If Tua were to decide it's best to step away from the field and retire, Dolphins owe him $90M
If Tua tries to clear concussion protocol and Miami has to shut him down to keep him off the field, basically if Tua wants to continue his career, Miami owes him $125M
And finally I would say in an era where TV broadcasters make a fortune, I can see ESPN hiring Tua and sitting him next to Nick Saban on Gameday
No matter what he decides, Tua has made life changing money, he has 2 kids now and a wife, he needs to take a long step back and figure out what he wants
According to Barry Jackson via he'd be giving up $124M if he's medically cleared and retired. If he's not medically cleared ever, which has never happened btw and really not worth bringing up, he'd be able to retire and collect the whole $124M.
As for the Dolphins angle if he retires after being medically cleared the Dolphins would only have $33.6m dead money they could spread out over 25 and 26. Not bad relatively speaking. If Dolphins cut him after this year, before March 14th, they'd have $50M in dead money.
Barry Jackson is WRONG
Think about what he' s saying. Tua says OK I'll retire and he forfeits the money...that's never gonna happen under any circumstances.
Doctors don't clear him and he keeps trying to come back $125M like you said
-It's in Miami's best interest he opts to retire and they cut him a check for $90-$100M whatever the number
Stephen Ross won't blink an eye or even make an angry fart while he writes the check to Tua, I promise
He gets money no matter which way he decides and all things being equal, why wouldn't he try to get on the field?
Knowing he won't be cleared so he can get max money when they shut him down
So Miami is going to kiss his *** and try and guide him into retirement and not because Ross wants to save $100M, he's not MIKE BROWN
Ross isn't trying to trick anyone into anything, the man is worth close to $10B, he would like the salary cap to double, believe me
All that said, I just want Tua to do what's best for him
If Miami were smart they would eat every bad contract next season, load up on UDFAs for 1 year and start planning for 2026
They could get a lot of this behind them if they don't try and slow bleed to death...
Like trying to get Tua to take his money over 3-4-5 years, just cut him a check, start Thompson and move on
I'm sure I won't agree with you but what is he wrong about?
Here is the whole article, it's well sourced. Again tell me where he is wrong and source it.
Whatever happens from here, there will be financial consequences for Tagovailoa and the Dolphins. Two big takeaways involving the financial part of the story:
1). Tagovailoa would be potentially be giving up at least $124 million by retiring. So that’s difficult to envision unless his symptoms surprisingly don’t disappear over a long period. And even then, the financially prudent decision would be to continue collecting his money until doctors clear him. (An independent neurologist and a team doctor must agree that Tagovailoa is ready for full practices and contact before he can enter the final phases of concussion protocol.)
2). The Dolphins releasing him next offseason is unrealistic financially even if he misses substantial time this season.
Among the financial details that have come to light in the wake of Tagovailoa’s concussion Thursday:
▪ The contract contains no clauses or exceptions or waivers for concussions, per Pro Football Talk’s Mike Florio.
▪ According to overthecap.com’s Jason Fitzgerald, insurance covers $49.3 million of the $167.1 million guaranteed for injury in Tagovailoa’s contract. He would be due $167.1 million if he’s never cleared to play but doesn’t retire.
▪ Per spotrac.com’s Michael Ginnitti, $43 million of the $167 million that’s guaranteed for injury already has been paid to Tagovailoa.
Ginnitti said if Tagovialoa is “medically cleared to return to football, but opts to retire, he will forego the remaining $124M guaranteed (barring a custom settlement). If he’s medically forced into retirement, he has a right to collect the $124M remaining.”
Based on past Miami Herald interviews with medical experts regarding Tagovailoa and what would happen if he gets another concussion, it’s unlikely that Tagovailoa would be forced to medically retire or need to retire unless his concussion symptoms don’t go away. (The Dolphins have not said if Tagovailoa is experiencing any symptoms but have said he’s alert and communicative with teammates.)
David Chao, the former Chargers team physician, told Outkick’s Armando Salguero that “
if his symptoms clear quickly, it won’t mean he’s at the end of his career when he doesn’t have a choice. If the symptoms are prolonged, then yes, this is likely going to end his career.”
▪ As Ginnitti noted, if Tagovailoa passes a physical in March — and the Dolphins nevertheless released him (an unlikely scenario) — they would be “on the hook” for only the $50 million he’s due in 2025.
His $54 million salary for 2026 would become guaranteed March 14, 2025, and the Dolphins could move to release him before that date, and avoid that 2026 salary, if he passes a physical next March. So if Tagovailoa passes a physical, it’s unlikely he would be released.
Tagovailoa’s $31 million salary in 2027 and $41.4 million salary in 2028 are not guaranteed.
▪ If the Dolphins released Tagovailoa without a post-June 1 designation next offseason, Miami would have a dead cap hit of $132.2 million that could be spread across 2025 and 2026.
If Tagovailoa were to be released with a post-June 1 designation, the Dolphins would have a dead cap hit of $83.6 million that could be taken in 2025 or spread across 2025 and 2026.
That was the risk of signing Tagavailoa to the four-year, $212 million extension when the Dolphins merely could have gone year to year with him through 2026, albeit with larger cap hits than the ones in the early years of his new contract.
The Dolphins have only $4 million in 2025 cap space at the moment. Sustaining an enormous cap hit for releasing Tagovailoa — and then having the money to sign a replacement other than a rookie or cheap journeyman — isn’t realistic.
▪ Tagovailoa’s cap hit is $9.5 million this season and $39.4 million if he’s on the team next year.