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GM's thread about nothing (11 Viewers)

An Only Child wouldn't be a "look at me" shtick type as they would just assume everybody is already looking at them. I vote Lhucks.

 
WTMF is a meat raffle?
You would love it. You go to a bar and buy a ticket for $1. There are 30 tickets. They spin a wheel (or draw a ticket, depending on the bar) and if you win you get to go pick your meat - ribs, steaks, chops, roasts, chicken, bacon, etc.) Then they draw again and if you win, same deal. Then they bring out a new book of tickets and it starts all over again. All while drinking beer. Then you go cook your winnings for dinner.
 
Listing the house for 184k. We paid 214k in November 2002 and put about 20k in improvements in. I think I'm going to be drunk. :X
Ouch. Sounds like you overpaid.
Actually, we got a good deal at the time. It was a FSBO and the gal admitted she was just about to list it with a broker so I got her to split what the commission would have been. The real problem was after we bought our house they built over 1100 new houses within a 5 mile radius of our house the next 5 years. I just looked and there are 284 houses for sale just in my zip code. Thisis one of the new houses and this guy paid (I"m sure it's one of the 1000's of foreclosures around here actually) somewhere between 370k-420k.

supply>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>demand

 
Listing the house for 184k. We paid 214k in November 2002 and put about 20k in improvements in. I think I'm going to be drunk. :X
Ouch. Sounds like you overpaid.
Actually, we got a good deal at the time. It was a FSBO and the gal admitted she was just about to list it with a broker so I got her to split what the commission would have been. The real problem was after we bought our house they built over 1100 new houses within a 5 mile radius of our house the next 5 years. I just looked and there are 284 houses for sale just in my zip code. Thisis one of the new houses and this guy paid (I"m sure it's one of the 1000's of foreclosures around here actually) somewhere between 370k-420k.

supply>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>demand
Look on the bright side: Housing prices have probably come down in the area you're looking to move to. :shrug:
 
An Only Child wouldn't be a "look at me" shtick type as they would just assume everybody is already looking at them. I vote Lhucks.
This is a wonderful observation, except that the same could be said about the narcissists.:preens:
 
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Just saw that Paul McCartney got engaged. Hasn't he learned? I thought he just paid a boatload of money to that one legged chick that we was married to?

 
Listing the house for 184k. We paid 214k in November 2002 and put about 20k in improvements in. I think I'm going to be drunk. :X
Ouch. Sounds like you overpaid.
Actually, we got a good deal at the time. It was a FSBO and the gal admitted she was just about to list it with a broker so I got her to split what the commission would have been. The real problem was after we bought our house they built over 1100 new houses within a 5 mile radius of our house the next 5 years. I just looked and there are 284 houses for sale just in my zip code. Thisis one of the new houses and this guy paid (I"m sure it's one of the 1000's of foreclosures around here actually) somewhere between 370k-420k.

supply>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>demand
Look on the bright side: Housing prices have probably come down in the area you're looking to move to. :shrug:
People keep saying that but my area got particularly hard hit. Using the Zillow high mark in mid 2008, our house has lost 35% of its value. Using the same rule for the houses we are looking at, they are only down 15-25%.
 
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Listing the house for 184k. We paid 214k in November 2002 and put about 20k in improvements in. I think I'm going to be drunk. :X

Sorry to interrupt, please, go on.
I feel your pain. We bought a house out of foreclosure 1 year ago and have put several thousand $ into it, not to mention the hours that we have spent just about every weekend doing the work. We are likely going to list it in the next couple of months and move back to SC. I checked Zillow the other day, and (although Zillow isn't 100% accurate), it's showing a Zestimate of $50K below what we paid for it. :(
 
i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.

 
Listing the house for 184k. We paid 214k in November 2002 and put about 20k in improvements in. I think I'm going to be drunk. :X

Sorry to interrupt, please, go on.
I feel your pain. We bought a house out of foreclosure 1 year ago and have put several thousand $ into it, not to mention the hours that we have spent just about every weekend doing the work. We are likely going to list it in the next couple of months and move back to SC. I checked Zillow the other day, and (although Zillow isn't 100% accurate), it's showing a Zestimate of $50K below what we paid for it. :(
:( Brutal
Raise your hand if you're upsidedown in a mortgage

:wave:
That's the real #####, the house is practically paid for. The only reason I haven't just paid it off completely is because we're moving. No mortgage payment would make me something, something.

 
i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.
not as much as a foreclosure will. they're stupid if they try to block it.
 
i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.
not as much as a foreclosure will. they're stupid if they try to block it.
How so? We're only trying to block it because the current owner has unpaid assessments of more than $5,000. If we get that money, then there's not much we can do.Why is a foreclosure viewed more unfavorably versus a short sale?I'll log off and listen.
 
