In my opinion (and like everyone else here, I'm just speculating) if James Comey truly believed that it was even remotely possible that Hillary Clinton was going to be indicted, he would have a duty to immediately inform Lynch of this possibility, Lynch would have a duty to inform Obama, and Obama would have a duty to ask Hillary Clinton to step aside RIGHT NOW, not just for the good of the Democratic Party but for our political system and the nation. It would be terrible for us as a country to have either a President or a Presidential candidate charged with a federal crime. That is precisely the reason Richard Nixon resigned from office. It would be Obama's duty not to ever let things get that far. He would insist that Hillary declare herself ineligible.
The fact that this hasn't happened tells me there's nothing there. That is my logical assumption.
That's a yuuuuuuge stretch in my opinion.
What you're saying, in essence, is that if the FBI believes there's a possibility that there was criminal activity, they should immediately set into motion a series of actions that will lead to Clinton and Co. knowing everything that's going on in the investigation. That's not really how investigations work.
The FBI is not an elected body for a reason. I believe that it is sensitive to the fact that it's an election year, but it simply cannot work based on it being an election year. The fact that no one has said whether there will or will not be charges recommended says exactly one thing to me: it hasn't been decided for certain one way or the other.