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*** OFFICIAL *** COVID-19 CoronaVirus Thread. Fresh epidemic fears as child pneumonia cases surge in Europe after China outbreak. NOW in USA (17 Viewers)

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Penguin said:
Most likely you are either not covered or have very limited coverage in that case.
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How do you limit life insurance coverage?  Either a death benefits paid or it isn’t.  I’ve never heard of an act of God not being payable for life insurance.

 
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Man In The Box said:
Pretty sure if you have a policy that you’ve had for a while you’d be covered. Getting a policy now might be a different story. 
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Pipes said:
How do you limit life insurance coverage?  Either a death benefits paid or it isn’t.  I’ve never heard of an act of God not being payable for life insurance.
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:goodposting:   I am a captive agent, and the company I sell for would honor ANY death for a death benefit on life insurance on an existing policy (only exclusion is suicide first two years).  Any reputable company/policy would once the policy has been underwritten, issued, and paid on.  However, on brand new policies we are requiring an amendment that the applicant has not tested positive for, been exposed to, or traveled to _______ hot-spot CV19 country within the past month in order to issue the policy.

 
the moops said:
Minnesota with the lowest per capita infection rate.

Probably due to winter weather sticking around, but also perhaps the incredible  park systems that allow for social distancing
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Let's not ferget are superior constitutions, civic-mindedness and unparalleled intelligence, dere!

Only downside really is da indoctrination into bein Vikins fans, youbetcha.

 
Life insurance is a slam dunk. The more interesting thing is something like work comp, which is my business. Typically you need to be able to prove exposure to injury/disease in the workplace. It’s pretty straightforward for health care workers and other essential folks. It’s a lot more complicated to determine if it’s someone in a normal setting who may have picked it up from a coworker or from a trip to the grocery store.

 
Pipes said:
How do you limit life insurance coverage?  Either a death benefits paid or it isn’t.  I’ve never heard of an act of God not being payable for life insurance.
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I was speaking more to the damages incurred from a tornado, not the life insurance portion

 
Non-China Reported Cases

2/7 - 277 reported cases

3/9 - 33,303 reported cases - 881 dead - USA 628 cases - 26 dead

4/6 - 1,264,826 reported cases - 71,366 dead - USA 367,004 cases - 10,871 dead

4/9 - 1,521,741 reported cases - 92,380 dead - USA 468,566 cases - 16,691 dead - Active USA cases 425,947

4/10 - 1,615,613 reported cases - 99,349 dead - USA 502,036 cases - 18,717 dead - Active USA cases 456,080

4/11 - 1,698,260 reported cases - 105,487 dead - USA 532,879 cases - 20,577 dead - Active USA cases 481,849 

4/12 - 1,770,995 reported cases - 110,906 dead - USA 560,433 cases - 22,115 dead - Active USA cases 505,684

4/13 - 1,841,688 reported cases - 116,277 dead - USA 586,941 cases - 23,640 dead - Active USA cases 526,353

4/14 - 1,915,109 reported cases - 123,224 dead - USA 613,624 cases - 26,016 dead - Active USA cases 548,887

4/15 - 2,000,963 reported cases - 131,275 dead - USA 644,089 cases - 28,529 dead - Active USA cases 566,859

https://docs.google.com/spreadsheets/d/1-J_vry7rclLIGooJ-Cu7OFH8rRRjB51lz1iGkwcTETc/edit#gid=0

 
jamny said:
Thanks! 

That's basically my thought. As of now, it's mild. I rode out the flu one time probably further than I should have and intend to stay home until it's absolutely necessary. 
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My symptoms seem to closely resemble yours. Very low fever right at the start, then nothing. Very slight cough, and not very much of it at that. Definite body aches I can't seem to shake, and seemingly every afternoon I NEED a nap, just feel run down. The symptom which makes me think I have this is the chest tightness though--I've never felt anything like it in my life. I'd say I've had it for nearly 4 weeks now. It's not terrible by any means, but it's pretty consistent and it will not go away. My wife and I were among the earliest to be tested in Illinois (March 19th) and we were both negative, but I'm still not convinced it wasn't a false negative (I've read as many as 30% of tests come back false negative).

 
beer 30 said:
This is gonna end real well. We’re gonna be doing this #### in December, aren’t we?

https://www.dailymail.co.uk/news/article-8223017/Thousands-protest-Michigan-state-Capitol-against-states-stay-home-orders.html

https://www.dailymail.co.uk/news/article-8223427/Union-Square-Greenmarket-bustling-dozens-New-Yorkers-shopping.html
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Seems pretty apparent this is going to create even more divide.  Outside of this thread where generally people seem to be on the same page, the battlelines are getting drawn.  People have developed very strong opinions on this, not a lot of middle ground.