All of my kids slept through the night by the time they were 2 months old. :)

The kids like having siblings. They even like their step-siblings as well. :)

 
i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.
not as much as a foreclosure will. they're stupid if they try to block it.
How so? We're only trying to block it because the current owner has unpaid assessments of more than $5,000. If we get that money, then there's not much we can do.Why is a foreclosure viewed more unfavorably versus a short sale?I'll log off and listen.
if you're looking at comps, a short sale gets looked at by lenders as a normal sale with a sale price that is probably 25%-33% under the typical price. foreclosures are not only reported as foreclosures to FHA/FHMA, but the bank when it sells a foreclosure will leave it on the market forever (hurting you with days on market), and then may end up selling it for less than they could have gotten with the short sale. so they show up as a delinquency, a foreclosure, and a bad comp.the majority of my practice involves representing associations. if they can get a real buyer in there instead of bank, they should be doing everything they can to make it happen, not to drive it into foreclosure. an owner who is selling their house in a short sale isn't making payments to the bank, which means they're willing to let it go to the bank if it doesn't go through.
 
No other place to put this but I think my wife has this rare disease called Prosopagnosia (a disorder of face perception where the ability to recognize faces is impaired, while the ability to recognize other objects may be relatively intact). Or some strange off-shoot of it. Maybe even the opposite but whatever it is she's pretty damn weird.

Example #1: SHE CONSTANTLY SEES PEOPLE WE KNOW BUT IT TURNS OUT NOT TO BE THEM.

Most recent example was when we were sitting in this hotel bar a few weeks ago.

Her: That guy over there...isn't that Daniel whatshisname?

Me: Who? What?

Her: You know, your old friend Daniel that I used to work with. He played drums in that salsa band?

Me: Daniel Torres? Where?

Her: Yeah. Over there in the blue shirt.

Me: No. That's not him.

Her: Are you sure?

Me: 100% positive.

10 minutes goes by

Her: Are you sure that's not Daniel? I looks just like him.

Me: Ehhh...sort of but not that much.

Her: I think it's him.

Me: OK, see how he's as tall or taller than the other 3 guys in that group he's with?

Her: Yeah

Me: Daniel is about 5'6" at the most. That dude in blue is almost 6 foot.

Her: I still think it could be him.

Me: It's not. Drink your wine and stop looking around.

Another recent example:

We're driving through a not-so-nice part of town.

Her: Oh! Is that Tony over there?

Me: Tony who?

Her: Tony Swanson

Me: Where?

Her: Over there at the bus stop.

Me: Yeah. That's not Tony.

Her: Are you sure?

Me: Yes. That guy has hair. Tony's been shaving his head since 1995.

Her: Hmmmm

Me: And what would Tony Swanson, who owns his own insurance agency and has a $800,000 house, be doing at a city bus stop wearing a t-shirt that says 'Hubba-Hubba' on it?

Her: Well I looks a lot like him.

Oh yeah. A HUGE PERCENTAGE OF THE AMERICAN MALE POPULATION LOOKS LIKE HER BROTHER.

Basically if you are a white dude, 20-40 years of age, at least 30 lbs too heavy and have a beard or goatee you look like my brother in law. And my wife will make sure she tells you AND me.

Not to play into her game but sort of like this guy from ER. At least once every 2 or 3 months my wife will say to me "Doesn't that guy look like my brother?" or "This new guy at work looks just like Jeremiah". The other day my son's friend came over. He started growing a beard. 10 seconds after he walks in the door the wife says "Wow Ken...you look just like my brother."

Ken says "Really? Is that a good thing?"

I wanted to say "No. She says that to every 15th guy she knows or meets. And her brother is a neo-hippy deadbeat that apparently grows medicinal marijuana for a 'job'."

THE IMDB AND I ARE A RAPEY DICKMITTEN

There are two related phenomenons going on here.

