Can we discuss pet peeves here? (1 Viewer)

[arrow1]

The process of purchasing a car from a dealership.

 

[1320kid]

Not sifting through 150 pages of this thread so I don't know if it has been mentioned, but slamming doors annoys the ever living sh*t out of me. Turn the knob and close it normally. People that use force and slam them to close are neanderthals.

My family seems to be doing this with car doors. Not so hard.

Not sifting through 150 pages of this thread so I don't know if it has been mentioned, but slamming doors annoys the ever living sh*t out of me. Turn the knob and close it normally. People that use force and slam them to close are neanderthals.

My wife is a car door slammer. Annoying.

Car doors are definitely annoying. I feel like that is a tad more forgivable than actual home/room doors but it is still irritating. I think for me it isn't the actual noise, more so the lack of awareness that really gets me. That spins off into another peeve....

When driving in a parking lot I have noticed lately drivers can't make a turn correctly. So many people cut the angle and I have to stop so they can make it out of their turn. Like they cut the turn diagonal instead of a larger sweeping turn. Do you not care or can you not drive? Either way bugs the hell out of me. Again though, the theme of awareness, nobody seems to give a sh*t.

 

[dino259]

Neighbors smoke alarm is chirping. Can hear it when we sit in our backyard. They are out of town for a week.

Burn it down. Get a final use out of it.

 

[the moops]

A coworker rescues kittens/cats and fosters them until she can find a home for them. Pretty cool of her to do so? Yes. Pretty ****ing annoying when that is literally the only thing she ever talks about. This cat did this. That kitten named Latte is so sad these day. I found a new home for Boots finally.

 

[DA RAIDERS]

The wife felt like ordering food and dashing it for dinner. She put in the order for several food items and a couple of drinks. The order was accepted by the food establishment, we left a decent tip to entice a dasher to accept the order, and everything was fine. Then one by one the items we ordered were declared unavailable. We tried to select other items. but no changes were allowed. And the restaurant didn't substitute anything either. None of our food items were delivered, so substitutes were included, and only one of the two drinks made it us. It cost us like $30 for us to get ONE DRINK delivered to us. Both Door Dash and the restaurant didn't fight taking off the charges for the items that weren't delivered, but neither one would waive the entire order altogether. Who calls in for dinner and gets a single drink? We still had to worry about dinner! GRRRRRR!!!!!

Why don't you just order take out to go and get yourself? I don't understand this need to have some middle man do a job you can do and apparently, the middle man CAN'T. So weird.

Yea, I don’t get delivery either.

 

[Scoresman]

I know I'm lazy but the thought of going out just to pickup food sickens me when delivery is a thing that is available. Especially in Portland traffic/parking. I'd rather order delivery and then ***** and moan when the ******* shows up on a bike a half hour late.

 

[parasaurolophus]

I know I'm lazy but the thought of going out just to pickup food sickens me when delivery is a thing that is available. Especially in Portland traffic/parking. I'd rather order delivery and then ***** and moan when the ******* shows up on a bike a half hour late.

Hope you still did the right thing and tipped 162%, which is the acceptable minimum rate these days.

 

[mr. furley]

The process of purchasing a car from a dealership.

the worst part of the whole thing is when you mention to someone that you're buying a car, and they proceed to tell you how easy the process is if you follow their advice.

if 10 different people tell you how easy it is to buy a car it's a guarantee not one of them will have the same method as someone else.

the **** is more of a labyrinth than the American health care system and similarly designed to make you and as much of your money as possible part ways.

 

[Pip's Invitation]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

 

[the moops]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

 

[shuke]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

 

[the moops]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

Damn. Even better. Why the **** didn't I think of that

 

[jhib]

Neighbors smoke alarm is chirping. Can hear it when we sit in our backyard. They are out of town for a week.

Sometime last year, I could hear a chirping coming from somewhere nearby, and it was loud enough that I could hear it in my bedroom as I was falling asleep. Lasted a few days and I was going crazy from it, so I finally went out and hunted it down. Turned out an older woman a few houses down couldn't figure out how to turn it off (it was the kind with a built-in battery), so she put it out on her deck where she couldn't hear it anymore.

Same sound was happening this Labor Day weekend, so I figured it was the same woman. Nope, it was coming from the new house being built next door to her (and basically kitty-corner from me), from the garage without the door put in yet. Freakin builders had to have realized whatever it was was beeping before they left, but decided it could wait until they got back to work a few days later.

 

[General Malaise]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

This is the way

 

[the moops]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

This is the way

Feel like we need some content of you two, at a bar waiting for takeout, shoving food in your face

 

[parasaurolophus]

Fundraising for your kids fun is quite tacky. If you can't afford to send him to Sweden for a soccer tournament that isn't anybody else's problem.

