SCYCPA said:
I would strongly disagree with this.
If someone entered 1 league and finished 12th, that person has no business doing a chargeback or seeking any kind of restitution. That person truly lost nothing because of phenoms'....ummm...situation, let's call it, but rather he lost because of how the contest played out.
Think of it this way....if Mike had not sent that email and simply decided to not pay the winnings....what would be this hypothetical person's losses because of the.....ummm....situation? Exactly, nothing. He paid $50 or $100 or $200 to enter a contest, the contest went off, he lost the contest, and he has zero economic loss caused by the....ummmm....situation.
The integrity or fairness of the contest itself is not in question, therefore I see it as Mike delivered that part of the service to the entire league in 2014. What he did not deliver was the prizes to the prize winners and he did not deliver the 2015 leagues to those who prepaid them. Therefore it is the prize winners and those who prepaid for leagues that did not start at all (e.g. 2015 leagues and deposits) who were affected.
The ONLY people who should be seeking restitution of any form are those that have prepayments for 2015 football/basketball/baseball leagues, those with dynasty/keeper league deposits, those who have unused funds on deposit, and those who have winnings from leagues, since those are the only ones who have a true economic loss. If you have multiple leagues, you should be doing what I did....analyze all the $ paid to Mike and determine which of your leagues fall into each of these areas.
Anyone else who seeks restitution through chargebacks, claims, or anything else, is lower than snail crap, a low-life thief akin to one who scours the obituaries and robs mourners' houses while they are at the funeral.
Is this serious?? You're comparing Mike robbing us to some innocent person who lost family members? You must be trolling.
When you signed up for a league, you paid money for a contest, when you find out that NO ONE, even the winners would receive money, EVERYONE who entered that contest deserves their money back. Period. It does not matter if you were going to win or not. The people who win these leagues are NOT getting their winning money back, they are getting their entry fee back if they file a charge back, so why in the world would the losers not file charge backs? This is the most faulty logic I've seen in this entire discussion. So there are 3 winners in a $100 league that should have payed out a total of $1020, now only 3 people can file chargebacks based on your logic so Mike only has to pay $300 instead of the $1020 that should have been paid?
You completely misunderstand what I am saying.
The issue is on the chargebacks to CC's. The guy who finishes 12th in his league did not...repeat, did not incur any economic loss. He lost his $ whether Mike paid it to the winners, paid it to a software developer, or absconded to Rio de Janeiro with a cocktail waitress in a Dolly Parton wig. Re-read what I said. That hypothetical guy was going to end up with zero whether or not this happened. He got a league set up, he drafted it, he set his lineups, he did waiver claims, made trades, talked smack with his leaguemates, had access to the league for 15 weeks of the season plus whatever in the preseason. He stunk, he lost his $.
The guys who got hosed are the prize winners. Now...those guys who decided that drafting LaVonn Brazill and Jermichael finley and starting him for 16 weeks are piling in, saying, I want my money back, I got hosed. They are using the bad situation to gleefully restore economic losses that they really did not incur at the expense of the people who truthfully lost $. Guys who have league deposits, etc. Much like funeral thieves do. Now, if they do a chargeback and pay the $ to the prize winners in the league...I don't have a problem with that. But how many of these guys do you honestly believe are going to do that?
I'm not saying Mike should only have to pay $300 or whatever to prize winners, not by a long stretch. But I am saying that, unless the league non-prize winners are going to make the prizewinners whole, they need to keep their noses out of it and their mouths shut.