1. She constantly screws up who certain people are on TV shows and movies.

Her: Isn't that the guy that was in that baseball movie you like?

Me: Who? Which baseball movie?

Her: That one about Mickey Mantle. That guy playing the detective.

Me: Oh..."61". Wait, you mean that guy right there?

Her: Yeah.

Me: No. He wasn't in "61".

Her: Yeah he was. He played the other guy.

Me: You're thinking of Barry Pepper. He played Roger Maris. That guy right there isn't Barry Pepper.

Her: Yes it is!

Me: OK.

Her: I'm not wrong! Look it up.

Me: OK (clicky clickity click)

Me: Yeah. Barry Pepper didn't play a detective who had 3 lines on SVU in Jan 2011.

Her: I swear that's him.

2. She 'recognizes' people that are nobodies.

Her: Who is that actress?

Me: Which one?

Her: The blond one. The one playing the hotel manager.

Me: I have no idea.

Her: Oh it's bugging me. She's been in something else. I know it.

(repeat this a couple of times)

Me: I honestly don't recognize her.

Her: Look it up.

Me: Really?

Her: Yeah.

Me: (clicky click) Hit the info and tell me what the name of this episode is.

Her: 'Blue Friday'

Me: OH...ummmm here it is: 'Sharon the manager' (clicky click)

Me: She really hasn't been in anything.

Her: Tell me.

Me: She's been in this, 1 episode of 'Bones' (which we don't watch) and some Canadian educational/safety film.

Her: That's it?

Me: That's it.

Her: I know I've seen her in something.

Me: Did you ever see 'The Dangers of Huffing Syrup'?

Her: No

Me: Well I don't know then.

 
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i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.
not as much as a foreclosure will. they're stupid if they try to block it.
How so? We're only trying to block it because the current owner has unpaid assessments of more than $5,000. If we get that money, then there's not much we can do.Why is a foreclosure viewed more unfavorably versus a short sale?I'll log off and listen.
if you're looking at comps, a short sale gets looked at by lenders as a normal sale with a sale price that is probably 25%-33% under the typical price. foreclosures are not only reported as foreclosures to FHA/FHMA, but the bank when it sells a foreclosure will leave it on the market forever (hurting you with days on market), and then may end up selling it for less than they could have gotten with the short sale. so they show up as a delinquency, a foreclosure, and a bad comp.the majority of my practice involves representing associations. if they can get a real buyer in there instead of bank, they should be doing everything they can to make it happen, not to drive it into foreclosure. an owner who is selling their house in a short sale isn't making payments to the bank, which means they're willing to let it go to the bank if it doesn't go through.
:thumbup:Thanks. Are you in Chicago by chance? :unsure:
 
i think i'm even at this point. all the unit below me is up for a short sale. our association is trying to block it or make it difficult for it to go through. if it does, the comp will severely damage the value of all the units in the building.
not as much as a foreclosure will. they're stupid if they try to block it.
How so? We're only trying to block it because the current owner has unpaid assessments of more than $5,000. If we get that money, then there's not much we can do.Why is a foreclosure viewed more unfavorably versus a short sale?I'll log off and listen.
if you're looking at comps, a short sale gets looked at by lenders as a normal sale with a sale price that is probably 25%-33% under the typical price. foreclosures are not only reported as foreclosures to FHA/FHMA, but the bank when it sells a foreclosure will leave it on the market forever (hurting you with days on market), and then may end up selling it for less than they could have gotten with the short sale. so they show up as a delinquency, a foreclosure, and a bad comp.the majority of my practice involves representing associations. if they can get a real buyer in there instead of bank, they should be doing everything they can to make it happen, not to drive it into foreclosure. an owner who is selling their house in a short sale isn't making payments to the bank, which means they're willing to let it go to the bank if it doesn't go through.
:thumbup:Thanks. Are you in Chicago by chance? :unsure:
Seattle.
 
Any of you dudes ever gotten naked for a bachelorette party? :unsure:
Bachelorette? No.
Sitting at the bar after work, reading this on my phone, and burst out laughing like I was at a Gallagher show. Everyone looked at me like I had a third eye. :bag:
Not to split pubes or anything (since I know you're not a fan), but don't you work at a bar?
Ummmm, yeah. What do you think, that means I'm no longer gonna be a drunk?Finished my shift at 7 and immediately parked my backside on the good side of the bar to have a few pops. The main reason though, is to give the barflies that forgot to tip me as I was winding down a chance to remember. Made an extra $20 yesterday by not leaving immediately. Plus the bartenders take care of each other, so I got moderately hammered for about ten bucks.

