Obamacare: Obama just straight up lied to you, in your face (3 Viewers)

[StrikeS2k]

Woo Hoo!! Way to go Barack. Next to your Nobel Prize you can put your "Lie of the Year Award"!!!!

http://www.politifact.com/truth-o-meter/article/2013/dec/12/lie-year-if-you-like-your-health-care-plan-keep-it/

 

[BassNBrew]

Here's the scoop on my insurances rates for my individual plan for myself and my son.

2013: $604 monthly

2014: $744 Obamacare compliant plan

2014: $702 keep my plan rate

Looks like I was going to get smacked regardless. Tim wanted to know how much maternity, child dental, and drug benefits cost...looks like $42 per month.

So basically you've been hit with a $500 tax.

Actually no. I will be transferring to an exchange plan. I'm into real estate investment so depreciation on my rental houses and vacation rental means I get a nice subsidy. I've just got to be careful that I don't buy/invest too much and end up on Medicaid.

So the $500 is footed by other taxpayers?

Actually it will be much more than that.

I'd feel bad about it, but it will just be added to the debt so one will ever be repaying it. Some Chinese dude will end up with worthless paper one day. You can add it to the list of things Tim and the liberals say don't really matter in the big picture.

 

[Bottomfeeder Sports]

A[SIZE=medium]ccording to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.[/SIZE]

[SIZE=medium]An analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.[/SIZE]

http://www.americanthinker.com/blog/2013/11/80_million_could_lose_group_health_insurance_policies_next_year.html

Most people already received their cancellation notices, some more than once-

link

In 2013, 36 percent of those who get coverage through their jobs are enrolled in a grandfathered health plan, down from 48 percent in 2012 and 56 percent in 2011, according to the Kaiser Family Foundation's most recent Employer Health Benefits Survey. (KHN is an editorially-independent program of KFF.)

 

[Bottomfeeder Sports]

A[SIZE=medium]ccording to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.[/SIZE]

[SIZE=medium]An analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.[/SIZE]

http://www.americanthinker.com/blog/2013/11/80_million_could_lose_group_health_insurance_policies_next_year.html

And again, if this happens, AND the replacement insurance offered for the majority of these people is either significantly higher, or offers less services, or both, then that will change the entire electoral map of this country.

But those are an awful lot of "ifs".

It has already happened. This is just normal year over year changes in offerings by employers.

 

[Stinger Ray]

According to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.

An analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

http://www.americanthinker.com/blog/2013/11/80_million_could_lose_group_health_insurance_policies_next_year.html

Most people already received their cancellation notices, some more than once-

link

In 2013, 36 percent of those who get coverage through their jobs are enrolled in a grandfathered health plan, down from 48 percent in 2012 and 56 percent in 2011, according to the Kaiser Family Foundation's most recent Employer Health Benefits Survey. (KHN is an editorially-independent program of KFF.)

So are you saying most people have already received their cancellation notices and the number will be less in 2014 than this year?

 

[timschochet]

According to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.

An analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

http://www.americanthinker.com/blog/2013/11/80_million_could_lose_group_health_insurance_policies_next_year.html

And again, if this happens, AND the replacement insurance offered for the majority of these people is either significantly higher, or offers less services, or both, then that will change the entire electoral map of this country.But those are an awful lot of "ifs".

It has already happened. This is just normal year over year changes in offerings by employers.

I guess I should have added that the changes have to be dramatic, untenable, and clearly tied to ACA.

 

[Bottomfeeder Sports]

According to the Federal Register, its mid-range estimate was that by the end of 2014, 76 percent of small group plans would be cancelled, along with 55 percent of large employer plans.

An analysis by the American Enterprise Institute, a conservative think tank, showed the administration anticipates half to two-thirds of small businesses would have policies canceled or be compelled to send workers onto the ObamaCare exchanges. They predicted up to 100 million small and large business policies could be canceled next year.

http://www.americanthinker.com/blog/2013/11/80_million_could_lose_group_health_insurance_policies_next_year.html

Most people already received their cancellation notices, some more than once-

link

In 2013, 36 percent of those who get coverage through their jobs are enrolled in a grandfathered health plan, down from 48 percent in 2012 and 56 percent in 2011, according to the Kaiser Family Foundation's most recent Employer Health Benefits Survey. (KHN is an editorially-independent program of KFF.)