 

[General Malaise]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

This is the way

Feel like we need some content of you two, at a bar waiting for takeout, shoving food in your face

But we are waiting for our food to take home before shoveling it in our faces. We're not animals.

 

[1320kid]

Fundraising for your kids fun is quite tacky. If you can't afford to send him to Sweden for a soccer tournament that isn't anybody else's problem.

Disagree here. I get it is annoying (i.e. the door to door candy sales people), and the bigger issue for me is how do you/I know those funds are going to be used appropriately and it isn't a scam. Some people are hard off financially and doing the best they can. So I sympathize for those using fundraisers properly (i.e. at a school or known reputable charity/org).

 

[wlwiles]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

Shhhh don't say that too loud or my wife will hear you.

I discovered this trick when I called our favorite Mexican place and they were slammed on a Friday night and weren't taking phone orders, but I could come in and place the order. It was a one-time occurrence but I told my wife that they quit taking phone orders permanently on weekends so now every time we get take out from there, I get 20 minutes of quiet time and a couple beers at their bar.

 

[wlwiles]

Fundraising for your kids fun is quite tacky. If you can't afford to send him to Sweden for a soccer tournament that isn't anybody else's problem.

There's a lady I went to high school with who does this constantly. She's got 5 kids, and is always blasting out her Venmo ID along with a plea for Susie's band to raise $ go to out of town competition, Dylan's pee-wee team needs football pads, Ryder's scout troop is selling chocolate bars, Becky's trying to go to church camp, etc.

In between those, she's posting her backyard paint creations that she made from an old wooden pallet, along with her Venmo if anyone wants to purchase one as a porch decoration. All going to the same Venmo...

 

[the moops]

have stopped ordering delivery completely the last few years for similar reasons. orders are almost never complete, wait time is 1 hour or more, who knows if it's going to be lukewarm even by the time you get it.

easier to just pickup from the couple pizza places we might order from. double-check the order and if anything isn't right they fix it on the spot, usually with a comp of some sort and i'm home in half the time.

Ditto. Since the end of the pandemic I won't do delivery anymore unless I absolutely have to. The cost is way too high for the quality/service. I'll go do the pickup if we're ordering in.

I also do this. I also leave way too early to get it so I can sit at the bar and enjoy a beer while I wait for the food.

I actually don't order until I even get to the bar.

Shhhh don't say that too loud or my wife will hear you.

I discovered this trick when I called our favorite Mexican place and they were slammed on a Friday night and weren't taking phone orders, but I could come in and place the order. It was a one-time occurrence but I told my wife that they quit taking phone orders permanently on weekends so now every time we get take out from there, I get 20 minutes of quiet time and a couple beers at their bar.

Well done. Well done

 

[shuke]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

 

[shuke]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Yeah. If he wanted a credit card to build credit, this was what I had to do. Open a joint account with him. This was 2+ years ago. No regerts.

 

[belljr]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

I don't know how it works at USAA but my daughter has a CC on my amazon credit card account as an authorized user....... It supposed to build her account credit history I don't know if it actually helps

Can I Add My Child To My Credit Card?

Most credit card issuers allow children under 18 years to be added as authorized users on a credit card and some don’t have any age restrictions whatsoever. Adding your kids as authorized users on your credit cards may seem counterintuitive to the concept of financial independence. But it offers a w

www.forbes.com

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

I don't know how it works at USAA but my daughter has a CC on my amazon credit card account as an authorized user....... It supposed to build her account credit history I don't know if it actually helps

Can I Add My Child To My Credit Card?

Most credit card issuers allow children under 18 years to be added as authorized users on a credit card and some don’t have any age restrictions whatsoever. Adding your kids as authorized users on your credit cards may seem counterintuitive to the concept of financial independence. But it offers a w

www.forbes.com

How Does Being an Authorized User Help Credit?​

If you have little or no credit history, becoming an authorized user gives you a jump-start. When someone you trust adds you as an authorized user to their credit card, a new account will appear on your credit report.

Additionally, all the characteristics of the original account will have an impact on your credit scores. You'll most benefit from joining an account that has been open a long time, has spotless payment history and has a low credit utilization rate, meaning a small percentage of the total available credit is being used.

 

[dino259]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

I don't know how it works at USAA but my daughter has a CC on my amazon credit card account as an authorized user....... It supposed to build her account credit history I don't know if it actually helps

Can I Add My Child To My Credit Card?

Most credit card issuers allow children under 18 years to be added as authorized users on a credit card and some don’t have any age restrictions whatsoever. Adding your kids as authorized users on your credit cards may seem counterintuitive to the concept of financial independence. But it offers a w

www.forbes.com

How Does Being an Authorized User Help Credit?​

If you have little or no credit history, becoming an authorized user gives you a jump-start. When someone you trust adds you as an authorized user to their credit card, a new account will appear on your credit report.