 
I don't want to make light, Tanner, but that sounds like an SNL skit waiting to happen.
Meh I'm kidding about the disease. What is really is is that she externalizes something that most people keep to themselves. Yeah, for a split second that guy over there does semi-kinda-sorta look like Tony but not enough to say "Hey! Is that Tony?"It's like when you're walking in the grass at a park or something and you see something shiny. For a brief moment it looks like a coin but then you realize what it is and keep walking. My wife would probably go "OH MY GOD IT'S A QUARTER! A WHOLE QUA...oh, it's a piece of foil."
 
I don't want to make light, Tanner, but that sounds like an SNL skit waiting to happen.
Meh I'm kidding about the disease. What is really is is that she externalizes something that most people keep to themselves. Yeah, for a split second that guy over there does semi-kinda-sorta look like Tony but not enough to say "Hey! Is that Tony?"It's like when you're walking in the grass at a park or something and you see something shiny. For a brief moment it looks like a coin but then you realize what it is and keep walking. My wife would probably go "OH MY GOD IT'S A QUARTER! A WHOLE QUA...oh, it's a piece of foil."
:D
 
YSR, Zillow is teh suck and often extremely inaccurate. Don't let that get you down.
:goodposting: It's not even close sometimes. I've seen plenty of examples in places I know recent comps, and its off 40%.
:thumbup:I don't put too much stock into it myself. My concern is that we will likely start out FSBO and I know how the general public will quote Zillow-ish numbers to us. I did log on to the site earlier and update the information on our house (and my house in SC), so maybe things will sort themselves out.
 
:lmao: :lmao: :lmao: I should never be allowed around your wife. Again. Dylan had his first ball game tonight and I see this guy I think is "Skip". I'm thinking to myself "is that really Skip? No, why would he be here?" I watched hundreds of hours of football with Skip at the bar but I don't think I've actually seen outside of the bar. Then he see me and says "Hey Bob!" Yeah its Skip. After the game Dylan and myself use the restroom, we walk out (washed our hands mom) and there is a guy I think was a good friend in college standing there. It was like time stood still. Do I say hi, is it really him? Then he said hello. I probably haven't seen him in 15 years.

So I would pretty much agree with your wife 98% of the time. :mellow:

 
YSR, Zillow is teh suck and often extremely inaccurate. Don't let that get you down.
Thanks for the support. :thumbup:Actually, it's like that around here in a lot of cases around here I've noticed. Not MY NEIGHBORHOOD mind you, but in every other place.
I didn't address to you because you were listing so I assumed you had an agent. Sounded like our girl was just getting her feet wet in this and didn't want her to get a wrong impression.As an example, after posting that, I looked up a house right next to ours that just went on the market for $1.5 million (look at me, our house is nowhere near the value of our neighbor's), and Zillow has it at $686K. :loco:
 
Wow, just had an amazing experience. My mother's cousin (maternal>>>grandfather's>>brother's>son) is always posting cool old photo's of family reunions from the '60s and early '70s on FB. So I sent him a friend request; don't actually know the guy, but I'm friendly with his sister. Naturally he accepts, and posts to my wall an invite to view his family photo albums.

He has 2,000 photos of our families posted.

I didn't even know this, but the guy is a retired photographer. So its not just cute poses of five siblings lined up. It's like candid shots of my mom and aunts and their husbands at parties and BBQs. Kind of freaky seeing photos of these chicks with big sunglasses and hot pants and mini skirts and then ewww oh nevermind.

He is also sort of like the family historian. Actually, his sister (the one I know) is as well - she handles the maternal grandmother line, and this guy has researched the maternal grandfather line. Anyway, he has all these amazing photos from the early 20th century on back to before the Civil War (when having a portrait photo was somewhat rare).