So are you saying most people have already received their cancellation notices and the number will be less in 2014 than this year?

Yes, to the extent that employees get "cancellation notices". More accurately they got a new benefits package during open enrollment which had different plan options than the previous year.

The relevant Federal Registry stuff is on page 14:

For the large and small group markets, the Departments analyzed three years of Kaiser-HRET data to assess the changes that plans made between plan years 2007 to 2008 and 2008 to 2009. Specifically, the Departments examined changes made to deductibles, out-of- pocket maximums, copayments, coinsurance, and the employer’s share of the premium or cost of coverage. The Departments also estimated the number of fully-insured plans that changed issuers. The distribution of changes made within the two time periods were nearly identical and ultimately the 2008–2009 changes were used as a basis for the analyses.

As discussed previously, plans will need to make decisions that balance the value they (and their enrollees) place on maintaining grandfather status with the need to meet short run objectives by changing plan features including the various cost sharing requirements that are the subject of this rule. The 2008– 2009 data reflect changes in plan benefit design that were made under very different market conditions and expectations than will exist in 2011 and beyond. Therefore, there is a significant degree of uncertainty associated with using the 2008–2009 data to project the number of plans whose grandfather status may be affected in the next few years. Because the level of uncertainty becomes substantially greater when trying to use this data to predict outcomes once the full range of reforms takes effect in 2014 and the exchanges begin operating, substantially changing market dynamics the Departments restrict our estimates to the 2011–2013 period and use the existing data and a range of assumptions to estimate possible outcomes based on a range of assumptions concerning how plans’ behavior regarding cost sharing changes may change relative to what is reflected in the 2008–2009 data.

Blah, blah, blah...

Maybe the changes on 2014 well be more noticeable. Maybe employers will seize some opportunities that ACA provides to make bigger changes than normal. But ultimately the Federal Registry entry that is being used to support this other shoe is simply about the same type change that employees at roughly the same rate of change had from 2008 to 2009.

 

[BigSteelThrill]

Here's the scoop on my insurances rates for my individual plan for myself and my son.

2013: $604 monthly

2014: $744 Obamacare compliant plan

2014: $702 keep my plan rate

Looks like I was going to get smacked regardless. Tim wanted to know how much maternity, child dental, and drug benefits cost...looks like $42 per month.

So basically you've been hit with a $500 tax.

Actually no. I will be transferring to an exchange plan. I'm into real estate investment so depreciation on my rental houses and vacation rental means I get a nice subsidy. I've just got to be careful that I don't buy/invest too much and end up on Medicaid.

So the $500 is footed by other taxpayers?

 

[BassNBrew]

OK, this is interesting. How would you read the statement below

Select a health insurance plan

1 (BassNBrew)

Am I selecting a plan for just me or both me and my son?

It took 20 mins for the marketplace rep to answer the question. He said yes it does. The only problem is that the plans they are quoting are significantly cheaper on exchange than off exchange. Quite honestly based on our conversation I think the rep is working for the Marketplace at night while getting his GED during the day.

I guess I just need to enroll and I'll find out when the cards arrive???

 

[BassNBrew]

Sorry, an error has occurred. Please try again. If that doesn't work, log out and wait 30 minutes then try again.

Error ID:500.000888

I guess the website still isn't fixed. I have roughly 4 plus hours into enrolling.

I still would like to know if Obama is going to pick up the tab for any medical expenses incurred if I can't get enrolled by Dec 23?

 

[Statorama]

OK, this is interesting. How would you read the statement below

Select a health insurance plan

1 (BassNBrew)

Am I selecting a plan for just me or both me and my son?

It took 20 mins for the marketplace rep to answer the question. He said yes it does. The only problem is that the plans they are quoting are significantly cheaper on exchange than off exchange. Quite honestly based on our conversation I think the rep is working for the Marketplace at night while getting his GED during the day.

I guess I just need to enroll and I'll find out when the cards arrive???

