60% of Americans want it to stay?Or just the liberal excuse to deflect from the disaster that is Obamacare if you want to be accurate.
lmfao, disaster that led to the blue wave last year.Or just the liberal excuse to deflect from the disaster that is Obamacare if you want to be accurate.
Sorry to dogpile here, but I would consider you one of the resident Republicans. What’s your take on Republican policy for healthcare? Obamacare = bad, fine, I’m okay with that stance. What’s after it, though? We don’t have a free market, so that can’t be the suggested solution. Is coverage and access a goal to be strived for and attained? Where does federal intervention occur with big pharma, if at all? Is there any scenario where this industry, health care/insurance, qualifies as a utility like electricity and water?Or just the liberal excuse to deflect from the disaster that is Obamacare if you want to be accurate.
It’s the echo chamber norm.Sorry to dogpile here, but I would consider you one of the resident Republicans. What’s your take on Republican policy for healthcare? Obamacare = bad, fine, I’m okay with that stance. What’s after it, though? We don’t have a free market, so that can’t be the suggested solution. Is coverage and access a goal to be strived for and attained? Where does federal intervention occur with big pharma, if at all? Is there any scenario where this industry, health care/insurance, qualifies as a utility like electricity and water?
He didn't ask you to re-litigate why Obamacare was bad or why Democratic talking points are wrong.It’s the echo chamber norm.Sorry to dogpile here, but I would consider you one of the resident Republicans. What’s your take on Republican policy for healthcare? Obamacare = bad, fine, I’m okay with that stance. What’s after it, though? We don’t have a free market, so that can’t be the suggested solution. Is coverage and access a goal to be strived for and attained? Where does federal intervention occur with big pharma, if at all? Is there any scenario where this industry, health care/insurance, qualifies as a utility like electricity and water?
I’m not going to re-argue all the points that Matty already debunked in the other thread but as far as a Republican policy....what do you recommend they do after the Dems gave away a pie in the sky promise that was never realistic and can’t be afforded? I’ve watched our company coverage go to garbage at an accelerated rate.
You guys seem critical when it was your parties plan that put it in a death spiral....that’s what makes it so funny the attempt to pin it on Republicans and create threads like this one to not be responsible. Everyone sees through these echo chamber methods is my only point. You guys have fun, I’ll stick to the Obamacare thread where you have guys like Matty posting good and relevant info not pushing agenda.He didn't ask you to re-litigate why Obamacare was bad or why Democratic talking points are wrong.
He asked for your take on Republican policy.
And your only answer to that was to deflect the question right back to him ("What do YOU recommend they do?")
Which, ironically or coincidentally, is basically the Republican strategy right now -- deflect and give a non-answer and hope nobody notices.
You seem to be focused on the past and whose fault it was that we’re where we are now. The problem is, whatever your views on that, it’s not pertinent to the upcoming election. Republicans lost badly in 2018 on this issue and they’re likely to lose in 2020 as well. Because they want to gut Obamacare without providing an alternative. Do you not see this?You guys seem critical when it was your parties plan that put it in a death spiral....that’s what makes it so funny the attempt to pin it on Republicans and create threads like this one to not be responsible. Everyone sees through these echo chamber methods is my only point. You guys have fun, I’ll stick to the Obamacare thread where you have guys like Matty posting good and relevant info not pushing agenda.
Good lord, this is an awful post. Are you so blinded by your bias that you just assume that anyone who calls you out for a terrible post, must therefore be a Democrat?You guys seem critical when it was your parties plan that put it in a death spiral....that’s what makes it so funny the attempt to pin it on Republicans and create threads like this one to not be responsible. Everyone sees through these echo chamber methods is my only point. You guys have fun, I’ll stick to the Obamacare thread where you have guys like Matty posting good and relevant info not pushing agenda.He didn't ask you to re-litigate why Obamacare was bad or why Democratic talking points are wrong.
He asked for your take on Republican policy.
