If by immature, you mean kinda lazy, then sure, I guess? Irresponsible seems like the wrong word choice here though. I assume people not carrying cash do still have a CC on them.a grown adult not carrying around any cash routinely is an "irresponsible" and "immature" thing to do.
I still have no idea what you're trying to say here. I can't imagine what's immature or irresponsible about never carrying cash, though. It's 2020, the two times a year I actually need cash, I go get some from the ATM.I never implied that the words "irresponsible" and "immature" were used to describe people that do not carry cash in general. My implication was that the action of a grown adult not carrying around any cash routinely is an "irresponsible" and "immature" thing to do.
Seems to be a distinction with little difference.I never implied that the words "irresponsible" and "immature" were used to describe people that do not carry cash in general. My implication was that the action of a grown adult not carrying around any cash routinely is an "irresponsible" and "immature" thing to do.
There is a huge difference. Mature people do immature things all of the time. Smart people make stupid mistakes and even world class athletes trip over there feet from time to time. I'm probably very responsible and mature when it comes to preparation--but I assure you that there are many attributes of my life that I full admit are immature and irresponsible. I honestly can't fathom not being able to see the distinction between the two things that I'm describing.Seems to be a distinction with little difference.
Because if the act is "irresponsible" and "immature", then the person doing so at the time is acting "irresponsible" and "immature".There is a huge difference. Mature people do immature things all of the time. Smart people make stupid mistakes and even world class athletes trip over there feet from time to time. I'm probably very professional and mature when it comes to preparation--but I assure you that there are many attributes of my life that I full admit are immature and unprofessional. I honestly can't fathom not being able to see the distinction between the two things that I'm describing.
You think ATM's work all of the time? You think if there is a mass disaster or large unexpected event that ATM's will have enough cash in them to supply the masses with cash? How about a weather even that causes power outages or shuts down credit card terminals and ATM's? I agree that having no cash works beautifully 999/1000 days--but you should always have a little bit on you for those rare occurrences when you actually need it. Unexpected events arise all of the time and fully depending on systems that you have no control over to function perfectly is risky. That's just my 2 cents.I still have no idea what you're trying to say here. I can't imagine what's immature or irresponsible about never carrying cash, though. It's 2020, the two times a year I actually need cash, I go get some from the ATM.
How are you going to pay the milkman when his carriage arrives from the farm?Not normally. I don't think I've used an ATM since college. I graduated in 1994.
What's irresponsible/immature about that?
So during a mass disaster you're stopping into the corner bodega to buy a coke and a Snicker's bar?You think ATM's work all of the time? You think if there is a mass disaster or large unexpected event that ATM's will have enough cash in them to supply the masses with cash? How about a weather even that causes power outages or shuts down credit card terminals and ATM's? I agree that having no cash works beautifully 999/1000 days--but you should always have a little bit on you for those rare occurrences when you actually need it. Unexpected events arise all of the time and fully depending on systems that you have no control over to function perfectly is risky. That's just my 2 cents.
Yes--that particular action is irresponsible or immature--but I'm not blanketely saying that they are immature and irresponsible people as a whole. I'd never make that connotation as it's not true. I'm not sure how much clearer I can get.Because if the act is "irresponsible" and "immature", then the person doing so at the time is acting "irresponsible" and "immature".
I'd just say that it's wise to carry cash as a backup in case it's needed for the reasons you mentioned.There is a huge difference. Mature people do immature things all of the time. Smart people make stupid mistakes and even world class athletes trip over there feet from time to time. I'm probably very professional and mature when it comes to preparation--but I assure you that there are many attributes of my life that I full admit are immature and unprofessional. I honestly can't fathom not being able to see the distinction between the two things that I'm describing.
I can cobble together a couple hundred bucks around the house in that event, I can't imagine why I'd ever need to be carrying it on my person.You think ATM's work all of the time? You think if there is a mass disaster or large unexpected event that ATM's will have enough cash in them to supply the masses with cash? How about a weather even that causes power outages or shuts down credit card terminals and ATM's? I agree that having no cash works beautifully 999/1000 days--but you should always have a little bit on you for those rare occurrences when you actually need it. Unexpected events arise all of the time and fully depending on systems that you have no control over to function perfectly is risky. That's just my 2 cents.