 
Jefferson the Caregiver said:
Seems pretty apparent this is going to create even more divide.  Outside of this thread where generally people seem to be on the same page, the battlelines are getting drawn.  People have developed very strong opinions on this, not a lot of middle ground.
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This is a fair outlook based on current facts. This is a difficult thing for many to personalize right now though, and I'm hopeful that the divide disappears as more have their orbit impacted by death or hospitalization. It seems sort of inevitable and sad that, absent getting lucky with a cure, this will be a long haul. 

 
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shader said:
Your post has a bit of a different mindset.  If I'm reading into it right, the goal is not necessarily to stop the disease from spreading completely, but to keep the hospitals from being overrun again.
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Exactly. Until you have a vaccine you can't completely stop the coronavirus without draconian means. Let's say that the virus is subdued in NYC, but here comes a tourist from Kansas that opened early and you've got another hotspot or ten. The only way to stop Kansas (as an example) from exporting covid is to close the state borders. This is essentially where we are now and what we have been discussing in terms of how much longer can it go on before people say enough.
The disease is a killer, at the same time as has been shown elsewhere, if you can keep the hospitals from being overrun we can keep the deaths down to a minimum. And I recognize that we are veering into dangerous territory with respect of eugenics, deathpanels etc.
The various approaches to what you open up in Europe are very interesting as we should be able to see in the developments of cases and hospitalizations what effect in terms of cases etc each approach brings, thus giving data that will allow later openers to choose the best strategy

ETA AFAIK all the opening up is still based on social distancing

 
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Re staying open or opening up too soon or in the wrong way:

SD has 1,168 cases. 644 can be traced to one slaughterhouse, 518 cases at the slaughterhouse itself and 126 cases where a person working at the slaughterhouse has spread the disease to others

Per SD Governor Noem

 
msommer said:
Re staying open or opening up too soon or in the wrong way:

SD has 1,168 cases. 644 can be traced to one slaughterhouse, 518 cases at the slaughterhouse itself and 126 cases where a person working at the slaughterhouse has spread the disease to others

Per SD Governor Noem
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This is a state that should have stay at home orders. Crazy they don't. 

 
Jefferson the Caregiver said:
Seems pretty apparent this is going to create even more divide.  Outside of this thread where generally people seem to be on the same page, the battlelines are getting drawn.  People have developed very strong opinions on this, not a lot of middle ground.
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Agreed.  I can't help but think that most of the people screaming to remove restrictions haven't had this his close to home.  When you know people who die from this, it tends to have an impression on you.  A LOT of America hasn't seen the deaths.  It is not the same everywhere.  Here in Ohio it is pretty sparse outside of Cleveland / Columbus / Cincinnati areas.  My niece lives in Erie county and was posting last week that they had their first confirmed case in here city.  Meanwhile, I personally know 10 people with it.  One currently in ICU, two of the others died.  I can understand how in many areas people are looking around like "WHY ARE WE SHUTTING IT DOWN?? THE PROBLEM ISN'T THAT BIG.  THIS IS NOT NYC."  I also know some people here have NOT received unemployment benefits (my daughter included) since they shut down non-essential businesses here.  Going on a month. That tends to get you upset as well.  Can't survive without some kind of income.

The whole situation just sucks overall.  I understand both sides.

 
Does anyone have insight in what is going on/wrong in Belgium? @Jagov, you're right next door, right?

They test a lot, find a bunch of cases but people are dying like flies - deaths per 1m in Spain/Italy range, except worse

 
msommer said:
Re staying open or opening up too soon or in the wrong way:

SD has 1,168 cases. 644 can be traced to one slaughterhouse, 518 cases at the slaughterhouse itself and 126 cases where a person working at the slaughterhouse has spread the disease to others

Per SD Governor Noem
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I strongly support stay-at-home orders.  That said, this is a bad example.  The Smithfield plant would have been (rightly) considered essential and would have been operating anyway. 

