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Are you a Costco member? What do you buy for your household? (1 Viewer)
- Thread starter Leviathan
- Start date
I do buy a lot at Costco, but I’m talking about their rewards visa as well. We use it for just about everything including work travel (we don’t have corporate cards).Um I don't shop at Costco. I use my card for everything - maybe others are talking about something different
I'm talking about the rewards visa.
NutterButter
Footballguy
I'm talking about the rewards visa.
We are in the costco thread right? Theres also. the executive membership that gives you 2% back. 
MAC_32
Footballguy
This makes more sense now. We grocery shop there about once per month and use it for gas. Typically we only get back about $150 give or take because we have better cash back options on other cards.
I'm talking about the rewards visa.
belljr
Footballguy
I only have it because I had American Express and it switched over. I'm sure there are probably some better cash back cards but I had one that switched to some points system and I immediately canceled it. Now I just use this for everything
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Da Guru
Fair & Balanced
Getting $786.00 back this year..both my wife and I drive by a Costco for work so we made it a point to always try to get gas there. not only is it 15-20 cents a gallon cheaper but getting 4% back on top of that helps.Bought the Kirkland Almond butter a few weeks ago and really like it. Took awhile to get used to the no sugar but now I like it better than peanut butter.
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Yes, but we are talking about their Visa card (also a Costco membership card). That is a rebate on credit card spending. Using that I get 4% on Costco purchase (2% CC and 2% executive), but also get 4% on gas, 3% on travel/restaurants and 1% on anything else. No chance I ever get close to $2k back on executive membership.
February is when all the Visa Costco rebate checks come out and that’s why we’re discussing that and not the executive rebate. I usually get just a little more than the membership fee, so basically a few free things a year and no membership fees. The Visa card is a different animal for me since my wife and I use it for work travel and everything else.
I seldomly use any other card. I have a Target debit card and Lowe’s card that give me 5% back at both places but I don’t bother with anything else. I probably should check but the bulk of my purchases are travel/restaurant/gas or Costco/Target/Lowe’s. I don’t think it would get me much more and be more convenient.
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MAC_32
Footballguy
We have a couple of relatively dormant cards that offer 5% cash back at particular stores during certain quarters throughout the year. We've kept them around as long as they keep doing that. We had been using the costco visa like @belljr but got an offer from capital one a couple years ago with 1.5% cash back on everything. That's now our default then use costco visa at restaurants (unless restaurants are offered by one of the lesser used cards that quarter at 5%) and all things costco (shopping/gas).
pollardsvision
Footballguy
The Noid
Avoid me!
Your Costco has a self-checkout?? Mine does not, and the cashiers also recently started having me remove about half the items from cart and put them on the belt, even though I have everything perfectly placed with the bar codes up. They say it's a new policy, to make sure things aren't hidden.pollardsvision said:
We also don't have gas, but there's a rumor that they acquired some connected real estate to add it.
pollardsvision
Footballguy
We don't have a Costco, so I use Sam's.
I had no idea that Costco eliminated self-checkout. That would drive me insane, personally, but as a business practice, I dig it. Costco said human cashiers are more efficient. In my observations of people at Sam's trying to manage self-checkout, I could buy that.
I've wondered, at times, if Sam's should reserve the self-checkout only for those that have been certified to use it (I'd be happy to teach the course).
AAABatteries
Footballguy
NutterButter
Footballguy
There's Costco's with self-checkout? Actually, the checkout process is in general very fast at Costco. Its not like you're scanning a thousand little things and weighing veggies. People generally have 10-20 big things and they're smart about tapping your credit card right at the beginning so people aren't fumbling around for it at the end.
shadyridr
Footballguy
Yeah im getting back $1k for my Costco Visa card. I just put it towards my credit card bill (which I pay off in full every month). We use that card for everything. The only thing i hate is you have to go on line to get the cash and then you are holding up the register and everyone sees the cashier counting out $1000.
belljr
Footballguy
go to the front desk. Not the returns desk but the small desk near the registers. That person always takes care of me. Goes in the back, writes me a check and I'm out.
The last time I stood in line and the cashier was trying to cash out his drawer for 1K he almost had a panic attack
shadyridr
Footballguy
ok Ill try thatgo to the front desk. Not the returns desk but the small desk near the registers. That person always takes care of me. Goes in the back, writes me a check and I'm out.
The last time I stood in line and the cashier was trying to cash out his drawer for 1K he almost had a panic attack
BeTheMatch
Footballguy
That's what I always do too.go to the front desk. Not the returns desk but the small desk near the registers. That person always takes care of me. Goes in the back, writes me a check and I'm out.
The last time I stood in line and the cashier was trying to cash out his drawer for 1K he almost had a panic attack
pollardsvision
Footballguy
He didn't say that. Just what I gathered from a 5 minute trip on the Google machine (from 2013).
AAABatteries
Footballguy
We only use it if we are getting a few items. I agree that the process is usually pretty fast but sometimes if you don't go during a down time the lines can been crazy at ours.
Tecumseh
Footballguy
I don't have a costco membership, but I'm TV shopping and would be willing to buy the membership if it makes sense. The Costco website has a couple TV's that I'm interested in, but won't display the price since I'm not a member. Could one of you guys possibly log in and tell me the price on the 50" and 65" TCL Roku tv's?
belljr
Footballguy
Polish Hammer
made of glass
$279.99
Price valid through 2/16/19
TCL 50" Class (49.5" Diag.) 4K Ultra HD Roku LED LCD TV
$649.99
Price valid through 2/9/19
TCL 65S513 65" Class (64.5" Diag) 4K UHD Roku LED LCD
Those the ones you wanted?
