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Top 3 American cities you'd buy land in today to retire to in 20+ years, factors/reasoning too... (1 Viewer)

I live in the northern burbs and it's not bad.  No terrible weather extremes (at least the couple years I've been here), decent airport, lots of interstates and close to lots of other cities.  
Ya, the Fishers' area is very nice. Noblesville, Carmel, and Westfield are all very nice as well. I really like the area and very affordable.

 
From your link :

Liquor, wine, full-strength beer, and beer (3.2% alcohol) are available by the glass at licensed restaurants and clubs.

I know the liquor laws are wacky and I don't miss them, but I lived there for 2 years and never had an issue getting hammered. The bigger issue, IMO, is that the craft beer scene wasn't good at all. No idea if that's changed, I haven't lived there in over 15 years.

My biggest problem was that it was too far from the ocean. I'm a surfer, not a skier.
The craft beer problem is the same as the draft beer problems in the "licensed restaurants".  No way of getting round kegs of real beer that the state considers as liquor.  

Walk into a neighborhood bar for a cold PBR draft, won't happen.  Sell your craft beer kegs to bars, nope.   All they have is 3.2% Bud and Coors type products.  Want a stiff mixed drink, nope it's metered at exactly once ounce.  

ETA: at least it was that way 10 or so years ago, would love to hear that it's changed but wouldn't bet on it.

 
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The craft beer problem is the same as the draft beer problems in the "licensed restaurants".  No way of getting round kegs of real beer that the state considers them as liquor.  

Walk into a neighborhood bar for a cold PBR draft, won't happen.  All they have is 3.2% Bud and Coors products.
They make many 3.2% beers?

Looks like most beers, even light ones like Natty Ice and Bud Light, are at least 4%.

http://getdrunknotfat.com/alcohol-content-of-beer/

 
The craft beer problem is the same as the draft beer problems in the "licensed restaurants".  No way of getting round kegs of real beer that the state considers as liquor.  

Walk into a neighborhood bar for a cold PBR draft, won't happen.  Sell your craft beer kegs to bars, nope.   All they have is 3.2% Bud and Coors type products.  Want a stiff mixed drink, nope it's metered at exactly once ounce.  

ETA: at least it was that way 10 or so years ago, would love to hear that it's changed but wouldn't bet on it.
I'm sure it still is, but I've heard that some of the laws are coming off the books slowly.  I lived downtown so it wasn't a big issue to just walk to Squatters to get one of their beers if I wanted one.  If I wanted a Bud Light, I could just order a bottle or a 3.2 draft, it didn't affect me in any real way.  If I wanted a stiffer drink, I'd just order a gin & tonic with a sidecar.  Your point is well-taken, I just figured I'd have other concerns in retirement that were way more important than whether my local pub's macro brews had 1/3 less alcohol than their counterparts in other states (except Indiana, I think they do 3.2 there too, or they once did.)  I have no plans to retire in SLC, but I could think of many worse places to go.

 
Key West, FL

1.  I was born there, be cool to die there.

2.  By the time I retire, it will probably be under water, so it would take a submarine to get there.  That would be pretty cool.

3.  Key West is the only city to secede, where others failed.

 
Key West, FL

1.  I was born there, be cool to die there.

2.  By the time I retire, it will probably be under water, so it would take a submarine to get there.  That would be pretty cool.

3.  Key West is the only city to secede, where others failed.
Agree 100%.  The year-round heat isn't for everyone and obviously, you've got the hurricane risk, but I can't think of another place I'd rather wake up every morning in my old age.  The biggest problem is that the price of a home there is astronomical and I'm sure the insurance is sky-high already (and only getting higher.)

 
 Springfield, MO is pretty nice and growing steadily.  


The people I know who live there say the crime is getting pretty bad.  Is that what you've seen?
Bad for historically super-conservative, family-friendly Springfield?  Yeah, it has risen.

Bad for a normal city/metro area?  No.

There is no where in Springfield I wouldn't feel safe walking around at night.  There were a total of like 8 murders last year.  The vast majority of "violent" crimes are domestic issues and pretty much concentrated in certain areas of the city.  The outlying towns where most middle and upper class people live are very low crime.  Most areas within the city are fantastic as well.  Downtown is well patrolled and a fun place to hang out on the weekends.  Long story short, I wouldn't consider crime to be a real problem at all.

