I haven't had a bad 2020, but it hasn't been nearly as good as it should, given where the market is. Precious Metals have been good to me, as has a few things I've dipped my toes into (RWLK, EVSI, VBIV to name a few). But, getting into things I really shouldn't to make a quick buck has probably taken out 40-50% of my gains this year. I had a strategy that was part bonds/treasuries, part metals, part SPY, and technology that I've been DCA in since June. With the funds that haven't been spent yet in those, I've been playing with recommendations mostly found here and rev shark. I sold out the SPY portion I had put in about a month ago looking to buy back after the pullback. Yeah, you know, the pullback that some people have been waiting months for.
Yes, in the end, I should have just stuck to the plan, without emotion. I'm slowly trimming all 'play' positions to build up $ to leverage back into SPY for good on any real pullback. Figuring out 'real pullback' is the question.