And your only answer to that was to deflect the question right back to him ("What do YOU recommend they do?")
Which, ironically or coincidentally, is basically the Republican strategy right now -- deflect and give a non-answer and hope nobody notices.
Sorry but you all need to be called out for this “Safe Space” version of a thread that already exists. Not trolling, just calling a spade a spade sorry it wasn’t the echo you like.Good lord, this is an awful post. Are you so blinded by your bias that you just assume that anyone who calls you out for a terrible post, must therefore be a Democrat?
For the record, I'm not a Democrat. And I oppose Obamacare. And I think Medicare For All is a terrible idea. And I'd like to see a health care proposal that is based on supply and demand (i.e., increasing the supply of doctors while reducing the demand for them) while allowing private insurance companies to continue to exist and be profitable.
There. See how easy that was? All you had to do was say something that had just the slightest bit of an idea or suggestion in it, and then you wouldn't have been called out for your trolling-like behavior.
Stop making sweeping generalizations ("you guys"/"your parties") and other troll-like behavior and you won't get called out. Pretty simple.Sorry but you all need to be called out for this “Safe Space” version of a thread that already exists. Not trolling, just calling a spade a spade sorry it wasn’t the echo you like.Good lord, this is an awful post. Are you so blinded by your bias that you just assume that anyone who calls you out for a terrible post, must therefore be a Democrat?
For the record, I'm not a Democrat. And I oppose Obamacare. And I think Medicare For All is a terrible idea. And I'd like to see a health care proposal that is based on supply and demand (i.e., increasing the supply of doctors while reducing the demand for them) while allowing private insurance companies to continue to exist and be profitable.
There. See how easy that was? All you had to do was say something that had just the slightest bit of an idea or suggestion in it, and then you wouldn't have been called out for your trolling-like behavior.
I’ll bow out of the safe space, see if you can handle limiting your immature insults.
IF he thinks about it that much...I doubt he does. It's the reason no one is responding in any meaningful way in any of the other threads to him....you should do the same here.Are you so blinded by your bias that you just assume that anyone who calls you out for a terrible post, must therefore be a Democrat?
Albert Einstein couldn’t come up with a plan that eliminates Obamacare and protects people with pre-existing conditions.https://www.orlandosentinel.com/news/politics/political-pulse/os-ne-rick-scott-health-care-20190329-story.html
Man responsible for the largest medicare fraud in history named Presisdent's point man on Health care.
Sounds about right.
is blatant corruption a job requirment for this Administration?
U.S. Sen. Rick Scott is taking the lead on Republican health care policy as the Trump administration tries once again to end Obamacare.
President Trump named Scott and fellow GOP U.S. Sens. John Barrasso of Wyoming and Bill Cassidy of Louisiana as his point people on Capitol Hill at a question-and-answer session at the White House.
"They are going to come up with something really spectacular," Trump told reporters Thursday.
Scott’s new role is a long way from his political origins in 2009 and 2010, when as one of the earliest critics of Obamacare, he launched ads arguing that pre-existing condition protections would cause premiums to skyrocket.
Scott also was the CEO of the hospital company Columbia/HCA in the 1990s, who resigned four months after a federal inquiry into the company was made public. The company was later fined $1.7 billion in 2000 and 2007 for what was then the largest case of Medicare fraud in history.
Made a post about this before gobirds came in trying to spam the thread and derail the conversation. He was on the morning shows yesterday. The positive was he talked about costs and driving them down. That's the key. The negative of course is talk is cheap and he's made his millions off of scamming the healthcare industry. He said he's a "issue" driven guy...he sees an issue and addresses it. We know focus on a single issue isn't going to cut it and it showed in the follow up questions from the host. He had no answers for the things that would be covered in a plan, almost like it was just dumped in his lap 10 minutes before going on airhttps://www.orlandosentinel.com/news/politics/political-pulse/os-ne-rick-scott-health-care-20190329-story.html
Man responsible for the largest medicare fraud in history named Presisdent's point man on Health care.