 
Key West, FL

1.  I was born there, be cool to die there.

2.  By the time I retire, it will probably be under water, so it would take a submarine to get there.  That would be pretty cool.

3.  Key West is the only city to secede, where others failed.
Amazing, I really wanted to post something about Key West here.

The point I wanted to make is that unfortunately the storm will likely affect property values (people get worried...), may have damaged some properties, and that kind of thing. Post-storm means increased property values over time, see New Orleans. Lots now going for 300K were 25-50K after Katrina. I'm not sure if KW had that kind of devastation admittedly.

 
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Jayrod said:
Bad for historically super-conservative, family-friendly Springfield?  Yeah, it has risen.

Bad for a normal city/metro area?  No.

There is no where in Springfield I wouldn't feel safe walking around at night.  There were a total of like 8 murders last year.  The vast majority of "violent" crimes are domestic issues and pretty much concentrated in certain areas of the city.  The outlying towns where most middle and upper class people live are very low crime.  Most areas within the city are fantastic as well.  Downtown is well patrolled and a fun place to hang out on the weekends.  Long story short, I wouldn't consider crime to be a real problem at all.
This all sounds well and good, but 25-year old version of me would want to kick my ### if I ever had the thought "You know where it'd be really cool to move to? Springfield, MO!!!"

 
There was a time I would have said any of a dozen places in CA, despite the cost of living. But between the prohibitive cost of property and state taxes, that seems unlikely right now.

I feel like we'd lean more towards buying a lower maintenance condo somewhere like Denver or Scottsdale to live about 7-8 months of the year and then rent short-term different places we'd like to spend time.

 
What makes Twin Cities/Western Wisc attractive beyond the lower cost?
Great family friendly area

Excellent education.

Excellent medical system (plus Mayo in in Rochester for serious stuff)

Lots of activities in Twin Cities area (cultural, summer/winter sports, nightlife, etc)

Excellent international airport!

Beautiful country - especially if you get a little remote up by Taylors Falls area.

Lakes to enjoy.

Plenty of water from Mississipi, St. Croix rivers and the lakes.

Can get away "up North" for a weekend.

Seasons (yes it gets cold and it snows but they are proud of it and relish it).

Taxes are probably above average in both MN and WI but no sales tax FWIW, but any tax increases should be moderate. 

Pro and college sports.

Friendly.

Lots of large company HQ's so stable economy.

Property appreciation is reasonable now and appreciation will be moderate.

Politics wise, both are pretty purple states. "Generally" the cities and the "iron range" (northern MN) are liberal  and the rural areas are conservative.

Some CONS:

You are going to get an occasional tornado and blizzard so not a place to be if you are trying to avoid extreme weather completely.

Mosquitos will probably drive you crazy - especially right after sunset.

You may be limited on the amount of solar power you can produce due to the short winter days so probably can't get totally off the grid at least with current technology.

Winter may get long unless you embrace it or get out of town for a while.

 
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This all sounds well and good, but 25-year old version of me would want to kick my ### if I ever had the thought "You know where it'd be really cool to move to? Springfield, MO!!!"
Well, if you are looking for cool points then no, Springfield is not a great destination.

But if you want a great place to live at a low price, then it is fantastic.

 
Well, if you are looking for cool points then no, Springfield is not a great destination.

But if you want a great place to live at a low price, then it is fantastic.
Growing up our family vacation would always be a week or two on Table Rock Lake. My grandparents retired there so we visited for years. This was outside of a smaller town (Shell Knob) and I always thought I would retire near or on Table Rock Lake. It's not on the top of my list anymore as I have been able to travel a bit but I can understand why you'd mention it. 

 
Almost anywhere in Colorado would fit the bill. There are some areas where access to fresh water 20 years from now as well as occasional wildfires due to drought would be an issue. Only negative about Denver would be cost of housing has risen by a huge amount and the city itself has boomed so much due to population influx that the infrastructure has trouble keeping up (although a top notch rail system can get you around the traffic.) You are less than 70 miles from skiing in the winter, and hiking, biking, kayaking, etc. in the summer. Amazing craft beer scene. :banned:

If you don't want the big city then someplace like Boulder or Colorado Springs would probably be ideal. Or most any of the mountain towns/resorts if you like your space. My wife's parents are looking for a piece of land near Divide (west of Colorado Springs on the Continental Divide) to eventually retire to. One of many beautiful area's in the state that's also not super expensive like the ski resort areas.