You have to enroll in the coverage to find out what's in it

- Nancy Pelosi

 

[Stinger Ray]

OK, this is interesting. How would you read the statement below

Select a health insurance plan

1 (BassNBrew)

Am I selecting a plan for just me or both me and my son?

It took 20 mins for the marketplace rep to answer the question. He said yes it does. The only problem is that the plans they are quoting are significantly cheaper on exchange than off exchange. Quite honestly based on our conversation I think the rep is working for the Marketplace at night while getting his GED during the day.

I guess I just need to enroll and I'll find out when the cards arrive???

You have to enroll in the coverage to find out what's in it

- Nancy Pelosi

Well done!

 

[tommyboy]

What a ####storm.

"Brought to you by The Democrats"

 

[Dr Oadi]

SaintsinDome, I simply disagree with your last two points. First off, no I don't think you should be gleeful. Quite often I predict that the results of certain government actions (Obamacare, the Sequester as two current examples) will be bad, and I am proven right. Do you think I am happy to be proven right? I am not. Bad is bad. It means people are suffering. I would rather be proven wrong than have bad outcomes occur. That's the way I've always felt, and frankly I can't imagine why anyone, whether progressive or conservative, would feel any differently. I don't get it.

Second, the question of whether or not I am in favor of repealing Obamacare is irrelevant, because I don't believe it will be repealed. What is important is that I STRONGLY believe that attempting to work towards its repeal, in the manner that conservatives have chosen to take, will not lead to it's repeal, but will instead cause even more pain.

In effect, while Obamacare is bad enough already, you're making it worse.

Get over yourself already. Good God Tim.....to already proclaim your predictions of Obamacare and the Sequester to be right is pathetic. Of course you will move the goalposts to try and back that up but this is a perfect example of why you are mocked here.

Mock away.

Weren't you going to quit over all the mocking?

 

[Sand]

Very interesting - South Carolina set to invalidate Obamacare. Not sure how they can do this with the supremacy clause still around.

 

[timschochet]

SaintsinDome, I simply disagree with your last two points. First off, no I don't think you should be gleeful. Quite often I predict that the results of certain government actions (Obamacare, the Sequester as two current examples) will be bad, and I am proven right. Do you think I am happy to be proven right? I am not. Bad is bad. It means people are suffering. I would rather be proven wrong than have bad outcomes occur. That's the way I've always felt, and frankly I can't imagine why anyone, whether progressive or conservative, would feel any differently. I don't get it.

Second, the question of whether or not I am in favor of repealing Obamacare is irrelevant, because I don't believe it will be repealed. What is important is that I STRONGLY believe that attempting to work towards its repeal, in the manner that conservatives have chosen to take, will not lead to it's repeal, but will instead cause even more pain.

In effect, while Obamacare is bad enough already, you're making it worse.

Get over yourself already. Good God Tim.....to already proclaim your predictions of Obamacare and the Sequester to be right is pathetic. Of course you will move the goalposts to try and back that up but this is a perfect example of why you are mocked here.

Mock away.

Weren't you going to quit over all the mocking?

I was being a whiny little #####. You should mock me for that too.

 

[Sarnoff]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

 

[Drunken Poster]

SaintsinDome, I simply disagree with your last two points. First off, no I don't think you should be gleeful. Quite often I predict that the results of certain government actions (Obamacare, the Sequester as two current examples) will be bad, and I am proven right. Do you think I am happy to be proven right? I am not. Bad is bad. It means people are suffering. I would rather be proven wrong than have bad outcomes occur. That's the way I've always felt, and frankly I can't imagine why anyone, whether progressive or conservative, would feel any differently. I don't get it.

Second, the question of whether or not I am in favor of repealing Obamacare is irrelevant, because I don't believe it will be repealed. What is important is that I STRONGLY believe that attempting to work towards its repeal, in the manner that conservatives have chosen to take, will not lead to it's repeal, but will instead cause even more pain.

In effect, while Obamacare is bad enough already, you're making it worse.

Get over yourself already. Good God Tim.....to already proclaim your predictions of Obamacare and the Sequester to be right is pathetic. Of course you will move the goalposts to try and back that up but this is a perfect example of why you are mocked here.

Mock away.

