All good points. Current nut for wife's car is $750/m + about $350-400/m in fuel costs. Never thought I'd even consider a $80-90k vehicle, but even at $1,000/m loan, with no fuel/maintenance to speak of, we're saving money. I could also sure use the $7,500 tax credit for 2014. And I pay in quarterly so that $7,500 will come in handy. I could get her a Prius and save a boatload, that's what most do in my neighborhood. But she's more of a BMW/Infiniti driver than a Toyota/Buick/Honda driver. Still is quite the mind ##### to spend $80-90k on a car, my first house wasn't that much.