If there's a policy lesson to be drawn from this one particular hot spot, it probably has more to do with workplace safety and the importance of PPE. 

 
IvanKaramazov said:
msommer said:
Re staying open or opening up too soon or in the wrong way:

SD has 1,168 cases. 644 can be traced to one slaughterhouse, 518 cases at the slaughterhouse itself and 126 cases where a person working at the slaughterhouse has spread the disease to others

Per SD Governor Noem
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I strongly support stay-at-home orders.  That said, this is a bad example.  The Smithfield plant would have been (rightly) considered essential and would have been operating anyway. 

If there's a policy lesson to be drawn from this one particular hot spot, it probably has more to do with workplace safety and the importance of PPE. 
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A FBG living nearby reported in this thread there were incentives and encouragement from management for employees to come to work sick.

 
parasaurolophus said:
Same can be said about a lot of the people supporting stay at home. Just from a financial perspective rather than emotional.
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Agree 100%.  I kind of covered that in the second half of the post but didn't explicitly state that.  It is EASY to stay at home when you can WFH and you company is still operational (like me).  When there is no income, and no government help (many people here are struggling to get unemployment because the system has been overloaded) people tend to get desperate.

ETA - I'm not sure I  agree that "emotional" is the correct term for the opposite view there...

 
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IvanKaramazov said:
I strongly support stay-at-home orders.  That said, this is a bad example.  The Smithfield plant would have been (rightly) considered essential and would have been operating anyway. 

If there's a policy lesson to be drawn from this one particular hot spot, it probably has more to do with workplace safety and the importance of PPE. 
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PPE? Like masks? Pffft. They dont help. Just need to wash your hands. 

 
msommer said:
Your post has a bit of a different mindset.  If I'm reading into it right, the goal is not necessarily to stop the disease from spreading completely, but to keep the hospitals from being overrun again.
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That is basically what any current opening up plans will be hoping to achieve. There is no 100% safe plan, not even shelter in place is 100%. We have flattened the curve in many pats of the country, the question opening up asks is how flat do we want the curve? A slight miscalculation can cause an area to be overrun quickly.

 
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Cjw_55106 said:
Not sure if its been mentioned, but South Korea has seen 140 recovered patients have tested positive again.  :sadbanana:  
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Any information about whether the second positive test is also a second illness with symptoms? Or if the second-time-around folks are able to spread to others?

 
Dezbelief said:
That is basically what any current opening up plans will be hoping to achieve. There is no 100% safe plan, not even shelter in place is 100%. We have flattened the curve in many pats of the country, the question opening up asks is how flat do we want the curve? A slight miscalculation can cause an area will be overrun quickly.
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this is precisely why testing is important. We must have wide-spread testing and we must have immediately available results.

 
Cjw_55106 said:
Not sure if its been mentioned, but South Korea has seen 140 recovered patients have tested positive again.  :sadbanana:  
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This stuff is getting in the central nervous system, scary. We don't know if it will clear out in days, weeks, months, years or if you have it for life.

 
Anecdotal from a friend at the Wal-Mart in North Miami Beach. Stimulus funds are being used to buy large screen TVs, which were flying off the shelves yesterday.

 
msommer said:
Re staying open or opening up too soon or in the wrong way:

SD has 1,168 cases. 644 can be traced to one slaughterhouse, 518 cases at the slaughterhouse itself and 126 cases where a person working at the slaughterhouse has spread the disease to others

Per SD Governor Noem
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Huge speculation here on my part, but I want to throw out my theory again for consideration. 

I believe we will learn this virus spreads/contraction is 100x more potent indoors with any sort of recirculated air.

Im hoping this is true as it would mean we could much easier reopen a number of outdoor businesses across the board.  I hope some analysis is don’t into this as if true it could really help portions of our economy.