Weren't you going to quit over all the mocking?

I was being a whiny little #####. You should mock me for that too.

Apology accepted

 

[snogger]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

 

[Hang 10]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

 

[DrJ]

Received a letter from my employer stating that our plans now have to be taxed under the current law and they project by 2020 that our plans will be considered "Cadillac Plans" amongst a lot of other stuff. They're encouraging us to voice concern with our representatives.

Oh, this is also the only company I've worked for that has a pension. It's small, but something. Anyways, the letter also indicates that the MAP-21 bill (Moving Ahead For Progress In The 21st Century - who the #### names these dumb bills) raises premiums on pensions. I guess this bill has to do with repaying roads, but since it has to be cost neutral they added a bunch of taxes including jacking up pension insurance premiums. So they're complaining about that too. What pensions have to do with roads is anyone's guess.

 

[Sand]

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Obama's gonna be so angry when he finds out about this.

 

[Hang 10]

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Obama's gonna be so angry when he finds out about this.

What Obama meant was the front end of Connecticut's website was a success, not the back end. I think that was obvious.

 

[TheIronSheik]

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Obama's gonna be so angry when he finds out about this.

No one will be madder than he is.

 

[DrJ]

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Obama's gonna be so angry when he finds out about this.

What Obama meant was the front end of Connecticut's website was a success, not the back end. I think that was obvious.

We can still declare the "Mission Accomplished" in Connecticut, right?

 

[Hang 10]

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Obama's gonna be so angry when he finds out about this.

What Obama meant was the front end of Connecticut's website was a success, not the back end. I think that was obvious.

We can still declare the "Mission Accomplished" in Connecticut, right?

I think the important thing here is people have access to healthcare in Connecticut. So, yes, it's time to hang the banner. Let me read a letter from a Connecticut resident with hepatitis C that just got the Obama healthcare insurance...

 

[tri-man 47]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

But it's not his fault. As he recently stated:

"The challenge, I think, that we have going forward is not so much my personal management style or particular issues around White House organization. It actually has to do with what I referred to earlier, which is we have these big agencies, some of which are outdated, some of which are not designed properly ...The White House is just a tiny part of what is a huge, widespread organization with increasingly complex tasks in a complex world."

See? How can one single individual (even if he is the POTUS) be expected to manage such a big ol' government?

 

[DrJ]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

But it's not his fault. As he recently stated:

"The challenge, I think, that we have going forward is not so much my personal management style or particular issues around White House organization. It actually has to do with what I referred to earlier, which is we have these big agencies, some of which are outdated, some of which are not designed properly ...The White House is just a tiny part of what is a huge, widespread organization with increasingly complex tasks in a complex world."

See? How can one single individual (even if he is the POTUS) be expected to manage such a big ol' government?

Sounds like we need more Presidents. How many would it take to manage a government this size in this increasingly complex world?

 

[Foosball God]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Wait, you mean someone else is having trouble with their Exchange website? I thought a ten year old could program this thing...

 

[Slapdash]

Very interesting - South Carolina set to invalidate Obamacare. Not sure how they can do this with the supremacy clause still around.

Waste of time, nothing new for SC gov't.

 

[Sarnoff]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Wait, you mean someone else is having trouble with their Exchange website? I thought a ten year old could program this thing...

Yeah. Instead of giving billion-dollar no-bid contracts to political cronies, rewarding their friends instead of watching out for America's best interests, the Democrats should have actually hired some 10-year-olds.

 

[Foosball God]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Wait, you mean someone else is having trouble with their Exchange website? I thought a ten year old could program this thing...

Yeah. Instead of giving billion-dollar no-bid contracts to political cronies, rewarding their friends instead of watching out for America's best interests, the Democrats should have actually hired some 10-year-olds.

Yeah, because clearly Michelle Obama hand picked Access Health CT too. There must be a black woman that works for them right?

 

[timschochet]

California, Connecticut, and Kentucky are using their own websites, and as a result their enrollment is outpacing everyone else. If the Republican governors would only be willing to work with the White House on this, it seems to me we could solve the website problem pretty quickly by having each state form it's own website the way these three states have. California alone has a population equal to most of the southern red states combined. If we can do it, why can't they?