Sounds about right.
is blatant corruption a job requirment for this Administration?
U.S. Sen. Rick Scott is taking the lead on Republican health care policy as the Trump administration tries once again to end Obamacare.
President Trump named Scott and fellow GOP U.S. Sens. John Barrasso of Wyoming and Bill Cassidy of Louisiana as his point people on Capitol Hill at a question-and-answer session at the White House.
"They are going to come up with something really spectacular," Trump told reporters Thursday.
Scott’s new role is a long way from his political origins in 2009 and 2010, when as one of the earliest critics of Obamacare, he launched ads arguing that pre-existing condition protections would cause premiums to skyrocket.
Scott also was the CEO of the hospital company Columbia/HCA in the 1990s, who resigned four months after a federal inquiry into the company was made public. The company was later fined $1.7 billion in 2000 and 2007 for what was then the largest case of Medicare fraud in history.
This and establishing term limits? He’s a busy guy.https://www.orlandosentinel.com/news/politics/political-pulse/os-ne-rick-scott-health-care-20190329-story.html
Man responsible for the largest medicare fraud in history named Presisdent's point man on Health care.
Sounds about right.
is blatant corruption a job requirment for this Administration?
U.S. Sen. Rick Scott is taking the lead on Republican health care policy as the Trump administration tries once again to end Obamacare.
President Trump named Scott and fellow GOP U.S. Sens. John Barrasso of Wyoming and Bill Cassidy of Louisiana as his point people on Capitol Hill at a question-and-answer session at the White House.
"They are going to come up with something really spectacular," Trump told reporters Thursday.
Scott’s new role is a long way from his political origins in 2009 and 2010, when as one of the earliest critics of Obamacare, he launched ads arguing that pre-existing condition protections would cause premiums to skyrocket.
Scott also was the CEO of the hospital company Columbia/HCA in the 1990s, who resigned four months after a federal inquiry into the company was made public. The company was later fined $1.7 billion in 2000 and 2007 for what was then the largest case of Medicare fraud in history.
Can we please stop already with Republicans promising to come up with something new for healthcare and the press allowing that to go unchallenged. They have literally spent the past decade saying that over and over again and have yet to come up with even a remotely coherent plan."They are going to come up with something really spectacular," Trump told reporters Thursday.
I've never understood the need for this. By definition, aren't you no longer a "child" after adolescence, which ends at age 19? Should Dak Prescott still be on his parent's plan?I've been informing my office staff with children over 23 the administration is trying to kick their children off insurance. They seem nonplussed.
What is the age cut off right now?
Technically, end of month in which you turn 26. So really, to avoid having two deductibles in the same calendar year, I tell people with kids age 24-25 to put that child on their own plan January 1st of the year in which they will turn 26, unless other factors.
True, but if we're going to plan this game, lets at least be accurate. The law allow a child to be a "dependent" on their parents plan up to the end of the month in which they turn 26. Now, why there isn't any age requirements of being a "dependent", lets at least use the term "dependent child" here.Sigh. Do you really not understand that words can have more than one meaning?
That's lower than I've seen anywhere. In fact, before the ACA I saw that 80% of all employers offered covered. Has that dropped with the ACA (and I can understand it doing so in the small group market)? Got any links for that?This has always seemed to be the biggest question to me -- why won't America's employers get behind being relieved of this? Heck, only 50% of employers offer traditional health insurance benefits now (though that half employs about 75% of all workers). But you and I are in an extreme minority in even voicing this question and I don't know the reason for that, either. I've been told that employers use the lack of health care portability to make it more difficult for people to change jobs but surely that can't be a big enough reason by itself, can it?
I'm really bugged by this part of it.
Would lead to a higher amount of uninsured. Meaning that many people today are only insured because their employer does it for them. Cut that off and people will just forgo doing it on their own for either the hassle of it, or more likely - for the cost.So were better typewriters. Both are obviously antiquated in 2019. I work for CVS/Aetna, so I'm familiar with the history of employer based health insurance in the US. My question was largely rhetorical, meant to highlight that businesses themselves would be better off without this expense, even with the tax benefits they receive.