Fir example, what if you could sell every 3rd or 4th ticket in an outdoor seating venue?  Everyone with masks and space between seats. Reduce the total group size by 65-75%?  That would feel much more normal than 0%

 
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Obvious answer I'm sure, but I don't frequent PSF so I'm not familiar. Under most of our names it says Footballguy, when it says banned instead I assume that means banned. Would that apply to both short term bans and permanent bans? Does someone terrible enough get completely scrubbed from the site in rare instances? Just wondering, not trying to get banned myself.

 
parasaurolophus said:
top dog said:
Agreed.  I can't help but think that most of the people screaming to remove restrictions haven't had this his close to home
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Same can be said about a lot of the people supporting stay at home. Just from a financial perspective rather than emotional
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I don’t understand why we are still discussing financials when all of the economic studies show that proper implementation of NPIs will help get the economy moving faster once we have flattened the curve.

There is no, none, zilch, ZERO, data supporting that reopening sooner is better for the economy. Why do these myths keep getting perpetuated?  Do people believe they are smarter than our best economists?

Where is @adonis and his post about instincts? ;)

 
Doug B said:
Any information about whether the second positive test is also a second illness with symptoms? Or if the second-time-around folks are able to spread to others?
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Not really:

A total of 141 people who had apparently recovered from Covid-19 have tested positive again, South Korea's Centers for Disease Control and Prevention (KCDC) said on Thursday.

KCDC deputy director Kwon Joon-wook said the agency did not know what caused the people to retest positive and was investigating. 

Most experts think it's unlikely that somebody will be re-infected for the coronavirus soon after recovering. It's possible that issues with testing – or varying amounts of viral RNA in the body, which the tests look for – could explain why people tested positive after testing negative. 

Kwon also said that the government is studying cultivated samples from the patients to determine whether the cases could be contagious. Kwon said the study will take about two weeks from today.

“Our KCDC workers are working day and night to collect samples and conduct studies,” Kwon said.

 
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JAA said:
Huge speculation here on my part, but I want to throw out my theory again for consideration. 

I believe we will learn this virus spreads/contraction is 100x more potent indoors with any sort of recirculated air.
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This seems logical.  If you're sitting across from an infected person indoors, the virus that they breathe out travels in a straight line toward you and can hang in the air a little.  If you're sitting across from that same person outdoors, the wind is naturally going to disperse the virus, at least to some degree.  Obviously that second scenario still isn't safe, but it stands to reason that it's safer.

 
gump said:
Want to play HORSE w/ Magic, throw out a 1st pitch at the World Series, act in Kevin Hart's next movie, or own Meek Mill's Phantom?

Fanatics' Michael Rubin uses contacts with sports and others to build a charitable Super Raffle

Many more prizes to come, including a certain owner for the New England area's Super Bowl ring....goal is raise $100M.
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Now over $6M...a really creative event to follow, even if you don't buy any raffle tickets.  I bought some entries to the part in a Scorsese movie.

 
SoBeDad said:
Anecdotal from a friend at the Wal-Mart in North Miami Beach. Stimulus funds are being used to buy large screen TVs, which were flying off the shelves yesterday.
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:shrug:

Large screen TV's are cheap as #### these days. And with people being holed up in their house for weeks/months still to go, let them have a good gosh darn TV to watch. Maybe it will help them stay the eff away from people and increase social distancing

 
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Received some unexpected devastating news this morning.

Good friend of mine passed away last night – 2 days shy of his 50th Birthday. 2 Kids ages 13 & 10.

Admitted to hospital 6 days ago with some liver issues – situation immediately got worse once admitted, Respirator then eventually dialysis.

Died alone in hospital – no visitors allowed. His kids, family/friends didn’t get to say good bye.

Just heartbreaking. Worst possible time to get sick and go to a hospital

 
the moops said:
:shrug:

Large screen TV's are cheap as #### these days. And with people being holed up in their house for weeks/months still to go, let them have a good gosh darn TV to watch. Maybe it will help them stay the eff away from people and increase social distancing
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Saw on twitter the other day that Costco has an 82" TV for exactly $1200 right now.  Wonder how they came up w/ that price?

 
I made a grocery store run yesterday. Seems to me that there were less people wearing masks. I felt a little silly as I was the only one with a mask on.  I think people are starting to relax (around here anyway)and that is probably not a good thing.

 
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