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Right, that's why i said it's a cost of doing business. There's a reason they have it available, its overall net effect on revenue. They will still earn more dollars off my transaction if I pay in cash though. Which is why I do that.
Yep. But like underage drinking and speeding, we’ve collectively decided tax evasion is an acceptable crime, or at least “better” than the alternative.
Well if I'm planning on going out somewhere that there will be a valet or something then I'll be sure to have cash on me. But if I'm running into a valet, that's most likely a planned night out. My day to day I've never needed a valet. And no I don't tip a bagger
Two of my nephews used to work in grocery stores and they used to get tips all the time. At the store where I shop, they bag and load your car. they do not let carts out into the parking lot, so the parcel pick up is pretty standard when making a full shopping trip. I usually toss them a couple bucks and often bump it up around the busy holidays and during these recent pandemic months.
I carry my own bags, bag groceries and park my own vehicle, so no.
You shop at either: A) the Rolls Royce Grocery Mart or B) a store stuck in the 1950s. Either of which is pretty cool. In DC we are lucky if they even put our food in bags at the register. Forget taking them to the car. That would involve effort.
Everyone you know may drive late-model, reliable vehicles. Or else are excellent roadside mechanics.
Doesn't really exist around here. The closest you'll see is a cashier with no one in line going over to another lane to half-heartedly bag a few groceries. I am not sure what "parcel pick up" means -- there may or may not be a local analog.
Always ... but almost never in a situation where I don't know ahead of time that my car will be valet parked. A very few times valet service has been offered and I knew I didn't have cash to tip, I declined the parking service and parked myself. Fortunately, these were not situations where there was no other option but to use the valet service. All that said, my vehicle might get valet parked once or twice a year, maybe. Last time I used a valet parking service was March 2019, and I don't see another occasion on the horizon.
Agreed that cash can be helpful. A lot of the instances that it can be helpful, however, are heavily lifestyle dependent. Valet parking, for example, is not an everyday thing for almost everyone I know -- not even a monthly thing.
Seems like more of a holdover from the 1960s-70s, though I know in some areas bagging groceries is still a thing.
I don't know if he has one in his hood, but I'm guessing he's referring to Heinen's. Local Cleveland chain. I wouldn't call it a rolls royce grocer, but it is higher end and priced accordingly. I generally only go there for meat, but I know the beer guy at one location and inevitably walk out with a cart full of new #### if he's there too.
Do all the regular groceries do this in your area, or do you shop in kind of a boutique grocery (say, a locally-owned competitor to Whole Foods)? What part of the country is this?
MAC nailed it...Heinen's. Largely a northeast Ohio chain with a couple locations in Illinois too. It is the closest grocery to me, so it is a regular spot. They don't allow the carts to go into the parking lot. They hold your groceries, give you a number tag to put in your car window, you bring your car around up to the storefront and they bring out the cart with your matching number and load it in the car for you. I wouldn't call it a boutique grocery, but it is a little higher end than the large scale chains.
My car is 14 years old, and my coworker/climbing buddy’s nearly 20, but fair enough. In general though, the number of broken down vehicles I see on the side of the road has gone down severalfold in the last few decades.
This is important, and part of the disconnect between those who carry cash and those who don’t. Most of the “emergencies” that mandate cash really just result in being inconvenienced without it.
Explain.
If I wanted to carry cash around all the time, I'd have to go get it. If I don't carry cash around all the time I don't have to go get it.
True. I forgot how hard it is to do the cash back option. Like 5 seconds of time you can never get back.
Not sure you can do that with credit cards (I've literally never tried). Why would I waste even 5 seconds doing that? That's less convenient than not wasting 5 seconds doing that.
Debit cards.
You seem hung up on this idea that I should just want cash in my pocket for no specific reason. What difference does it make how long it takes to get cash at checkout if I have no use or desire for cash? It would only take me five seconds to rip some leaves of a tree and stuff them in my pocket, too, but I don't do that either, for the same reasons.
We usually shop at Aldi's. No tips. So obviously we always carry a quarter with us.
I feel like this is the opposite side of the no cash crowd. Between the ease of budgeting / tracking, extra security, and cash back, I'll never give up my credit cards. But I do understand that others don't want them.
Exactly the opposite. No cash or debit cards. I don't care about cc rewards, but aren't debit cards more vulnerable to/less protected from skimming/fraud?
I try to keep things as simple as possible. As credit cards offer more utility and security than debit, I carry one cc in addition to my ID. That's it.
I have a Tesla, it connects via my phone, but I also have a ring with an RFID that will open the car and let me drive it.
I guess I will worry about that when the time comes. What are the card guys gonna do when we go cardless?
Then what are people gonna do when we go phoneless? Or have no fingers?
Cardless could happen.