Additionally, all the characteristics of the original account will have an impact on your credit scores. You'll most benefit from joining an account that has been open a long time, has spotless payment history and has a low credit utilization rate, meaning a small percentage of the total available credit is being used.

I think it depends on the financial. I don't think all financial report authorized users as opposed to joint users.

 

[BeTheMatch]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

 

[belljr]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

 

[BeTheMatch]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

It's never not been that way.

 

[belljr]

I should look into this. We got my FiL Dd 214 before he passed to try to get benefits. Not sure how long you had to serve etc

And my grandfather was full time in WW2 not sure if we have papers

 

[mr. furley]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

is that right? both my dad and FIL were military men. we're shopping for new insurance. don't think i ever considered USAA. guess we'll look at that one, too.

 

[Dan Lambskin]

The wife felt like ordering food and dashing it for dinner. She put in the order for several food items and a couple of drinks. The order was accepted by the food establishment, we left a decent tip to entice a dasher to accept the order, and everything was fine. Then one by one the items we ordered were declared unavailable. We tried to select other items. but no changes were allowed. And the restaurant didn't substitute anything either. None of our food items were delivered, so substitutes were included, and only one of the two drinks made it us. It cost us like $30 for us to get ONE DRINK delivered to us. Both Door Dash and the restaurant didn't fight taking off the charges for the items that weren't delivered, but neither one would waive the entire order altogether. Who calls in for dinner and gets a single drink? We still had to worry about dinner! GRRRRRR!!!!!

Why don't you just order take out to go and get yourself? I don't understand this need to have some middle man do a job you can do and apparently, the middle man CAN'T. So weird.

I’ve been super baked and ordered Dairy Queen Blizzards on several occasions

 

[Snoopy]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

And explains why he is not eligible.

 

[ChiefD]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

is that right? both my dad and FIL were military men. we're shopping for new insurance. don't think i ever considered USAA. guess we'll look at that one, too.

My grandfather was a Navy man which qualifies me for USAA. Love that company.

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

is that right? both my dad and FIL were military men. we're shopping for new insurance. don't think i ever considered USAA. guess we'll look at that one, too.

Yup. Call them and asked what they need to see from you. Exceptional customer service. You'll get a human almost right away.

 

[Keerock]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

Both my grandfathers and my dad served in the US Military. I joined USAA in 2005 through their service. It's fantastic. From auto insurance to CD rates to banking, they are best in breed. I've got my older boys set up with them and will do the same for my other kids. But you have to show proof of Military service to join.

Have you guys not seen the Gronk USAA commercials? They only run during every NFL game.....

is that right? both my dad and FIL were military men. we're shopping for new insurance. don't think i ever considered USAA. guess we'll look at that one, too.

Yup. Call them and asked what they need to see from you. Exceptional customer service. You'll get a human almost right away.

Better than an emu, or a gecko I’d assume

 

[BeTheMatch]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

It's never not been that way.

Huh. Wife and I have been members since we were married. Both our fathers served. But I swear once upon a time I had heard that they were letting anyone join. Don't know where I got that from.

 

[belljr]

However, one of the historic challenges of establishing USAA membership has always been the requirement to purchase some sort of a property insurance policy to lock in membership. That changed in November. Rather than having to buy an auto, renters, homeowners or Valuable Personal Property policy, now you can just call USAA or visit us online to establish eligibility and receive a member number, and at that point you’ve unlocked membership for your children and potentially for generations to come.

November’s change inspired me to search the archives and review how the membership rules have evolved since 1922, when USAA was established to provide mutual self-insurance for Army officers.

Here are highlights of how the membership requirements have changed since then:

In 1923, Navy and Marine Corps officers became eligible.
In 1935, USAA added widows and widowers of members who have not remarried.
In 1948, USAA welcomed Air Force officers.
In 1997, noncommissioned officers became eligible for membership. This was a big first step in opening up membership to all those who serve and have served the United States in uniform.
In perhaps the biggest move, in 2009 anyone who served honorably became eligible for USAA membership. In my mind, this change made a key element of USAA’s mission possible. Opening the door to more members paved the way for us to become “the provider of choice for the military community.”

 

[ChiefD]

However, one of the historic challenges of establishing USAA membership has always been the requirement to purchase some sort of a property insurance policy to lock in membership. That changed in November. Rather than having to buy an auto, renters, homeowners or Valuable Personal Property policy, now you can just call USAA or visit us online to establish eligibility and receive a member number, and at that point you’ve unlocked membership for your children and potentially for generations to come.

Interesting. I’ve been a member for years and all I did was open up savings accounts.

 

[STEADYMOBBIN 22]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

It's never not been that way.