Once the websites have been straightened out, enrollment will pick up. Once enrollment has picked up, a lot of the problems will solve themselves. I believe that if the Republicans continue their policy of not trying to help, the public is going to turn on them. Right now the public is pissed off at Obama because they think he lied. But opinion can change very quickly. Republicans will be blamed if they don't start at least trying to cooperate.

The Connecticut exchange produced inaccurate information for every single individual plan the site was offering

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Access Health CT would not say how the problem started, or who was responsible. The exchange did say that the problem was discovered in late September and was fixed by Oct. 30.

The exchange said a letter was mailed to 2,408 people who bought plans from the starting date of Oct. 1. A spokeswoman did not respond to a request Wednesday for the number of enrollees who changed their plans after receiving the letter.

…

John Javaruski, a 62-year-old retired actuary from Farmington, said he received a letter dated Nov. 1 after he signed up for an Anthem plan with a $2,000 out-of-pocket maximum and zero deductible. According to the revised schedule of benefits attached to the letter, Javaruski’s plan jumped to $6,250 out of pocket and a $3,000 deductible.

Note the timing: Access Health CT knew of the systemic failure in late September, and claims to have fixed the problem by October 30.

Obama gave his Rose Garden speech on October 21. He praised Connecticut as a success story — with greatly misleading comments regarding under-35 enrollment — a full month after the state was aware of a colossal problem.

Did Obama get briefed on the catastrophe and choose to continue anyway? Or was he, yet again, “unaware” he was peddling falsehoods?

Wait, you mean someone else is having trouble with their Exchange website? I thought a ten year old could program this thing...

Yeah. Instead of giving billion-dollar no-bid contracts to political cronies, rewarding their friends instead of watching out for America's best interests, the Democrats should have actually hired some 10-year-olds.

Yeah, because clearly Michelle Obama hand picked Access Health CT too. There must be a black woman that works for them right?

 

[timschochet]

http://www.nationaljournal.com/health-care/take-two-aspirin-and-blame-everything-on-obamacare-20131212

Welcome to the Obamacare era.

The healthy are subsidizing the sick. Insurance companies are tightening access to doctors. Plans with low premiums have high deductibles. Sometimes it rains, Nickelback is still a band, and people continue to die literally every day.

But just because something is happening and Obamacare exists doesn't mean it's happening because Obamacare exists—even in health care.

Don't tell that to the law's critics: The Affordable Care Act has become the go-to scapegoat for just about everything people don't like about health care, if not in the economy overall. The law is being blamed for trends, economic incentives, and basic realities that it did not create and that were part of the health care system long before President Obama was even elected.

There's not a big difference between "how Obamacare works" and "how health insurance works"—and that, health experts said, is what makes the law such a convenient target.

Under Obamacare, if you like your doctor, you can't always keep her.Consider the complaint du jour about the Affordable Care Act: You might not be able to keep your doctor. There's some truth to this charge, because many plans sold through the law's insurance exchanges have set relatively narrow networks of doctors and other providers. There's no question that narrow networks are common in Obamacare exchange plans—but they were common before, too.

"Narrow networks were happening already. There has been kind of a resurgent interest in narrow networks," Kaiser Family Foundation President Drew Altman said.

Narrow networks are one of the tools insurers use to keep premiums low. Doctors want to be paid as much as possible, while insurers want to keep their costs down so they can charge a lower premium and attract more healthy customers. To get there, insurers will sometimes exclude expensive providers, unless those doctors are so popular that people are willing to pay more for a plan that includes them.

"Where you have had a choice, people have made trade-offs," said Sabrina Corlette, a senior research fellow at the Georgetown University Health Policy Institute.

By creating new marketplaces where millions of people are suddenly shopping for insurance—and by cutting off other levers insurers could use in the past (like refusing to cover sick people)—Obamacare has "accelerated" the shift to narrower networks, Altman said. But he said the pendulum already seemed to be swinging in that direction.

Insurers tried to narrow their provider networks in the '90s using HMOs, and consumers hated the plans so much that insurers ultimately backed away. That could happen again this time—the Affordable Care Act doesn't require narrow networks and it doesn't dictate how much insurers pay doctors.