De-coupling health insurance from employment is a no-brainer both for employers and employees. If employers want to offer better benefits, they still can do so in any number of ways.
I'm not clear on what you're going for here. What started this discussion was a poster who mentioned that his coworkers were concerned about being able to keep their children on their insurance plan. A couple posters objected to calling people in their 20s children. I was just pointing out the difference between "children" (meaning people who have not yet reached adulthood) and "their children" (meaning parents' offspring of any age).True, but if we're going to plan this game, lets at least be accurate. The law allow a child to be a "dependent" on their parents plan up to the end of the month in which they turn 26. Now, why there isn't any age requirements of being a "dependent", lets at least use the term "dependent child" here.
It wasn't 60%. In that same poll, over half of those asked ranked the current health care system as POOR.timschochet said:If it’s such a disaster, why do 60% of Americans want it to stay?
https://www.google.com/amp/s/thehill.com/homenews/campaign/413268-poll-nearly-60-percent-want-obamacare-to-remain-in-place%3famp
Technically, it's what we had before the ACA depending on your definition of protecting.Albert Einstein couldn’t come up with a plan that eliminates Obamacare and protects people with pre-existing conditions.
You know what I meant though- not charging them more.Technically, it's what we had before the ACA depending on your definition of protecting.
Oh I get what you were doing - using definitions to show that it would apply. My point was that if we're going to use definitions, here in a conversation about insurance, to at least use the appropriate term to define. In this case, it would be "dependent children". When you use the term "keep their children on their insurance plan".....what you mean technically is to allow them to continue being a "dependent" on the plan.I'm not clear on what you're going for here. What started this discussion was a poster who mentioned that his coworkers were concerned about being able to keep their children on their insurance plan. A couple posters objected to calling people in their 20s children. I was just pointing out the difference between "children" (meaning people who have not yet reached adulthood) and "their children" (meaning parents' offspring of any age).
Though even with the ACA we still allow carriers to do so, for smoking. "Tobacco use" is still a pre-ex....why shouldn't excessive drinking, horrible BMI, high blood-pressure/cholesterol due to lifestyle choices be any different?You know what I meant though- not charging them more.
The study is linked in the M4A thread. It contains two different sets of projections for National Health Expenditures (NHE) over the 10 year period 2022-2031:I guess this is as good a place to put this as anywhere else. Have any of you read the study from Mercatus Center (funded by the Koch brothers) stating the Bernie plan will cost 32.6 trillion over 10 years? I think I need some help understanding how that's a bad thing when in our current system we are projected to spend $59 trillion from 2022-2031
That's roughly a $2 trillion saving if my math is correct.
Now, I fully acknowledge that after reading the study with the assumptions, it's pretty clear the assumptions are "best possible outcome" in their generosity, but I can't help but laugh at these yahoos for putting out a study that they are using to demonize Bernie's plan that, when you look at it and it's assumptions actually shows a savings like that
You can throw that assumption right out the window. Will never happen.The study is linked in the M4A thread. It contains two different sets of projections for National Health Expenditures (NHE) over the 10 year period 2022-2031:
My guess is that the truth lies somewhere in the middle. However, even in the best case scenario (#1 here), the share of NHE to be paid by the Federal Govt increases by about 60%. In FY22, that means an increase of $2.5T; by FY31, that means an increase of $4.2T. That is already accounting for lowering provider payments to Medicare levels and significantly lowering both administrative costs and drug prices.
- Based on the M4A assumption that all providers will be paid at Medicare levels, it projects that M4A will add $32.6T to the already planned Federal share of NHE cost. It projects NHE cost as 57.6T, which is approximately 2T less than the currently projected NHE of $59.65T.