Tecumseh
Footballguy
Da Guru
Fair & Balanced
Mine used to have 2 self checkouts but they got rid of them. Not sure why it was great when you only had a couple items. Probably increased theft somehow.
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The Big Guy
Fear the Blitz
I got a better deal from Costco than I could find anywhere else when cruising, plus the rep was much more responsive to my needs when trying to changes something.Just booked a cruise through Costco. The first time I've used their travel. We cruise a lot and they matched the best price we found, gave us a $165 store card and $200 onboard credit. This for a hard to get aft cabin.
I love Costco.
Big League Chew
Footballguy
I just got a reward check from costco
also was emailed my Citi card cash back two different values. Is this normal ?
also was emailed my Citi card cash back two different values. Is this normal ?
belljr
Footballguy
Big League Chew
Footballguy
Big League Chew
Footballguy
Damn dude. I only got 550. Big spender!
AAABatteries
Footballguy
We've started buying the Kirkland's brand Protein Bars. They are 21g protein, 15 g fiber and only 4 net carbs. And they are pretty darn tasty. I don't typically like these types of products both because of taste but usually they have too many carbs for what I'm doing but these are really great.
Big League Chew
Footballguy
Slider
Footballguy
Pro tip: break up into 5+- pieces, put either the chocolate chip or brownie in the microwave on parchment paper, microwave 40 seconds.
Fresh warm cookies for you. Do not reheat ever.
MAC_32
Footballguy
It's somewhere in between - I don't have the time nor energy nor brain reserve to try and figure out which ones qualify and which ones don't so I just get it at Costco.
Buddy Ball 2K3
Footballguy
Has anyone booked an Alaskan cruise on Costco? I have never cruised in my life and my 76 year old father has expressed he would like to do an Alaskan cruise before he dies (his words)
belljr
Footballguy
4% cash back on eligible gas worldwide, including gas at Costco, for the first $7,000 per year in gas purchases and then 1% thereafter.
Certain Non-Qualifying Purchases. You will only earn 1% cash back, not 4%, for gas purchased at superstores, supermarkets, convenience stores and warehouse clubs other than Costco or for fuel used for non-automobile purposes.
However it appears my Wawa gas counts. So I don't know how they "figure it out".
It’s good at any gas station including Costco gas. The restaurant/travel at 3% is the big one for my wife and I because we use the card for all our work travel. We don’t travel like some people do, but it adds up.
Fat Nick
Footballguy
Everything I've ever seen is based on how the merchant registers their business type with the CC processing company. If your Wawa is registered as a "Gas Station," it probably counts. It's possible Wawa actually registers the pumps as Gas and the inside register as convenience store so as to differentiate. It's really up to the business. On categorized credit card summaries, I've seen some stuff really mis-mapped with smaller businesses.
belljr
Footballguy
Interesting. I did not know that and that may be the case but they both show Wawa on my statement.
Courtjester
The Town Drunk
Really struggling on which membership to get--Sams vs Costco.
We have had Sams before and I enjoyed it--but I tend to be brand loyal to stuff and so when they didn't have Angel Soft or Viva, I would then have to go elsewhere to get it. That is kind of the drawback on these places.
My wife thinks it would just be a wasted expense as there are only her and I and our 14 year old in the the house. I point out that our 19 year old in college is always needing something so we need to figure her in as well. We use Walmart pickup for our groceries and this has really saved us a ton of money. Walmart prices without the Walmart experience is what I say. I am trying to sell her on buying in bulk some items and this would help us save further money. My wife showed me some numbers of what we have been spending and it is way too much for a family of four.
The pros for Sams is it is right next door to the Walmart we pick up at. The nearest Costco is 20-25 minutes away.
Sams has a pretty good membership deal going now--$45 and you get a $45 store credit.
But I hear all my friends rave about Costco--so I am torn.
We have had Sams before and I enjoyed it--but I tend to be brand loyal to stuff and so when they didn't have Angel Soft or Viva, I would then have to go elsewhere to get it. That is kind of the drawback on these places.
My wife thinks it would just be a wasted expense as there are only her and I and our 14 year old in the the house. I point out that our 19 year old in college is always needing something so we need to figure her in as well. We use Walmart pickup for our groceries and this has really saved us a ton of money. Walmart prices without the Walmart experience is what I say. I am trying to sell her on buying in bulk some items and this would help us save further money. My wife showed me some numbers of what we have been spending and it is way too much for a family of four.
The pros for Sams is it is right next door to the Walmart we pick up at. The nearest Costco is 20-25 minutes away.
Sams has a pretty good membership deal going now--$45 and you get a $45 store credit.
But I hear all my friends rave about Costco--so I am torn.
MAC_32
Footballguy
Yep - and this is why I haven't bothered to try and figure it out. Common sense doesn't always reign supreme when it comes to business categorization. When we go on vacation I'll note where Costco's are on the way, but otherwise for 2 hour or less trips I'll just top off on the way out of town then have enough to get there-and-back.
The Noid
Avoid me!
Not just Wawa, most gas stations are this way. The pay at the pump readers are required to have a different MCC (merchant category code) than the inside convenience store, for processing transactions. Has to do with everything from chargeback liability for chip vs. non-chip card acceptance, ability to protect against fraud, and the whole temporary/initial authorization involved because you are paying before you pump so the end sale amount isn't yet known.