Because you aren't home all of the time. People act like carrying a 20 dollar bill on them in the case of an emergency is like pushing a wheel barrow around. Just put in between your cell phone and your cell phone case in the rare event that you end up needing it. What harm is there in being prepared? What is the downside? I just listed many potential upsides--so do me a favor and tell me how carrying one 20 dollar bill around you in the case of an emergency is so egregious and non-sensical.I can cobble together a couple hundred bucks around the house in that event, I can't imagine why I'd ever need to be carrying it on my person.
I didn't say it was. I'm not sure what I'm going to do with a $20 in my pocket during the apocalypse, but if it makes you feel better that's fine.do me a favor and tell me how carrying one 20 dollar bill around you in the case of an emergency is so egregious and non-sensical.
What are you expecting me to accomplish with $20 in the event of a mass disaster?Because you aren't home all of the time. People act like carrying a 20 dollar bill on them in the case of an emergency is like pushing a wheel barrow around. Just put in between your cell phone and your cell phone case in the rare event that you end up needing it. What harm is there in being prepared? What is the downside? I just listed many potential upsides--so do me a favor and tell me how carrying one 20 dollar bill around you in the case of an emergency is so egregious and non-sensical.
I always get $200 from the atm...this goes back to the days when I was always paying babysitters.I usually have about $200 cash on me.
Perhaps a way to get some food and water if roads are blocked and you need to get home. Perhaps a way to purchase some supplies that you need at home if the unexpected event happens while you are on the road on your way back home. If you want me to forecast every potential event to where having cash around in an unexpected event would be helpful--that would take years. You know what wouldn't take years--telling me how having no cash at all would be the better play in an emergency or an unexpected event.What are you expecting me to accomplish with $20 in the event of a mass disaster?
What, like the apocalypse? Start a fire?What are you expecting me to accomplish with $20 in the event of a mass disaster?
I do know what you are getting at. I also keep a $100 in my wallet hidden just in case, but I also usually have $40 to $80 for spending.Voted no. If I know I am going somewhere I need it I will pull some out, and then spend any extra
also the kids like to buy Xbox, steam, VR, etc so they give me cash and I use my card / PayPal
but as a general rule I usually don’t have cash on me
i do keep a $100 bill in my wallet for any emergency situation where I might need it
Why would you have voted "no" if you routinely carry a $100 in your wallet for an emergency situation? You are always carrying cash and will use that cash if there is an interruption in being able to use your other forms of payment. You basically answered the opposite of what you are doing?Voted no. If I know I am going somewhere I need it I will pull some out, and then spend any extra
also the kids like to buy Xbox, steam, VR, etc so they give me cash and I use my card / PayPal
but as a general rule I usually don’t have cash on me
i do keep a $100 bill in my wallet for any emergency situation where I might need it
Are you directing this at me? If so, you're confusing me with somebody else. I was one of the people that was accused of taking covid too seriously. Read through the first few pages of the covid thread and you'll see where I stood and stand on that.Aren’t you the same guy slamming people for taking Covid too seriously? I have a much greater chance of dying of Covid they having something bad happen to me because I don’t carry cash.
This is exactly my status as well.I charge everything for some pts but have to have cash on me.
Eta: 40-100 range
This. Haven’t seen my debit card in years.Not only do I never have cash in my wallet other than maybe a dollar or two (have $1 in there now), I can't remember the last time I went to an ATM.
My apologies - I had you confused with someone else. Sorry about that.Are you directing this at me? If so, you're confusing me with somebody else. I was one of the people that was accused of taking covid too seriously. Read through the first few pages of the covid thread and you'll see where I stood and stand on that.
I'm assuming you must use it then, correct? Meaning - you aren't stashing that $100 away somewhere (hiding money?)I go to the ATM once every week or two and take out $100. I like having some cash on me.