- Based on providers being paid at current levels, it projects that M4A will add $38.0T to the already planned Federal share of NHE cost. It projects NHE cost as 62.9T, which is approximately 3.25T more than the currently projected NHE of $59.65T.
I am not aware that any politicians advocating for M4A have actually put forth a plan that shows how this tremendous cost will be covered. If anyone has seen that, please link.
That was a major point in the study, which is why the second set of numbers is in the study.You can throw that assumption right out the window. Will never happen.
It wasn't 60%. In that same poll, over half of those asked ranked the current health care system as POOR.
People don't love the ACA, they think they love what's in it (no pre-ex). Quick example - when the ACA first came on in the individual market, I distinctly remember a call I got from a client who was "rated" for his pre-exisiting condition of a bad back. He called, very happy, thinking that his premiums would drop because he no longer would have to pay more because of his back issues. I remember running a quote for him for a similar plan to the individual policy he already had. In the end, the rate was about the same (it's gone up drastically since, as I'm sure you know from the other thread). He was confused as to why this was, saying "but I'm no longer paying more for my bad back, right?" My reply was, "right, but now you're paying more for everyone's bad back...and all of their other health issues as well. Everyone is is one big pool now."
See, he thought he was going to love the no pre-ex extra premium feature of the ACA, but it turned out to eventually be a detriment to him. When you ask people if those with a pre-ex should be charged more, they'll inevitably say no - it's an easy question to say no to. But when you see what ends up happening, maybe you'd feel differently.
In this story maybe we should ask the people whose bad backs are getting treated now.It wasn't 60%. In that same poll, over half of those asked ranked the current health care system as POOR.
People don't love the ACA, they think they love what's in it (no pre-ex). Quick example - when the ACA first came on in the individual market, I distinctly remember a call I got from a client who was "rated" for his pre-exisiting condition of a bad back. He called, very happy, thinking that his premiums would drop because he no longer would have to pay more because of his back issues. I remember running a quote for him for a similar plan to the individual policy he already had. In the end, the rate was about the same (it's gone up drastically since, as I'm sure you know from the other thread). He was confused as to why this was, saying "but I'm no longer paying more for my bad back, right?" My reply was, "right, but now you're paying more for everyone's bad back...and all of their other health issues as well. Everyone is is one big pool now."
See, he thought he was going to love the no pre-ex extra premium feature of the ACA, but it turned out to eventually be a detriment to him. When you ask people if those with a pre-ex should be charged more, they'll inevitably say no - it's an easy question to say no to. But when you see what ends up happening, maybe you'd feel differently.
This is why focus on cost is so important and the distinction between group plans and individual plans. The GOP talk around cost is good, but the source it's coming from is not so it seems we will still be in "wait and see" mode to see if any meaningful action is taken.It wasn't 60%. In that same poll, over half of those asked ranked the current health care system as POOR.
People don't love the ACA, they think they love what's in it (no pre-ex). Quick example - when the ACA first came on in the individual market, I distinctly remember a call I got from a client who was "rated" for his pre-exisiting condition of a bad back. He called, very happy, thinking that his premiums would drop because he no longer would have to pay more because of his back issues. I remember running a quote for him for a similar plan to the individual policy he already had. In the end, the rate was about the same (it's gone up drastically since, as I'm sure you know from the other thread). He was confused as to why this was, saying "but I'm no longer paying more for my bad back, right?" My reply was, "right, but now you're paying more for everyone's bad back...and all of their other health issues as well. Everyone is is one big pool now."
See, he thought he was going to love the no pre-ex extra premium feature of the ACA, but it turned out to eventually be a detriment to him. When you ask people if those with a pre-ex should be charged more, they'll inevitably say no - it's an easy question to say no to. But when you see what ends up happening, maybe you'd feel differently.
Curious of your insights on this. What's the reason it won't happen? That it can't or that the politicians simply won't do the needful to make it happen?You can throw that assumption right out the window. Will never happen.
