SouthJersey
Footballguy
Thanks fellas. I texted a realtor buddy in PA and asked about Rocket and got "I don't trust them. I've seen as many deals close with them as I've seen have major issues." Sounds about par for what @Chadstroma is saying.
That said, Chad what's the best rates you're seeing right now? 5.375% seems too good to be true. Though for context we're putting down a ton of cash, the loan amount only 40% of the purchase price (this was intentional because I waived the mortgage contingency to compete with the all cash buyers I'm up against around here). My wife and I have high 700/low 800 credit scores depending on the report that's run. Is this because of the Schwab discount?
That said, Chad what's the best rates you're seeing right now? 5.375% seems too good to be true. Though for context we're putting down a ton of cash, the loan amount only 40% of the purchase price (this was intentional because I waived the mortgage contingency to compete with the all cash buyers I'm up against around here). My wife and I have high 700/low 800 credit scores depending on the report that's run. Is this because of the Schwab discount?