 
I don't understand the Florida/Key West love after the state just got trashed by hurricanes...throw in the humidity, just don't get it.

 
Almost anywhere in Colorado would fit the bill. There are some areas where access to fresh water 20 years from now as well as occasional wildfires due to drought would be an issue. Only negative about Denver would be cost of housing has risen by a huge amount and the city itself has boomed so much due to population influx that the infrastructure has trouble keeping up (although a top notch rail system can get you around the traffic.) You are less than 70 miles from skiing in the winter, and hiking, biking, kayaking, etc. in the summer. Amazing craft beer scene. :banned:

If you don't want the big city then someplace like Boulder or Colorado Springs would probably be ideal. Or most any of the mountain towns/resorts if you like your space. My wife's parents are looking for a piece of land near Divide (west of Colorado Springs on the Continental Divide) to eventually retire to. One of many beautiful area's in the state that's also not super expensive like the ski resort areas.
I live 10 minutes east of Boulder. No way would I recommend Boulder. It cost to much and the traffic there is terrible right now.

 
I don't understand the Florida/Key West love after the state just got trashed by hurricanes...throw in the humidity, just don't get it.
Different strokes. I see a lot of love for Michigan, but I have no interest in lake fishing or snow. If everyone liked the same things, there'd be 300 million people jammed in one area and 45 states empty.

 
sorry for hippling, but I was going to post Cheyenne, WY here.  For no other reason than it is my home-town.  born and raised, but haven't lived there full-time since 1993.  My wife would probably hate it, but it does feel like home to me. 

Only downside is the wind. It never stops blowing.

 
I drove through Cheyenne on the way from Texas to Oregon and if you want to feel what it's like to live in the remotest place in the country, that's a good place to start. I ate lunch at a Denny's and watched prairie dogs play outside the window.  After lunch, thought it would be cool to drive around and see what Cheyenne had to offer.  After 7 minutes driving through the city, I realized the answer was 'nothing'.  There is literally nothing to Cheyenne.  
I believe I have been kicked out of that Dennys.  Or it might have been some other diner, they all seem to run together.

The key time to go is the last weekend of July, when we have the rodeo.  Biggest outdoor rodeo in the world, and night-shows including all of the top country and occasional rock performances.  Mostly, it's a lot of debauchery.  Good times.

 
sorry for hippling, but I was going to post Cheyenne, WY here.  For no other reason than it is my home-town.  born and raised, but haven't lived there full-time since 1993.  My wife would probably hate it, but it does feel like home to me. 

Only downside is the wind. It never stops blowing.
Really interested to go there someday.  Wyoming in general seems awesome. 

 
Really interested to go there someday.  Wyoming in general seems awesome. 
I'm not sure awesome is the correct word.  I mean, the mountains are pretty awesome, and the vast openness can be awe-inspiring.  so it's got that going for it. 

But mostly, there aren't many people there. I pretty much hate people, so I'm good with that.  I'd be a hermit if left to my own devices.  Unfortunately, my wife needs to be around other people so I guess we will be around other people.

Ft Collins, CO seems like a nice compromise.  Not quite Denver, not quite Cheyenne, but close enough to both.  of course, it's in Colorado so that kind of sucks.

 
I'm not sure awesome is the correct word.  I mean, the mountains are pretty awesome, and the vast openness can be awe-inspiring.  so it's got that going for it. 

But mostly, there aren't many people there. I pretty much hate people, so I'm good with that.  I'd be a hermit if left to my own devices.  Unfortunately, my wife needs to be around other people so I guess we will be around other people.

Ft Collins, CO seems like a nice compromise.  Not quite Denver, not quite Cheyenne, but close enough to both.  of course, it's in Colorado so that kind of sucks.
Legal weed. Craft beer a plenty. You don't seem to have an issue with winters. I'm shuked

 
Legal weed. Craft beer a plenty. You don't seem to have an issue with winters. I'm shuked
Them Colorado people listening to their rock and roll music and doing all those non-rodeo activities. Plenty to hate right there. 

 
sorry for hippling, but I was going to post Cheyenne, WY here.  For no other reason than it is my home-town.  born and raised, but haven't lived there full-time since 1993.  My wife would probably hate it, but it does feel like home to me. 