Just so it doesn’t get lost - the assumption that I don’t think will happen is that providers will just all of a sudden accept everyone at Medicare reimbursement levels.Curious of your insights on this. What's the reason it won't happen? That it can't or that the politicians simply won't do the needful to make it happen?
I know we’ve been around and around this discussion....but why weren’t those people getting their bad backs treated before? Is it because they didn’t have coverage? Why not? Why didn’t they have coverage before their backs went bad? Isn’t that the point of insurance in the first place?In this story maybe we should ask the people whose bad backs are getting treated now.
Who knows? Could be any number of reasons.I know we’ve been around and around this discussion....but why weren’t those people getting their bad backs treated before? Is it because they didn’t have coverage? Why not? Why didn’t they have coverage before their backs went bad? Isn’t that the point of insurance in the first place?
What would their choice be? Isn't that the "fear" the GOP has, that if the government can set the prices it will somehow blow the whole thing up? FWIW....I think it's a bit unrealistic to see an immediate cut of 40%, but I can see that being a target that's phased in. I can't help but wonder, after my wife's recent gall bladder surgery, that they wouldn't be able to save that in administrative costs alone. I sat there watching dollar bill burned up by the minute in inefficiencies of their processes.Just so it doesn’t get lost - the assumption that I don’t think will happen is that providers will just all of a sudden accept everyone at Medicare reimbursement levels.
I think you can throw that assumption right out the window because providers will want to make up that lost revenue somehow. Take for example my friend that works for a local Ford dealership. She mainly deals with fleet sales, mainly to large companies that get their vehicles pretty much at cost - very little profit to the dealership (which they make up for in other ways, but that’s a different question). Going to Medicare for all would be like everyone buying a Ford at her dealership doing so at these very low prices. The dealership can’t continue business at those low rates, so will thus have to increase that rate that everyone is now paying to make up for their lost profits. Same idea in the medical field. People with private insurance give them their largest margin, and those with Medicare and especially medicaid give them the smallest margin, if any at all for the latter. So if everyone had it, they’d go out of business. Only thing to stay in business would be to increase that Medicaid rate - which the study above did with its second set of examples.
Because if the founders thought health care was a right they would have put it in the Constitution. We need to be more like them. Get gonorrhea from a whore? Tough. Go to your local pharmacy and get some opium or morphine.There aren't any. At their core, Republicans don't believe that government should be involved in healthcare in the first place. That's why, as we found out when they controlled the House, the "replace" part of repeal and replace was just an empty word (or "lie", if you will). Anything beyond repeal would be antithetical to their governing philosophy.
He has no plan, other than there should be no Obamacare. Oh and it will be fabulous.I thought this thread was about Trumps "Health Care plan", not rehashing the ACA.
There is a thread for Obamacare.
Is it still 12 dollars a month?He has no plan, other than there should be no Obamacare. Oh and it will be fabulous.
Founding fathers were in a very different age of healthcare. There weren’t giant hospitals and expensive treatments- they didn’t even know germs existed. Delivering a baby required a bucket and some towels, not a 3 day hospital stay. There weren’t emergency rooms. Doctors treated people because they took an oath to (not sure when they began the Hippocratic oath in all honesty.) There wasn’t insurance, so having a pre existing condition wasn’t an issue, you’d get treated with the methods they had.Because if the founders thought health care was a right they would have put it in the Constitution. We need to be more like them. Get gonorrhea from a whore? Tough. Go to your local pharmacy and get some opium or morphine.
Some of them practiced “air bathing” so their mastery of medicine may have been pretty limited.Founding fathers were in a very different age of healthcare. There weren’t giant hospitals and expensive treatments- they didn’t even know germs existed. Delivering a baby required a bucket and some towels, not a 3 day hospital stay. There weren’t emergency rooms. Doctors treated people because they took an oath to (not sure when they began the Hippocratic oath in all honesty.) There wasn’t insurance, so having a pre existing condition wasn’t an issue, you’d get treated with the methods they had.
Waaaaiiiit a minute, was there a whooshing noise as that one flew over my head?