"No one has ever heard of an HMO? Networks have been around forever," said Aaron Carroll, director of the Center for Health Policy and Professionalism Research at Indiana University. "The idea of networks as somehow new or government-created is strange.... I understand why people don't like it. They never have. But it's not the fault of the Affordable Care Act. It's the fault of trying to keep spending to a minimum."

Under Obamacare, deductibles are rising.A similar dynamic is playing out with Obamacare's next big scare: rising deductibles. Republicans have trumpeted reports about high deductibles to argue that the plans aren't actually affordable. And many plans sold through the exchanges do have high deductibles—often right up to the maximum allowed by law.

But deductibles were already on the rise, pre-Obamacare. In the market for employer coverage, which Obamacare barely touches, deductibles have been growing steadily. In 2006, according to the Kaiser Family Foundation, 10 percent of workers covered by an employer plan had an annual deductible of $1,000 or more. By 2010, the year the Affordable Care Act passed, it was up to 27 percent. By last year it had reached 38 percent.

Shifting costs to individuals is another tool to keep costs and premiums low, and another area where the law has "accelerated" an existing trend but not caused it, Altman said.

The Affordable Care Act will result in a surge in the number of people with high-deductible plans, as well as in the number of plans with narrow networks—because that's where the market has pushed private insurance, and cheap plans in particular.

And, for what it's worth, high-deductible plans have long been a tenet of conservatives' health care plans. They've called for more "skin in the game," meaning more out-of-pocket spending and looser benefit mandates.

"While conservatives feel they've been losing big-time with Obamacare and they don't like it at all, the plans in the exchanges represent just the kind of skin-in-the-game system that conservatives have always supported," Altman said.

Employers are cutting benefits.Employer plans aren't subject to some of the law's most expensive requirements—they don't have to cover "essential" benefits, for example, partially because most of them already do. But that hasn't stopped private-sector employers from citing the health care law when they have cut health benefits. UPS, for example, said the law was part of the reason it would not offer its health plan to employees' spouses who had their own offer of employer-based coverage.

Health care experts aren't so sure the law is responsible.

On average, employers' health care costs are growing at near-record lows—about 4 percent per year, according to Kaiser's annual survey of employer plans. That's partially because health care costs have slowed overall, but also because employers have gradually taken steps like UPS'—shifting more costs to employees, adding or increasing deductibles, and scaling back benefits.

"I think in the broader employer market we're seeing a lot of things that were happening anyway being blamed on the law because it's a convenient scapegoat for changes they wanted to make anyway," Altman said.

Obamacare makes healthy people subsidize sick ones."Particularly harmed are young people trying to climb the economic ladder.... Obamacare depends on young, healthy people being forced to pay higher premiums in order to subsidize the premiums of older, less healthy people," Sen. Ted Cruz, R-Texas, said in a recent op-ed.

Every private health care plan depends on healthy people subsidizing unhealthy people. Safe drivers subsidize bad drivers, homes that don't burn down subsidize those that do, and people who don't file health care claims subsidize those who file a lot of them.

"That is every risk pool in the world—that's how health insurance works," Carroll said.

The law only allows insurance companies to charge older consumers three times more because of their age, while some states allowed them to charge five times more. So the subsidy from young to old might be a little bigger, but it's not new.

So, what does Obamacare do?For the most part, Obamacare has simply turned up the volume on existing market forces. But there are still plenty of concrete trade-offs that did really start with the Affordable Care Act.

It truly did force insurance companies to cancel millions of health care plans, for example. As much as the White House tried to paint that as insurers' business decision, the law creates new standards for insurance plans and makes a concerted effort to push people into those plans. Whether those standards are a good or bad thing for consumers is a matter of opinion, but there's no question the Affordable Care Act made it impossible for millions of people to stay on the plans they had.

That might have been a smaller political problem if Obama hadn't promised that people could keep their plans. And even with trends the law didn't cause, his sales pitches could still come back to bite him. Obama also promised that you could keep your doctor—something he couldn't guarantee with or without Obamacare.

The Affordable Care Act makes a complicated series of trade-offs to make health care more accessible, and some people will get a worse deal as a result. But many trade-offs that seem like Obamacare are really just the health care system.