Only downside is the wind. It never stops blowing.
Isn't there some joke about a Wyoming wind sock being a heavy metal chain?  That wind also makes the winter's feel way more treacherous, it's always windy and icy in WY.

 
I don't understand the Florida/Key West love after the state just got trashed by hurricanes...throw in the humidity, just don't get it.
Great weather (yes, the humid summers are rough, won't lie)

Low taxes

Low cost of living

Lots of beautiful beaches and parks

Lots to do from sporting events to Disney to cruise ports to whatever

Etc

 
I live 10 minutes east of Boulder. No way would I recommend Boulder. It cost to much and the traffic there is terrible right now.
:shrug:  I'm down on the south side of Denver so I'm not an expert on Boulder. Everyone I know raves about Boulder though. Might be one of those "nobody goes there anymore. It's too crowded" type of things.

 
Buckna said:
:shrug:  I'm down on the south side of Denver so I'm not an expert on Boulder. Everyone I know raves about Boulder though. Might be one of those "nobody goes there anymore. It's too crowded" type of things.
Boulder is amazing...top 3 for me.

 
msommer said:
Legal weed. Craft beer a plenty. You don't seem to have an issue with winters. I'm shuked
Maybe you missed the part where I hate people.  The problem with Colorado is that there are too many Californians there.

 
Buttonhook said:
Isn't there some joke about a Wyoming wind sock being a heavy metal chain?  That wind also makes the winter's feel way more treacherous, it's always windy and icy in WY.
We used to say it is windy in Cheyenne because Nebraska sucks and Colorado blows.

 
Link

10 Best Places to Live

realtor.com

1. Fishers, IN

Median home price: $236,167
Median household income: $87,043
Population: 86,357

Not surprisingly, a town in Indiana is the best place in America to live.

 
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Grew up in SF, and lived in Santa Barbara and San Luis Obispo counties my adult life.  Can't see leaving here or CA in general as this is the perfect spot for me.  Amazing weather, shorts year a round, beach, camping, wine and beer scene, minimal traffic, but cost of living is brutal.

If I had to move, Bend OR, Las Vegas NM, and Spokane WA would be at the top of the list.  Flagstaff AZ and Boise ID would be considered too.

 
Some CONS:

You are going to get an occasional tornado and blizzard so not a place to be if you are trying to avoid extreme weather completely.

Mosquitos will probably drive you crazy - especially right after sunset.

You may be limited on the amount of solar power you can produce due to the short winter days so probably can't get totally off the grid at least with current technology.

Winter may get long unless you embrace it or get out of town for a while.




 
nfw.

 
They make many 3.2% beers?

Looks like most beers, even light ones like Natty Ice and Bud Light, are at least 4%.

http://getdrunknotfat.com/alcohol-content-of-beer/
3.2% by weight is 4% ABV. Distributors have been specially making 3.2 beer for states that have the liquor and grocery store laws so your not likely to see it on any list. Oklahoma and Colorado finally changed their laws leaving just three states left with kiddy beer laws; Utah, Kansas and Minnesota. 

 
Didn't see that anyone mentioned Raleigh, NC, which makes a lot of 'best of' lists.

Pros include:

  • Reasonable cost of living - different calculators vary, but it is roughly national average, or slightly above
  • Overall taxes (income, real estate, sales) around the middle of all states
  • Mild climate
  • Excellent health care, including proximity to Duke Medical Center
  • Proximity to quality universities
  • Reasonable driving distance to: coast, including Virginia Beach, NC Outer Banks, Wilmington NC, Myrtle Beach SC, Charleston SC; mountains of NC/VA; Washington, DC area
  • Solid international airport
  • Far enough inland that hurricanes are not a significant risk, and not subject to any other serious natural disasters
  • No freshwater issues
Went to college there and lived there 17 years overall. Moved away for family reasons, but would definitely consider moving back under the right circumstances.

Other NC cities worth considering include Davidson, Greensboro, Charlotte, Asheville, Hendersonville (in no particular order).

 
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I don't understand the Florida/Key West love after the state just got trashed by hurricanes...throw in the humidity, just don't get it.
Is this a regular thing?  Places rebuild after all.   I could see the point about the humidity which is why I'd never do more than snowbird in the south.   

 
Is this a regular thing?  Places rebuild after all.   I could see the point about the humidity which is why I'd never do more than snowbird in the south.   
If I'm picking a place to chill out when I'm old, the last season I want to worry about is something called "hurricane season."