Huh. Wife and I have been members since we were married. Both our fathers served. But I swear once upon a time I had heard that they were letting anyone join. Don't know where I got that from.

Maybe youre confusing it with PennFed?

 

[Bogeys]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

I was also told that your military parent had to have been a member of USAA themselves.

 

[parasaurolophus]

Fundraising for your kids fun is quite tacky. If you can't afford to send him to Sweden for a soccer tournament that isn't anybody else's problem.

Disagree here. I get it is annoying (i.e. the door to door candy sales people), and the bigger issue for me is how do you/I know those funds are going to be used appropriately and it isn't a scam. Some people are hard off financially and doing the best they can. So I sympathize for those using fundraisers properly (i.e. at a school or known reputable charity/org).

These are almost never done properly, oddly a fact you already acknowledge.

A proper fundraiser would be to send notes home from practice to hand out that says "hey instead of selling some crap merchandise this year where a dumb vendor takes most of the money, we are just asking for straight up cash homie. This will be more efficient and it will save many hours of selling and delivering junk"

Now don't get me wrong, that's still wrong and super tacky, but I would at least donate 20 bucks for the honesty.

Where I used to live there was a swim club that would make their own pizzas and sell them. They would go to local businesses to get the ingredients donated. They got the kitchen time donated and then made thousands of pizzas. But these things were actually good. People looked forward to it and they were only like a buck more for one of these compared to a crappy store bought frozen pizza. They would make them and deliver them fresh off the line. Taught those kids a lot about life and raised a ton of money.

But anyway, the real reason you are objectively wrong here is because this is the pet peeve/general annoyance thread. Where people post things that annoy them. Nevermind the complete ridiculousness of disagreeing with somebody's personal thoughts, you chose a one in a thousand example to use as your backup data for doing so.

We already have a couple posters in here that just disagree with everybody just to be pills, (sometimes outing themselves weeks later by voicing a similar annoyance). We don't need anymore. So next time please make sure to actually have a valid example if you want to disagree with somebody, not some stupid unicorn.

The one exception I will make here is for GM. Please post your GoFundMe GB, because obviously nobody can afford to send 13 kids to tanning camp. I mean training camp.

 

[1320kid]

Lmao who pissed in your wheaties grandpa? I actually agreed it is annoying, I was saying why I think it is annoying, not speaking generally.

And not once did I say you weren't allowed to air you annoyances, I was merely sidebarring off your comment. Chill out man.

 

[parasaurolophus]

Lmao who pissed in your wheaties grandpa? I actually agreed it is annoying, I was saying why I think it is annoying, not speaking generally.

And not once did I say you weren't allowed to air you annoyances, I was merely sidebarring off your comment. Chill out man.

"Disagree here" must be the way young'ns agree with us old folks. I guess I need to get one if those translator things.

 

[1320kid]

And then the very next words used are I get that it can be annoying. I sympathize with you that a lot of these fundraisers are BS, and also as you put tacky. I was disagreeing with the sentiment that overall I think fundraising is bad/tacky as you didn't get specific, whereas I did. Certain aspects of it when used properly are good for kids.

Carry on.

 

[General Malaise]

Not sure what thread to put this, but since I'm pretty annoyed I'll do it here.

Took my son to our bank to get a credit card for him so he can start building credit. He could only get a secured credit card, which means they'd hold the limit in a separate account he couldn't touch. OK, make sense. We applied initially for $300. Found out today he was denied because his annual income is too low based only working 4-5 months a year.

How do you get denied for a secured credit card when they would already have the funds? Seems ridiculous.

I ended up just opening a credit card through USAA for me and my oldest son. He is the only one who uses it. 2 years in, he's paid it off in full every month. According to USAA, this helps him build a good credit score just as if he had it on his own without me. He gets credit card offers all the time now. YMMV.

Agreed though, it's stupid trying to open up a small limit credit card for your 18+ year old child.

Is that the military bank? Are you saying you opened a joint account with him?

Anyone can join USAA now. Don't have to be military.

Website says otherwise...... Have to be some sort of former active or family

I didn't think it's been that way for quite a while. If that's what it says, they must have changed it back.

It's never not been that way.

Huh. Wife and I have been members since we were married. Both our fathers served. But I swear once upon a time I had heard that they were letting anyone join. Don't know where I got that from.

I don't think they ever relaxed their standards. On the one hand I feel a little guilty using their products since I never served, but the rules allow for kids of US Military vets to join, so I'm definitely going to take advantage of that perk. My kids are all set up with USAA too so they'll be able to use their products and services and hopefully will be able to pass that down to their kids. On the other hand, I am PAYING USAA quite a bit of money for auto insurance, home owner insurance, etc. So they've definitely got sticky money through me and my family.