But what blew me away is the genealogy stuff. He scanned the entire family tree going back to the mid-18th Century. Now that is OK, cool, whatever...but then he has a narrative for every single person on the tree. One example that gives me chills about my Great-great-great grandfather:

In the year of 1854 in the town of Frinnaryd Sweden, 39 year old Jacob Anderson and his wife Charlotta and four children were preparing to leave for America. Jacob owned thoroughbred horses, which were sold to the King of Sweden to offset the cost of passage to America. The preparations were finished and they were set to sail, but when the ship came to port, Jacob inspected the ship [ASIDE - engineering background], and declared it was not seaworthy. They cancelled their passage, and waited for the next ship. The ship Jacob deemed not seaworthy, was not - that ship was never heard from again after it left port.

 
Wow, just had an amazing experience. My mother's cousin (maternal>>>grandfather's>>brother's>son) is always posting cool old photo's of family reunions from the '60s and early '70s on FB. So I sent him a friend request; don't actually know the guy, but I'm friendly with his sister. Naturally he accepts, and posts to my wall an invite to view his family photo albums.

He has 2,000 photos of our families posted.

I didn't even know this, but the guy is a retired photographer. So its not just cute poses of five siblings lined up. It's like candid shots of my mom and aunts and their husbands at parties and BBQs. Kind of freaky seeing photos of these chicks with big sunglasses and hot pants and mini skirts and then ewww oh nevermind.

He is also sort of like the family historian. Actually, his sister (the one I know) is as well - she handles the maternal grandmother line, and this guy has researched the maternal grandfather line. Anyway, he has all these amazing photos from the early 20th century on back to before the Civil War (when having a portrait photo was somewhat rare).

But what blew me away is the genealogy stuff. He scanned the entire family tree going back to the mid-18th Century. Now that is OK, cool, whatever...but then he has a narrative for every single person on the tree. One example that gives me chills about my Great-great-great grandfather:

In the year of 1854 in the town of Frinnaryd Sweden, 39 year old Jacob Anderson and his wife Charlotta and four children were preparing to leave for America. Jacob owned thoroughbred horses, which were sold to the King of Sweden to offset the cost of passage to America. The preparations were finished and they were set to sail, but when the ship came to port, Jacob inspected the ship [ASIDE - engineering background], and declared it was not seaworthy. They cancelled their passage, and waited for the next ship. The ship Jacob deemed not seaworthy, was not - that ship was never heard from again after it left port.
Chills. That is all way cool. :thumbup:
 
'desert rose said:
'Walton Goggins said:
'desert rose said:
'Clifford said:
'desert rose said:
Honestly, if my guy felt the need to tell me I was fat, I'd just as soon he packed his things and left for good. She knows exactly how heavy she looks/is. And she's going through a stressful situation (which makes some people eat) and eating unhealthy foods and very sedentary. I would probably appreciate his honesty telling me that weight was a high priority for him, and would find it helpful to start some eating and exercise program together. But if he just wanted to tell me I'm fat, I probably would never let him touch me again.
So basically a guy calling you fat = hate the guy? This jives with my experience. I've never called my wife fat and she still brings up a time when I suggested she was putting on a little weight 7 years ago. Nothing of the sort since.Would be interested to hear your take on the three kinds of women relating to fitness. Probably three types of men too, but the subject here is a female.In other words, my theory is that the woman always knows, can easily pick up on signals of whether its a big deal to her man, and is either going to do something about it completely of her own volition or not.
It isn't hate that I'd feel. It's something more like a mortal wound to the romantic connection we used to have. I would lose all sense of trust to be that vulnerable with him. It isn't to say it's helpless. I would know that I'm fat already. He just couldn't come out and tell me or hint around that I was fat. Would you feel like being intimate with a woman who told you that you were inadequate physically? "Yeah, I love you. But you're just really thin and short in that area and it's not really doing anything for me. Kind of a turnoff." It may be true. But telling him that won't help anything, and it certainly will destroy anything the guy formerly felt for his unsatisfied partner. She could do and say things that would make their sex life better. But calling it small isn't one of them.
You're a pig and let yourself go. It's his job to either get your ### back in shape, drop the fat or move on. I love how woman are all about HONESTY and how they want their man to be honest and tell them anything then when the truth is told you woman flip out as if how dare you call me out on being a fat pig!!!
Well, you're in luck, Goggins. She would have left you years before she had a chance to get fat because you're just that unpleasant.
:lmao: :lmao: :lmao:My favorite exchange of the day.
 

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