"Obamacare gets the blame for much of the bad stuff happening anyway in the health care system, and also little of the credit for the good things it's doing," Altman said.

 

[timschochet]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

 

[TheIronSheik]

"Obamacare will give your mom piece of mind."

 

[BeaverCleaver]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

If there were so many problems in the health insurance market why was it so important for Obama to stress to people that they could keep their current plans?

 

[TobiasFunke]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

My favorite is the frequent complaints about healthy people subsidizing sick ones, or young people subsidizing old ones, etc. It's like nobody's ever thought about how insurance works before now. Hell, it's not even just insurance. Childless people subsidize education. Car-less people subsidize roads. Able-bodied people subsidize programs and facilities for the disabled. Welcome to reality.

 

[Sarnoff]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

If there were so many problems in the health insurance market why was it so important for Obama to stress to people that they could keep their current plans?

Obama's solution to the problems in the health insurance industry was to force more people into the system to be screwed over by it.

 

[The Commish]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

and the point that it's really not doing much to fix existing problems.

 

[timschochet]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

If there were so many problems in the health insurance market why was it so important for Obama to stress to people that they could keep their current plans?

He had to represent Obamacare has having no effect on the majority of the public. So far, that has been the case. This may change, however, once the employer insurances are affected, though that remains to be seen.

 

[TheIronSheik]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

My favorite is the frequent complaints about healthy people subsidizing sick ones, or young people subsidizing old ones, etc. It's like nobody's ever thought about how insurance works before now. Hell, it's not even just insurance. Childless people subsidize education. Car-less people subsidize roads. Able-bodied people subsidize programs and facilities for the disabled. Welcome to reality.

I reject your reality and substitute my own.

 

[TobiasFunke]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

and the point that it's really not doing much to fix existing problems.

Now this is a valid complaint.

 

[Bogeys]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

Seems to me like every point in the article starts "it is true, but....", so it in effect is saying all the complaints are correct but says it was a trend anyway. Who is to say that trend would have continued to the point that it has been brought to by ACA though? I know all the things that they are saying were trends aren't with my employer sponsered plan, (yeah, I know...) and as far as I know aren't in my area. Are these trends throughout the country or just in parts? I honestly don't know and since it hasn't had and affect in my area I am really curious.

 

[BeaverCleaver]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

My favorite is the frequent complaints about healthy people subsidizing sick ones, or young people subsidizing old ones, etc. It's like nobody's ever thought about how insurance works before now. Hell, it's not even just insurance. Childless people subsidize education. Car-less people subsidize roads. Able-bodied people subsidize programs and facilities for the disabled. Welcome to reality.

Those are taxes and the ACA is now considered a tax as well.

 

[timschochet]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

and the point that it's really not doing much to fix existing problems.

I agree.

 

[BeaverCleaver]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

and the point that it's really not doing much to fix existing problems.

Now this is a valid complaint.

 

[RCon]

Very interesting - South Carolina set to invalidate Obamacare. Not sure how they can do this with the supremacy clause still around.

Waste of time, nothing new for SC gov't in general.

Fixed your post.

 

[timschochet]

That article seems to confirm a point that Bottomfeeder Sports has been making repeatedly in this thread: that many of the problems being attributed to Obamacare already existed in the health care insurance market.

My favorite is the frequent complaints about healthy people subsidizing sick ones, or young people subsidizing old ones, etc. It's like nobody's ever thought about how insurance works before now. Hell, it's not even just insurance. Childless people subsidize education. Car-less people subsidize roads. Able-bodied people subsidize programs and facilities for the disabled. Welcome to reality.

Those are taxes and the ACA is now considered a tax as well.

OK. Assuming that it works (and so far, Obamacare does not), are you willing to pay a tax in order to ensure that poor people and people with pre-existing conditions can obtain healthcare insurance at reasonable rates?

 

[RCon]

Yeah, because clearly Michelle Obama hand picked Access Health CT too. There must be a black woman that works for them right?

That wasn't insensitive or insulting. It was a moderately amusing callback to a long, ridiculous tangent about fifty pages ago.