 
I moved from overpriced NJ to Wellington FL, the winter equestrian capital of the world,back in Jan. Bill Gates has a house here, as does Springsteen and his daughter, I saw Mike Lupica at the Wanderers GC back in march..wow what a difference moving to fla was..keeping the exact same salary as in NJ wouldve meant a 27-29% pay raise. but I'm making more in Fl that I was in NJ - I'm an IT engineer, who woulda thought FL pays higher than NJ! GREAT weather. great schools, all A rated, new schools unlike NJ's 1940's era schools..Fl does roads right, they dont tax their citizens - 100 mil ppl visit this state every year and they pay taxes for us..

I get 80 degree days starting in 2 weeks, that run until mid june,then it gets hot, but we have beaches galore. if I want to see snow, I jump on a plane. same with mountains. I lived in mountains in northwest NJ for decades. we, like 90% of Fla, evacuated during Irma, to Ga or Alabama..for those of you who hate the South let me tell you , you cannot meet a nicer more authentic ( not fake) group of people then in Alabama. I was thoroughly impressed, and anyone from Fl who went to 'Bama would say the same thing.and the state itself is gorgeous.

I dont believe in climate change or any nonsense like that, nothing is happening more now than has happened for billions of years..I'll take the 'canes down here anyday, they do them right..they dont do storms well in NJ or NY..

I love it in Fla, wouldnt live anywhere else. I'd get bored of the mountains in Colorado in about 9 seconds. I'd also hate the snow, the thin air, etc.. I dislike the north despise people from the northeast, especially the d-bags in NJ NY and Pa. I paid $13k/yr in taxes to have the worst roads in the country, where most of my $ went to local cops making $150k/yr in lincoln park nj and mahwah nj, and $9400/yr of my money went to schools , teachers, but the schools are failing there. teachers get generous benefits, pension plans, etc.I have a friend in Wayne NJ pays well over $21k in property taxes/yr on a $900k house..WTF?!

anyone who said they'd move to NYC has no idea WTF they're talking about.under Rudi G , yes, doosh deblasio hell no..NY is WORSE than NJ with state taxes.yep it would be fun for a year or two to live in the Village in NYC..and then you'd see what you get for your money.a tiny craphole apt. very high HOA fees. extremely high taxes..like $20k per year taxes.you absolutely do NOT want to move to the northeast.I haven't even begun to speak about the crap weather..snow, freeing rain,gray skies 6 mos per year.it's a depressing suicidal cesspool..all of it..nj/ny/ct/Pa.

 I would consider Delaware, especially Rehoboth area, Brittany Beach..everything is new..no state taxes. 

some of the best places to move to are in Fla, they're are like 6 areas in the top 20 in Forbes and other publications - REPEATEDLY listed year after year - 

Jax is up-n-coming. St Augustine, Cape Coral, Naples, Palm Beach Gardens, etc..I'll take any one of these towns over honky tonk Wyoming, Salt lake , Reno, Denver, Vegas..PUHlease! I live where you vacation...golf is everywhere..

you have more to do in Fla than anywhere else in the country. fishing, hiking, Gigantic outdoor parks EVERYWHERE, low or no fee beach parking, easy boat access everywhere, low taxes, low cost of living, terrific healthcare, you get a lot for your money in a state that's exploding in population faster than a jack rabbitt on a date..love it here.people have the wrong idea about Fl - most know the Tampa area , the redneck bastion of the world..while it's beautiful in some spots its largely redneck outside the main areas..Juno Beach is incredible.

I can't imagine living in Iowa or SD or Nebraska or Idaho..who the heck wants to live out in Boise? jeesh..bottled up in 19 ft of snow every two days and Napoleon Dynamite would drive me to the brink..

some have mentioned Santa Fe , it's nice there too, but landlocked..no can do!

need beaches, bikinis and short shorts everywhere, not jeans and winter coats...just saying,it's always a pleasant view in Fla..you live a completely outdoor lifestyle 365 days/yr including ocean swimming in the winter which you cant even do in the summer in Cali!

someone mentioned Wyoming.I went on a X-country trip in 2008..we drove nearly the entire state of Wyoming with the radio searching for a signal never got one..silence for hours on end. oil wells in ppl's front yards.scariest place I've ever seen..the entire state is scary..

 

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