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Things everyone should know, but somehow they don't. (1 Viewer)

jvdesigns2002 said:
Mine does--and changing it would be easy if it didn't take a frigging mechanic to actually get to the spare that is mounted in an impossible to reach area deep in the undercarriage of the rear of the car.   Needless to say--I'll be phoning AAA should I ever need to use it.  
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I won't answer - change your own tire guy.

 
Fat Nick said:
I know mine does...do you know if yours does?
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My Expedition has a full size spare.  My last two cars did not - Mustang and Fusion Energi.  They came with a fix kit.

 
People that go to google.com in Google Chrome in order to search for something.

People who turn left onto a 4 lane road into the right hand lane (or right hand turn into the left lane).

 
Mrs. Rannous said:
I'm 57.  I have my store card and debit card ready to go when I reach the cashier.  The last time this happened to me, it was some old fart who couldn't swipe a card.  Ghah.
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Oh, I fully realize that I generalize and discriminate here.  Most don't take forever, but the ones that do are almost exclusively "women of a certain age".

 
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matttyl said:
It's how I've been doing it for 3+ decades.  Side by side (really over and under) video at :32 here.  Apparently I've been tying my shoes incorrectly this entire time?
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most people tie their shoes using a shoelace or granny knot.  The knot in the video is a reef knot.  So he uses the same knot, but it isn't the way most people tie their shoes.

there was a Ted talk posted her a few years back on tying your shoes.   The reef knot is better for round laces and results in a more even knot, but it isn't the normal way Americans tie their shoes.

 
the rover said:
most people tie their shoes using a shoelace or granny knot.  The knot in the video is a reef knot.  So he uses the same knot, but it isn't the way most people tie their shoes.

there was a Ted talk posted her a few years back on tying your shoes.   The reef knot is better for round laces and results in a more even knot, but it isn't the normal way Americans tie their shoes.
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Look at Quint over here.

 
That credit cards are mostly a scam unless you pay off your balance every month so you don't get charged interest.  Then they're actually a better option than cash or debit because you get to keep your money in the bank earning you interest for the time between when you make your purchase and when you pay.

 
bcdjr1 said:
That credit cards are mostly a scam unless you pay off your balance every month so you don't get charged interest.  Then they're actually a better option than cash or debit because you get to keep your money in the bank earning you interest for the time between when you make your purchase and when you pay.
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here are some others along the same vein:

- that when you deposit a check, you only "deserve" $100-200 back from most banks, unless a) the check is drawn on the bank you're depositing it into b) you have however much money you want back already in your account - there is no way for the bank to verify or hold funds on the check unless drawn on that bank.

- that an ATM deposit goes through 24hrs later, not when you put it in. 

- that writing a check when you have no funds available AT THAT MOMENT is check kiting, a felony.   

- that the interest rate on your credit card is only valid until the FIRST time you're late...then it goes ungodly high in most instances

 
MarvinTScamper said:
here are some others along the same vein:

- that when you deposit a check, you only "deserve" $100-200 back from most banks, unless a) the check is drawn on the bank you're depositing it into b) you have however much money you want back already in your account - there is no way for the bank to verify or hold funds on the check unless drawn on that bank.

- that an ATM deposit goes through 24hrs later, not when you put it in. 

- that writing a check when you have no funds available AT THAT MOMENT is check kiting, a felony.   

- that the interest rate on your credit card is only valid until the FIRST time you're late...then it goes ungodly high in most instances
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There is, it is called check verification, heck I can do it for a customer but they usually don't do it. 

 
bcdjr1 said:
That credit cards are mostly a scam unless you pay off your balance every month so you don't get charged interest.  Then they're actually a better option than cash or debit because you get to keep your money in the bank earning you interest for the time between when you make your purchase and when you pay.
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Your first sentence is totally correct.  But how much interest are you earning in a liquid savings account?

 
MarvinTScamper said:
- that when you deposit a check, you only "deserve" $100-200 back from most banks, unless a) the check is drawn on the bank you're depositing it into b) you have however much money you want back already in your account - there is no way for the bank to verify or hold funds on the check unless drawn on that bank.
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While accurate, it still blows me away that in this era of instant communications and transactions it still takes 2-3 days to clear a check.

It seems like the back office ops at these banks are stuck in the 1990s, if not earlier.

 
FatUncleJerryBuss said:
You can verify balance and available balance I believe.   Been a little while since I had to do it.
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and you could always CALL the bank too.   But in neither instance can you guarantee available funds when the check hits the clearing house...thus, banks don't cash them in most instances unless they meet prior criteria.   Obviously, in small towns, small banks, or where the customer is a very well known entity, these general rules don't apply.

 
RedmondLonghorn said:
While accurate, it still blows me away that in this era of instant communications and transactions it still takes 2-3 days to clear a check.

It seems like the back office ops at these banks are stuck in the 1990s, if not earlier.
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It blows me away that anyone uses cheques any more.

So 12th century

 
RedmondLonghorn said:
While accurate, it still blows me away that in this era of instant communications and transactions it still takes 2-3 days to clear a check.

It seems like the back office ops at these banks are stuck in the 1990s, if not earlier.
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Says the guy talking about depositing a check.

Edited to add msommer beat me to it.

 
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buncha whackass dandies up in here arguing about how to tie a bow tie cripes you fancyboys just go to the ball and leave us brohans here to change a tire and impress the papershakers take that to the bank 

 
msommer said:
Eventually the American society will embrace technological change.

Maybe
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When the Title company or some insurance company owes me a refund, they pretty much have to send me a check, unless I provide them with my bank routing information ahead of time. Same with small dividend checks I get from random small investments from years ago.

 
shuke said:
I'm sure it is, just have never done it.  Don't you have to scrape the scales off or something?
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no. not trout anyhow.    some other types of fish you might have to but i would just filet them and then cut off the skin completely rather than descale.

 
tommyboy said:
no. not trout anyhow.    some other types of fish you might have to but i would just filet them and then cut off the skin completely rather than descale.
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you would, if the fish was big enough to filet.

Many panfish you lose too much, so you scale em.  Some fish you want to cook with skin on if you're grilling, too.

 
sometimes the guy behind the counter wraps the fish up too tightly, or uses extra sticky tape. then things get complicated

 
tommyboy said:
never done it, just filet and then cook.   don't worry about the scales here in portland
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Maybe it wasn't a salmon. I can't recall. But a while back I bought a whole fish to grill as a whole fish and discovered that it was excessively scaly. The recipe I was following a guide recommended removing the scales. So I did. Or I tried to, anyway. It sucked.

The fish came out pretty good though.

 
RedmondLonghorn said:
Maybe it wasn't a salmon. I can't recall. But a while back I bought a whole fish to grill as a whole fish and discovered that it was excessively scaly. The recipe I was following a guide recommended removing the scales. So I did. Or I tried to, anyway. It sucked.

The fish came out pretty good though.
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Easiest way to grill salmon steak is scales on. Put in on scales down, then after about 70% of the cook time slide a spatula between the scales and the meat, then flip and discard the scales/skin

 
MarvinTScamper said:
I see you don't run a business of any kind.
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Nope, I actually work for a bank. There's actually been quite a bit of change in this area over the last ten years.  But, banks are notoriously slow at change since they have quite a bit of security concerns to work through for any change.

 
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